Sentences with phrase «consumers and businesses instead»

No institution wants to do that, so they take that money and invest it or loan it to consumers and businesses instead.

Not exact matches

Many business people, myself included, have opined that with the increased acceptance and convenience of online shopping, consumers will eventually cease to visit retail stores altogether and instead shift their shopping online, specifically through mobile devices and apps.
Consumers are instead relying on businesses to utilize their power and capital to help support causes they care about.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and businesses may defer purchases or payments, or default on payments; risks resulting from the concentration of our business among few customers, including the risk that customers may reduce or cancel orders or fail to honor purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Yelp noted that over the same earnings period, roughly 40 percent of its ads were displayed on mobile devices, underscoring the evolving ways consumers search for businesses and things to do on the fly instead of planning ahead before leaving home.
And if you're dreaming of starting a business that serves consumers instead?
More recently, it's struggled to strike a deal for its consumer healthcare business, with major potential bidders like GlaxoSmithKline pulling out and Procter & Gamble deciding to buy German pharmaceutical company Merck KGaA's consumer unit instead.
Now, instead of just being more aware that they're giving away data about themselves, some consumers resist doing business with companies unless it's possible to verify what those businesses do with the provided information and whether customers can limit what's collected.
Instead of relying on shock - and - awe tactics this holiday season, here is how businesses should approach their battle for consumers» dollars.
But because I have no income (yet) nor prior years» business tax returns, they would not approve it through their commercial loan dept and instead sent it through their consumer loan dept, where it was immediately approved.
One of the surest ways to sink a business is by focusing your energies on what other companies in your industry are doing instead of finding original ways to increase consumer awareness, generate sales, and boost profitability.
Instead of raising more trade barriers — risking making goods more expensive for US consumers and businesses — he might consider opposing the monopolies the US government grants its own companies under the aegis of «intellectual property,» which let US companies charge consumers vastly more than they would in a true market economy.
The consumer watchdog confirmed on Friday that it is investigating Moses Obeid and Paul Obeid over allegations of cartel conduct, where businesses secretly agree to act together instead of competing with each other.
Instead, for the food and beverage industry voluntary reformulation made better business sense and responded to consumer demand, which he said ultimately should not be ignored.
A grassroots campaign saved the decrepit complex from becoming an office park, and instead infused the renovation with the spirit of the time and place, a heady idealism that set out to strengthen the relationship between farmer and consumer; emphasize a transparent, democratic process; encourage and protect new and niche businesses; preserve the market's history; and provide a safe haven for the lower - income residents.
Instead of tax breaks and subsidies for investor - owned businesses, Hawkins would devote economic development funds to technical assistance and financing for worker and consumer cooperatives.
Instead, that being benevolent now means better business because, in the end, transparency and traceability are concepts anchored in building consumer trust.
Apparently, the new company will focus on the high - end business market instead of the low - cost consumer market, and will license their ereaders to different companies.
(Think of it as a stick to incentivize the banks to stoke economic activity by lending that money to businesses and consumers instead.)
Instead, Feth says the couple should sell the cottage, take the $ 110,000 proceeds and pay off the roughly $ 80,000 they have in mortgage, business and consumer debt.
All these are designed to cater the needs of various clients from the consumer, business, corporate and other institutional sectors.Furthermore, SunTrust aims to help Americans get out of financial stress and instead, achieve confidence.
GM has switched from an old model where it used to overproduce some models and shove them through consumers» throats to a business model where it produces what clients want and meets the demand instead of exceeding it.
Instead, he threw himself into the burgeoning New Science of Finance, which married economic research and market research and encompassed identifying and studying demographic trends, business cycles, consumers» purchasing power and many, many other trends that empowered him to forecast economic and market changes.
According to the Attorney General's lawsuits, the businesses promised consumers they could pay off their debts for a fraction of the amount owed, but instead collected large up - front fees and left customers with little or no money to pay creditors.
These laws were designed make it more difficult for consumers and businesses to file under Chapter 7 bankruptcy, under which most debts are forgiven (discharged), and instead be forced to file under Chapter 13.
Coffee shops and other small businesses are equipping their shops to take advantage of the trend of consumers to use plastic instead of paper to pay for their purchases.
Instead of helping consumers or solving animal welfare problems, it creates a government - mandated monopoly making stray and unwanted dogs, and unregulated rescues and shelters the only retail source for dogs and puts legally operating pet shops with dogs from regulated breeders out of business.
Therefore, we would like to, instead of directly expanding our business on smart devices, focus on achieving greater ties with our consumers on smart devices and expanding our platform business.
Long - term sustainability for the maximization of human survival has been eclipsed by global business for the expediency of large gains in short - term periods, where mostly tactical activities predominate in both emerging and developed markets, instead of focusing on strategic alternatives and activities that would sustain life on earth in a symbiotic, negentropic relationship between global business, Nature as Earth, government, and consumers or the general public.
I would suggest that the business model of power generation needs to change with the time, and instead of seeing changing behaviour of consumers as a constraint, recognise it as an opportunity.
Instead of playing in the cutthroat world of solar - panel production, SolarCity, founded in 2006, focused on leasing solar panels to consumers and businesses and making this process easier.
It's high time that businesses that care about the world stopped waiting for «green consumer demand» to materialize, and instead made it happen.
ReChaco is not just a resole and repair business, instead it is an emotional experience that allows us to further connect with our consumers
Mastercard is a technology company in the global payments industry that connects consumers, financial institutions, merchants, governments and businesses worldwide, enabling them to use electronic forms of payment instead of cash and checks.
The travel and hospitality industry is going through immense changes — instead of booking a trip at a travel agency, many consumers and businesses are searching deal sites, making comparisons, and booking their own travel online.
Instead, Microsoft should double - down on business users, develop a dominant beachhead for Cortana like they did with Office and use that as a platform to eventually move into general purpose segments, even consumer applications.
«Undeserved patents instead serve to quash competition and hurt business and consumers
While many decry reforms like these — especially the one relating to banks — as nothing more than Washington, D.C., political game - playing and Wall Street favors, each in its own right highlights the larger problem with business method patents: instead of spurring innovation (as the patent system is intended to do), they often harm businesses by imposing additional costs (in the form of licenses or litigation), which in turn harms the consumer, as well as the economy at large.
You can't do real estate part time in a Consumer Downturn, it is really a fun, creative and 60 hr / wk business where excellence is rewarded instead of trivialized.
On Feb. 26, Senators McCaskill (D - MO) and Rockefeller (D - WV) introduced legislation that will better equip the nation's top consumer protection agency with the tools needed to crack down on «patent trolls» — companies that buy patents, but then fail to actually produce goods or services, opting instead to intimidate or sue other small businesses.
Instead, a growing percentage of consumers believe that business and employment conditions will remain about the same in the next six months, an increase of 3.2 and 3.5 percentage points respectively.
Selfishly, you can let the past go and no longer be concerned about what CREA is doing at the national level but instead focus soley on how the DDF will transform the way consumers search for real estate and how your business can profit from it.
The creditor does not provide the Closing Disclosure so that it is received by the consumer at least three business days before consummation; instead, the creditor and the settlement agent provide the disclosures under § 1026.19 (a)(2)(ii) and § 1024.8, as applicable, under the Truth in Lending Act and the Real Estate Settlement Procedures Act, respectively.
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