Sentences with phrase «consumers as insurance companies»

This is good news for consumers as insurance companies will be required to do more to find beneficiaries and provide them with money that is rightfully theirs.

This only hurts the consumer as insurance companies will pass on the expenses to policy holders in the form of increased premiums.

Not exact matches

Fix Auto has to make its name known with not just consumers but insurance companies as well, who end up footing most of the repair bills.

These are «companies that are trying to get as many pieces of the overall puzzle together that they can offer the consumer... from insurance... to your knee surgery,» Tsouderos said.

According to the proposal, the OCC would coordinate with other applicable regulators, such as the Federal Reserve, Federal Deposit Insurance Corporation, and Consumer Financial Protection Bureau, depending upon the nature of the FinTech company.

The Tennessee Republican said it's critical to do something as part of this week's must - pass spending bill before insurance companies set their 2019 prices, which could shock consumers this fall.

Companies involved in activities such as banking, consumer finance, investment banking and brokerage, asset management, insurance and investment, and real estate, including REITs.

Similar to consumer credit bureaus, there are several insurance ratinginsurance rating agencies such as A.M. Best, Moody's, Fitch Ratings, and Standard & Poor's that can provide you with an indication of an insurance company's financial stability.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

MomLifeTV advertisers may include financial service providers (such as banks and insurance agents) and non-financial companies (such as retailers, fast food, and consumer electronics companies).

Gov. Andrew Cuomo, responding to the massive security breach at Equifax, will propose regulations today that subject credit reporting agencies to the same rules as banks and insurances companies in order to protect consumers.

New York State has issued a letter that says insurance companies can not deny a claim because a consumer identifies as a gender not typically associated with a service.

In this respect, insurance companies have a role as advocates for preventive measures that decrease consumers», and, therefore, insurers» liability.

Speaking about the potential use cases for businesses, TRUEPIC said insurance carriers could authenticate photos submitted with insurance claims, images on Airbnb - style home rental platforms could be verified, dating profile pictures can be confirmed as current and unfiltered, and beauty companies could demonstrate real results for consumers.

SAN FRANCISCO, April 30, 2013 / PRNewswire / — Esurance, the direct - to - consumer personal car insurance company, was recognized for a second straight year as one of the «Best Places to Work in New Jersey.»

Credit bureaus, or credit reporting agencies, collect information about consumers» financial affairs and sell the information to their clients, such as credit grantors, employers, and insurance companies.

Insurance companies analyze the information and make determinations as to how much risk a consumer represents.

Through all of this merger and acquisition activity, Chase Bank emerged as the consumer banking arm of J.P. Morgan Chase & Company, offering a wide range of financial products to consumers including deposit accounts, investment products, insurance, loans and credit cards.

Northwestern Mutual has some of the best consumer reviews and, as a mutual insurance company, has consistently issued dividends to whole life insurance policyholders for decades.

The financial sector includes banks as well as companies that issue insurance, act as investment managers, provide consumer credit / lending and other similar services.

Washington, D.C. — Major auto insurance companies charge good drivers as much as 47 percent more for basic liability auto insurance if they don't own their home, according to a new analysis of premiums by the nonprofit Consumer Federation of America (CFA).

Similar to consumer credit bureaus, there are several insurance ratinginsurance rating agencies such as A.M. Best, Moody's, Fitch Ratings, and Standard & Poor's that can provide you with an indication of an insurance company's financial stability.

The healthcare industry is the single biggest customer of the debt collection industry, constituting 42 % of the collection market, versus only 29 % for the banking & finance sector.34 One stunning statistic from a 2003 Federal Reserve study is that over half of accounts reported by debt collectors and nearly one - fifth of lawsuits that show up as negative items on credit reports are for medical debts.35 Moreover, often medical debts are sent to debt collectors for reasons completely out of the consumer's control, such as disputes between insurance companies and providers, or even the result of the provider's failure to properly bill the insurer.

As our other contenders, AIG is a top life insurance company that offers a solid array of consumer friendly products spanning whole life, universal and variable life.

If you believe that a company has taken adverse action against you, such as dramatically increasing your home insurance or denying employment, then the relevant consumer reporting company is required to give you a free copy of your consumer report.

