Sentences with phrase «consumer protection requirements»

Certain other consumer protection requirements were administered by other federal offices and agencies, such as the U.S. Department of Housing and Urban Development published the Real Estate Settlement Procedures Act (RESPA); however, enforcement of the requirements in banks was the responsibility of the federal bank regulators.
During June 2010, the Department's Aviation Enforcement Office conducted a review and inspection at ASA's Atlanta offices and airport operations of the carrier's compliance with Department consumer protection requirements.
The proposed act claims that virtual currency business activities are similar to money transmitter services, and would require comparable regulations and licensing in order to fulfill consumer protection requirements.

Not exact matches

(f) Notwithstanding anything to the contrary herein, and subject to the terms in these Terms of Service, you acknowledge that, solely as between Apple and NBCUniversal, NBCUniversal and not Apple is responsible for addressing any claims you may have relating to the online services, or your possession and / or use thereof, including, but not limited, to: (i) product liability claims, (ii) any claim that the online services fail to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.
Our processes go above and beyond the CSCDA's requirements, and we have helped lead consumer protection efforts for the U.S. residential solar industry through our work with the Solar Energy Industries Association (SEIA).
This would allow California to enact important consumer protections, such as the disclosure of material risks, the unpredictability of virtual currency price in relation to fiat currency, and consumer's rights and remedies, without also immediately imposing harsh, costly licensing requirements.
It, however, did include the requirement for companies to use boilerplate consumer protection and transaction receipt clauses as well as the ability for low or no risk companies operating with less than $ 1,000,000 in outstanding obligations to pay a $ 500 application fee for a two - year provisional license that can then be renewed.
The regulation seeks to harmonize state laws for businesses that utilize virtual currencies as monetary tools, and includes provisions for licensing requirements, reciprocity, consumer protection, cybersecurity, anti-money laundering, and licensee supervision.
The act seeks to establish a foundation for virtual currency businesses by providing individual states with a common regulatory guide for issues such as licensing requirements; reciprocity; consumer protection; cybersecurity; anti-money laundering; and supervision of licensees.
The questionnaire asks for detailed information about fees, margin trading requirements and consumer - protection policies employed by the major exchanges.
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«Our partnership with DuPont adheres to regulatory requirements, brand reputation and consumer protection needs to ensure the products are of the highest quality throughout the manufacturing process.
«State law has extensive consumer protection, extensive background check requirements, extensive taxation, and other requirements and it only allows the county to enact the ban,» said Uber NY Policy Director Josh Gold.
Don't parents need state testing requirements for consumer protection and to get information to make intelligent choices?
This consent order concerns the failure of Paragon Air, Inc., («Paragon») to comply with (1) the requirement, implemented by 14 CFR Part 374, to make prompt credit card refunds as required by the Consumer Credit Protection Act and Regulation Z of the Board of Governors of the Federal Reserve System, 15 U.S.C. § § 1601 - 1693r and 12 CFR Part 226 and (2) Department enforcement case precedent that requires that cash refunds be made within 20 days of receipt of full documentation of such a request.
She leads an office of attorneys and transportation industry analysts who investigate and enforce DOT's aviation economic, consumer protection, and civil rights requirements primarily through negotiation and issuing cease and desist orders assessing civil penalties.
The Office of the Assistant General Counsel for Aviation Enforcement and Proceedings, including its Aviation Consumer Protection Division, monitors compliance with and investigates violations of the Department of Transportation's (Department) aviation economic, consumer protection, and civil rights requiConsumer Protection Division, monitors compliance with and investigates violations of the Department of Transportation's (Department) aviation economic, consumer protection, and civil rights reqProtection Division, monitors compliance with and investigates violations of the Department of Transportation's (Department) aviation economic, consumer protection, and civil rights requiconsumer protection, and civil rights reqprotection, and civil rights requirements.
According to the Consumer Financial Protection Bureau, your lender generally must grant a borrower - requested cancellation if you submit the request in writing and meet all requirements.
Amendments to the Bank Act to strengthen protection of financial consumers, for example requirements for cooling - off periods that allow consumers with second thoughts to cancel an agreement without financial penalty
If legislators can't provide strengthened consumer protection for reverse mortgage loans, then FHA should be allowed to tighten its own loan requirements for its reverse mortgage loan program — while keeping this financial product available to those seniors for whom a reverse mortgage is the right choice.
A law and corresponding consumer protection regulations which, among other requirements, specifies that lenders must state an Annual Percentage Rate for each loan.
It was just recently announced by the Federal Reserve Board and the Federal Trade Commission that there will be new proposed legislations concerning the disclosure for credit score requirements of the Dodd - Frank Wall Street Reform and Consumer Protection Act.
To learn more about your rights and specific repossession requirements in your state, contact your State Attorney General or local consumer protection agency.
Read reviews, ask about them with your local consumer protection agency and make sure their licenses match your state's requirements.
As of October 17, 2005, after the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, debtors now must meet stricter requirements to qualify for Chapter 7 Bankruptcy.
The United States Congress, in an effort to tighten the requirements for bankruptcy and reduce the number of debtors who were able to qualify to have their unsecured debts discharged by filing Chapter 7 bankruptcy, passed the Bankruptcy Abuse and Prevention and Consumer Protection Act of 2005.
