Sentences with phrase «consumers under the age»

DIY home security solutions are especially enticing to consumers under the age of 45.

Consumers under the age of 23 are not subject to the daily minimum balance requirement.

It says that any consumer under the age of 21 must meet one of two requirements before opening a credit card account:

For example, the act restricts the issuer's freedom to raise rates on existing balances, prevents credit card companies from targeting consumers under age 21, requires cardholders to receive more advance notice of upcoming bills and a handful of other safeguards that favor the consumer.

ID Analytics reports that 67 % of consumers under the age of 30 have a subprime or non-prime credit score.

Consumers under the age of 23 are not subject to this account's daily minimum balance requirement.

In addition to specifying that card issuers can not send unsolicited credit card offers to consumers under the age of 21, the CARD Act stipulates that solo credit card applicants must be at least 21 years old.

The next instalment in the series has just received an R18 + rating from the Australian Classification Board, restricting the game from sale to consumers under the age of 18.

For consumers under the age of 69, North American allows any term life policy to be converted into a permanent life policy.

The change came over the past few months after Poteet heard a lecture about the interests of Generation Y --- roughly, those consumers under the age of 30.

Among key findings he will share: In 2004, consumers under the age of 30 in the United States had $ 146 billion in student loan debt, a number that had more than doubled to more than $ 369 billion by 2014.

• Wealthy consumers under age 55 are more than twice as likely (23 percent) to value Green or LEED certified residential properties than their older counterparts (11 percent).

Not exact matches

The franchisee is also the one who executes leases for equipment, autos, and the physical location, and has the liability for what happens within the unit itself, so you're largely out from under any liability for employee litigation (e.g., sexual harassment, age discrimination, EEOC), consumer litigation (the hot coffee spilled in your customer's lap), or accidents that occur in your franchise (slip - and - fall, employer's comp, etc.).

Other than old age, they never adequately proved that annuity consumers were being harmed under the rule nor did they demonstrate any confusion by annuity consumers with reliable studies or research.

I hereby certify: (1) the information provided is true and correct, (2) you are hereby authorized to investigate all bank, credit, and trade references, and said references are hereby authorized to release any requested information to you or your nominee, (3) such authorization shall extend to obtaining personal credit profile in considering this application and subsequently for the purposes of update, renewal or extension of such credit or additional credit and for reviewing or collecting the resulting account, (4) this information may be transmitted by us to you and by you to underwriter (s) for the purpose of granting me credit, either electronically or manually, and that by submitting this application, I take full responsibility for transmission thereof, (5) I am over 18 years of age, (6) I acknowledge my rights under the Fair Credit Reporting Act, (7) I consent to receive direct mail, faxes, text - messages, and e-mails sent by National Funding and its affiliates for the purposes of transmitting account updates, requests for information and notices, and (8) this request is for business and not for consumer purposes.

While the Facebook technically only allows children aged 13 to create profiles, lax prevention methods has resulted in more than 20 million under under -13-year-olds using the network, according to Consumer Reports.

Furthermore, through this survey it was concluded that on the basis of percentage usage, consumers falling under 45 - years and above age group across all regions are the highest consumers of stevia products.

Application of this technology area can provide consumers access to information such as the weight, age and health of the animal in their meal as well as the conditions it was raised, transported and slaughtered under.

Proprietary research from Packaged Facts indicates that younger adult consumers, those under age 40, seek out plant protein most.

In truth, the UK Law has not provided clarity to consumers about follow on formula, and over 30 % of families have been reported to give follow on formula to children under 6 months of age in a national Government survey.

According to the Consumer Product Safety Commission (CPSC), 350 children under the age of five drown in pools each year nationwide, the majority in June, July and August; most in backyard pools.

The Consumer Product Safety Commission (CPSC), and The American Academy of Pediatrics (AAP) Recommend that no child under the age of 6 should sleep in a bunk bed.

Between January 1, 1997, and July 15, 2002, nine infants, all under age 1 year, died in crib accidents involving improperly - sized mattresses, the U.S. Consumer Safety Product Commission reported.

In May 1999, the Consumer Product Safety Commission [CPSC] released a warning against cosleeping or putting babies to sleep on adult beds that was based on a study of death reports of children under the age of two who had died from 1980 to 1997.