ASPCA Pet Insurance: 1 [phone] EMBRACE Pet Insurance: 1 [phone] Healthy Paws: 1 [phone] PetPlan Pet Insurance: 1 [phone] VPI Pet Insurance: 1 [phone] Trupanion Medical Insurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cInsurance: 1 [phone] EMBRACE Pet Insurance: 1 [phone] Healthy Paws: 1 [phone] PetPlan Pet Insurance: 1 [phone] VPI Pet Insurance: 1 [phone] Trupanion Medical Insurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cInsurance: 1 [phone] Healthy Paws: 1 [phone] PetPlan Pet Insurance: 1 [phone] VPI Pet Insurance: 1 [phone] Trupanion Medical Insurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cInsurance: 1 [phone] VPI Pet Insurance: 1 [phone] Trupanion Medical Insurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cInsurance: 1 [phone] Trupanion Medical Insurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cInsurance for Pets: 1 [phone] For a list of the top ten rated pet insurance companies for 2014 as named by Consumer's Advocate: cinsurance companies for 2014 as named by Consumer's Advocate: click here

Generali Global Assistance's Travel Insurance division («the Company»), formerly CSA Travel Protection, announced today that it has expanded its product offerings to provide additional plans with enhanced coverages for consumers to help protect themselves and their belongings while traveling, as well as their travel investments.

A leading provider of travel insurance, the Company developed four videos as resources for its sales team to help educate consumers and potential customers, particularly Online Travel Agents, about travel insurance products.

These companies were not included in our table and have not been rated by Ethical Consumer as they do not underwrite insurance policies, but are worth a few words.

Marc Mayerson of Insurance Scrawl has good news for companies being sued for violations of the Telephone Consumer Protection Act (colloquially known as blast faxers): Your insurance policy will likely cover defense costs — either both the property damage or advertising - injury Insurance Scrawl has good news for companies being sued for violations of the Telephone Consumer Protection Act (colloquially known as blast faxers): Your insurance policy will likely cover defense costs — either both the property damage or advertising - injury insurance policy will likely cover defense costs — either both the property damage or advertising - injury coverage.

We have recovered monetary compensation for consumers who were deceived by consumer service providers such as banks, insurance companies, credit card companies and phone companies.

The Department of Insurance acts as oversight for insurance companies and also handles consumer coInsurance acts as oversight for insurance companies and also handles consumer coinsurance companies and also handles consumer complaints.

Through its brands GetBucks, GetBanked and GetSure the company offers unsecured consumer loans, banking solutions as well as insurance products to customers.

The presence of many insurance companies is of great benefit to consumers as they can negotiate and bargain the best caer insurance deal.

Size isn't all that matters for large insurance companies, so consumers often look to independent rating institutions like A.M. Best, Standard & Poor's and others to see how solvent the insurance company is, as well as what their outlook is to the future.

Ideally, a consumer would like to receive several things from his or her insurance company - the consumer's desired amount of coverage, a competitive price, and the financial stability of being a state approved carrier, as well as an outstanding reputation for customer service.

However, their life insurance company, Reliastar, isn't as big of name and most consumers ask us for more information about them.

Aetna is one of the nation's top health insurance companies, offering a variety of traditional and consumer managed health insurance products, as well as behavioral health, dental, disability, group life, long - term care, and pharmacy services.

Such as Consumer Reports, Some States have Insurance Regulators which may rate insurance companies, and the insurance companies Financial Strength RatinInsurance Regulators which may rate insurance companies, and the insurance companies Financial Strength Ratininsurance companies, and the insurance companies Financial Strength Ratininsurance companies Financial Strength Rating.»

The company provides a broad range of insurance and insurance - related products and services for individual consumers, as well as automotive dealerships and other businesses.

As we break into 2017, we're exploring more and more of the best life insurance companies available to aid consumers in finding the appropriate carrier for their specific need.

Check the financial health of insurance companies with rating companies such as A.M. Best andor Standard & Poor's as well as consumer magazines that may provide insurance company ratings.

GEICO, one of the largest auto insurance companies that today markets directly to consumers, started in 1936 as the Government Employees Insurance Company, selling to government employees and some military pinsurance companies that today markets directly to consumers, started in 1936 as the Government Employees Insurance Company, selling to government employees and some military pInsurance Company, selling to government employees and some military personnel.

Insurance companies get away with this because there is a lot of misinformation about insurance claims (if you can find it - as good insurance claim information is kept secret from coInsurance companies get away with this because there is a lot of misinformation about insurance claims (if you can find it - as good insurance claim information is kept secret from coinsurance claims (if you can find it - as good insurance claim information is kept secret from coinsurance claim information is kept secret from consumers).

The company expects auto insurance rates to continue to move up at least through 2008, which means consumers will need to be even more savvy shoppers as they try to keep their car insurance rate low.

Gap insurance is typically offered by a finance company when the vehicle owner purchases their vehicle, but many auto insurance companies offer this coverage to consumers as well.

A credit score is a number insurance companies assign consumers based on their credit history, such as bill paying history, the number and type of accounts they have, late payments, collection actions, outstanding debt and the age of their accounts.

As the most important person in the marketing, underwriting, and delivery of an insurance policy, it is the responsibility of the agent to be truthful to the consumer in marketing the benefits and truthful to the company regarding underwriting the applicant.

As a consumer, you have the right to know the financial stability of the life insurance company that you're placing your trust in.

Historically, insurance companies (also known as «direct insurers») haven't sold their products directly to the consumer.