The existing requirement that employees be licensed loan originators provides a host of consumer protections, and the additional requirements being placed on retailers does not make up for the lost protection from the removal of that status, Astrada said.
The 1968 Consumer Protection Credit Act addressed requirements of lenders, including the «truth in lending» law, whereby creditors most disclose important loan terms in a disclosure statement.
Apart from these main points, students and lenders are also required to meet several requirements like double - checking the current status and the amount needed by the student from the school, a quarterly update to borrowers about their payables, and a report a certain student loans standing to the Consumer Financial Protection Bureau.
In October of 2005 the new bankruptcy law, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, added a credit counseling and financial management requirement.
When a creditor or other company fails to respond or comply with requirements and processes for fixing credit report mistakes, you can file a complaint with the Consumer Financial Protection Bureau or enlist the help of an independent credit repair service or lawyer.
Among the new requirements introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, were the requirements that every debtor seeking to file for bankruptcy protection complete the pre-filing bankruptcy debtor credit counseling course offered by numerous new US Trustee - approved course Protection Act of 2005, were the requirements that every debtor seeking to file for bankruptcy protection complete the pre-filing bankruptcy debtor credit counseling course offered by numerous new US Trustee - approved course protection complete the pre-filing bankruptcy debtor credit counseling course offered by numerous new US Trustee - approved course providers.
As the national credentialing initiative put forth by NAVTA to standardize credentialing requirements and uniting veterinary technicians under one title progresses, the path in which veterinary technicians become more effective in driving better patient care, veterinary team function, and protection of the veterinary care consumer should be considered, with MLVPs a worthy concept to explore.
The legislation sets a limit of 50 breeding dogs confined in large - scale production facilities, provides basic humane care requirements and ensures protections for consumers that purchase a dog with a disease or congenital defect.
Credit CARD Act begins final phase — Gift card protections, requirements for reasonable fees and mandatory account reviews when interest rates are hiked are among the new consumer protections in Phase III of the Credit CARD Act of 2009.
This is a requirement of much government legislation around the world — often in trading standards or consumer protection law — as well as forming the basis of the Green Guides, so organizations with a global presence can apply the same principles to all of their reporting and environmental claims worldwide.
ICROA provides consumer protection for parties wishing to voluntarily manage and offset their carbon emissions by ensuring its member companies follow and publically report against the ICROA Code of Best Practice, which provides specific requirements for the manner in which ICROA members provide their carbon footprinting, greenhouse gas reduction advice and offset services.
All imported food under this Act shall meet requirements for food safety, inspection, labeling, and consumer protection that are at least equal to those applicable to food grown, manufactured, processed, packed, or held for consumption in the United States.
Notable mandates: Represent the plaintiffs in a proposed class action against provincial law enforcement agencies regarding allegedly negligent use of breathalyzer machines; acts for hundreds of pre-sale contract holders with various condominium developments who are disputing their requirement to close under consumer protection laws; defended a law firm in a four - week hearing over enforcement of a significant contingency fee agreement; acted for a number of clients in online defamation cases
The Ofcom inquiry concludes that broadcasters should be made directly accountable for their use of premium rate promotions (PRS) and makes recommendations including amending television broadcasters» licences to include requirements for consumer protection in relation to PRS; and require independent third - party auditing of PRS activity.
State - by - state licensing requirements were explicitly put in place for the purpose of consumer protection so anyone who hires a licensed attorney in his or her state can be promised a basic level of competency.
On this day the Consumer Financial Protection Bureau will begin to require new closing disclosure forms as they begin to enforce new compliance requirements associated with those closing disclosure forms.
As the European Union focuses on a high level of consumer protection, product liability related legislation has evolved into a complex system of interacting requirements that manufacturers face today.
The bill goes on to list eleven specific things that a supplier of the applicable service has to put in the contract, along with the requirements of the Consumer Protection Act and its regulations — so the demand that the contract be «concise» may be a bit difficult to achieve.
If you subscribe to the Marvel Unlimited Service directly with Marvel on the Website and you download the App through a third party (e.g., Apple / iTunes or Google Play), you understand that the third party is not responsible for addressing any claims by you or any other person relating to the App or your possession and / or use of the App, including, but not limited to: (i) product liability claims, (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement, and (iii) claims arising under consumer protection or similar legislation; in addition, the third party is not responsible for the investigation, defense, settlement and discharge of any intellectual property infringement claim related to the App or your possession and use of the App.
Gemini is regulated by the New York State Department of Financial Services (NYSDFS), which requires them to meet compliance, capitalization, consumer protection, anti-money laundering, and cyber security requirements set by the NYSDFS.
This requires them to meet capitalization, consumer protection, anti-money laundering, compliance, and cyber security requirements set by the NYSDFS.
According to the Hankyoreh, the association's self - regulatory measures will «include minimum operating requirements such as the capital base of virtual currency exchanges, employee ethics regulations, and consumer protection
Other Requirements to Cancel PMI According to the Consumer Financial Protection Bureau, you have to meet certain requirements toRequirements to Cancel PMI According to the Consumer Financial Protection Bureau, you have to meet certain requirements torequirements to remove PMI:
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