The U.S. Consumer Product Safety Commission (CPSC) and the American Academy of Pediatrics (AAP) recommend against sharing a bed with a child under the age of 2, citing an increased risk of death from suffocation, SIDS (sudden infant death syndrome), strangulation, or another unexplained cause.

According to the U.S. Consumer Product Safety Commission (CPSC), more than 16,000 children under the age of 5 went to the emergency room in 2006 with injuries caused when television sets, bookcases, and other furniture and appliances tipped over on them.

With all the safety concerns regarding soft bedding items in cribs, you have to sift through a lot of changing opinions, but most of the official guidelines pertain to infants under 12 months of age (from organizations like The U.S. Consumer Product Safety Commission, the American Academy of Pediatrics, and the National Institute of Child Health and Human Development).

Of course, none of these rules have stopped some 7.5 million children under the age of 13 from joining Facebook, according to recent statistics from Consumer Reports.

Filed Under: Blog Tagged With: author earnings, authors, consumer expenditures, consumer spending, digital age, earnings, income, indie publishing, market, reading, reprints, RWA Nationals, self - publishing, traditional publishing, writers

A federal regulation which requires lenders to promote the availability of credit to all creditworthy applicants without regard to race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to contract); to whether all or part of the applicant's income derives from a public assistance program; or to whether the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

As used in this paragraph, a «Covered Borrower» means any person who, at the time such person becomes obligated on a loan transaction or establishes an account for consumer credit, satisfies the requirements under any one or more of the following classifications, or is otherwise under applicable laws deemed to be a «Covered Borrower» under the Military Lending Act, 10 U.S. Code Section 987: (a) An active duty member of the Army, Navy, Marine Corps, Air Force or Coast Guard, or a person serving on active Guard and Reserve duty (a person described in this clause (a) of the definition of «Covered Borrower» is hereinafter referred to as a «Service Member»); or (b) Any of the following persons, relative to a Service Member: (1) The spouse; (2) A child under the age of 21; or (3) If dependent on the Service Member for more than one half of such person's support, any one or more of the following persons: (i) A child under the age of 23 enrolled in a full time course of study at an institution of higher learning; (ii) A child of any age incapable of self support due to a mental or physical incapacity that occurred before attaining age 23 while such person was dependent on the Service Member; (iii) Any unmarried person placed in legal custody of the Service Member who resides with such Service Member unless separated by military service or to receive institutional care or under other circumstances covered by Regulation; or (iv) A parent or parent - in - law residing in the Service Member's household.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into the binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Millennials tend to avoid visiting bank branches and instead manage their money online — in fact, 94 percent of consumers under 35 years of age are active online banking users, according to First Data, a credit card processing company that provides payment solutions for merchants.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

ECOA prohibits lenders from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age, the fact that all or part of the applicant's income comes from any public assistance program, or the fact that the applicant has exercised any right under any federal consumer credit protection law.

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The Equal Credit Opportunity Act (ECOA) prohibits creditors from discriminating against credit applicants in any aspect of a credit transactions on the basis of race, color, religion, national origin, sex or marital status, or age; the fact that all or part of the applicant's income comes from any public assistance program; or the fact that the applicant has in good faith exercised any right under certain federal consumer credit protection laws.

CommonBond does not discriminate on the basis of an applicant's race, marital status, nationality, gender, age, or religion; an applicant's whose income is derived from a public assistance program; or an applicant who, in good faith, exercised rights under the Consumer Credit Protection Act.

According to the most recent Survey of Consumer Finances, 37 % of households headed by an adult under age 40 have outstanding student debt obligations (including loans in deferment as well as those currently being paid off), the highest share on record.

Notice: The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

«Protected consumers» (minors under the age of 16 or incapacitated consumers who have an appointed guardian or conservator)

Equal Credit Opportunity Act (ECOA - 1974) prohibits discrimination in credit transactions on the basis of certain personal characteristics including race, color, religion, national origin, sex, marital status, age, being a recipient of public assistance or exercising your rights under the Consumer Credit Protection Act.

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This epidemic is the overbreeding and selling of huskies to consumers under educated about the breed that keep them until about the age of 1 and then dump them.

