Sentences with phrase «consumers at a guaranteed price»

NAR position: Taking the industry lead on RESPA reform, NAR has submitted a proposal to the Mortgage Reform Working Group, composed of various real estate industry and consumer organizations, that would allow settlement service providers to package services and offer the package directly to consumers at a guaranteed price.

Then in mid-2002, the U.S. Department of Housing and Urban Development proposed offering a safe harbor from federal antikickback rules in the Real Estate Settlement Procedures Act (RESPA) to lenders that offer a package of settlement services to consumers at a guaranteed price, including a guaranteed interest rate.

Real estate settlement service providers should have the ability to package all settlement services and offer them directly to consumers at a guaranteed price.

Not exact matches

Here's where it gets really interesting: Winthrop guarantees that no matter how big the company gets, its apparel will always be made in the U.S. and will be sold at competitive prices, thanks to the direct - to - consumer business model, which circumvents retail markups.

My column this week on the positive aspects of the CRTC's usage based billing decision has generated some sharp disagreement, with some arguing that the pricing set by the Commission is faulty and virtually guaranteed to increase consumer prices (Search Engine covers the issue and arrives at the same conclusion, Peter Nowak does as well).

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Of course, Best Buy is buttressing this strategy with a renewed focus on customer service and a blanket guarantee to match any price that consumers can find at other retail outlets, be they brick - and - mortar stores or Internet sellers.

Benefit from Orbitz Price Assurance, which automatically rewards consumers if another Orbitz.com customer books the same hotel stay at a lower rate, the Orbitz Low Price Guarantee and no Orbitz fees on hotel cancellations or changes.

The fixing of a maximum price in the case at hand, by limiting the ability of electricity providers to pass on the extra costs to final users, means that the supply obligation must be complied with by means of the electricity providers» own financial resources; by contrast, the national legislation at issue in Association Vent de Colère, by enabling the electricity distributors to cash in a tax imposed on the consumers, guaranteed that the additional costs resulting from an obligation to purchase wind - generated electricity would be offset.