(11/15/07) «Ban the Bulb: Worldwide Shift from Incandescents to Compact Fluorescents Could Close 270 Coal - Fired Power Plants» (5/9/07) «Massive Diversion of U.S. Grain to Fuel Cars is Raising World Food Prices» (3/21/07) «Distillery Demand for Grain to Fuel Cars Vastly Understated: World May Be Facing Highest Grain Prices in History» (1/4/07) «Santa Claus is Chinese OR Why China is Rising and the United States is Declining» (12/14/06) «Exploding U.S. Grain Demand for Automotive Fuel Threatens World Food Security and Political Stability» (11/3/06) «The Earth is Shrinking: Advancing Deserts and Rising Seas Squeezing Civilization» (11/15/06) «U.S. Population Reaches 300 Million, Heading for 400 Million: No Cause for Celebration» (10/4/06) «Supermarkets and Service Stations Now Competing for Grain» (7/13/06) «Let's Raise Gas Taxes and Lower Income Taxes» (5/12/06) «Wind Energy Demand Booming: Cost Dropping Below Conventional Sources Marks Key Milestone in U.S. Shift to Renewable Energy» (3/22/06) «Learning From China: Why the Western Economic Model Will not Work for the World» (3/9/05) «China Replacing the United States and World's Leading Consumer» (2/16/05)» Foreign Policy Damaging U.S. Economy» (10/27/04) «A Short Path to Oil Independence» (10/13/04) «World Food Security Deteriorating: Food Crunch In 2005 Now Likely» (05/05/04) «World Food Prices Rising: Decades of Environmental Neglect Shrinking Harvests in Key Countries» (04/28/04) «Saudis Have U.S. Over a Barrel: Shifting Terms of Trade Between Grain and Oil» (4/14/04) «Europe Leading World Into Age of Wind Energy» (4/8/04) «China's Shrinking Grain Harvest: How Its Growing Grain Imports Will Affect World Food Prices» (3/10/04) «U.S. Leading World Away From Cigarettes» (2/18/04) «Troubling New Flows of Environmental Refugees» (1/28/04) «Wakeup Call on the Food Front» (12/16/03) «Coal: U.S. Promotes While Canada and Europe Move Beyond» (12/3/03) «World Facing Fourth Consecutive Grain Harvest Shortfall» (9/17/03) «Record Temperatures Shrinking World Grain Harvest» (8/27/03) «China Losing War with Advancing Deserts» (8/4/03) «Wind Power Set to Become World's Leading Energy Source» (6/25/03) «World Creating Food Bubble Economy Based on Unsustainable Use of Water» (3/13/03) «Global Temperature Near Record for 2002: Takes Toll in Deadly Heat Waves, Withered Harvests, & Melting Ice» (12/11/02) «Rising Temperatures & Falling Water Tables Raising Food Prices» (8/21/02) «Water Deficits Growing in Many Countries» (8/6/02) «World Turning to Bicycle for Mobility and Exercise» (7/17/02) «New York: Garbage Capital of the World» (4/17/02) «Earth's Ice Melting Faster Than Projected» (3/12/02) «World's Rangelands Deteriorating Under Mounting Pressure» (2/5/02) «World Wind Generating Capacity Jumps 31 Percent in 2001» (1/8/02) «This Year May be Second Warmest on Record» (12/18/01) «World Grain Harvest Falling Short by 54 Million Tons: Water Shortages Contributing to Shortfall» (11/21/01) «Rising Sea Level Forcing Evacuation of Island Country» (11/15/01) «Worsening Water Shortages Threaten China's Food Security» (10/4/01) «Wind Power: The Missing Link in the Bush Energy Plan» (5/31/01) «Dust Bowl Threatening China's Future» (5/23/01) «Paving the Planet: Cars and Crops Competing for Land» (2/14/01) «Obesity Epidemic Threatens Health in Exercise - Deprived Societies» (12/19/00) «HIV Epidemic Restructuring Africa's Population» (10/31/00) «Fish Farming May Overtake Cattle Ranching As a Food Source» (10/3/00) «OPEC Has World Over a Barrel Again» (9/8/00) «Climate Change Has World Skating on Thin Ice» (8/29/00) «The Rise and Fall of the Global Climate Coalition» (7/25/00) «HIV Epidemic Undermining sub-Saharan Africa» (7/18/00) «Population Growth and Hydrological Poverty» (6/21/00) «U.S. Farmers Double Cropping Corn And Wind Energy» (6/7/00) «World Kicking the Cigarette Habit» (5/10/00) «Falling Water Tables in China» (5/2/00) Top of page

In 2015, Ms. Kroeger was awarded the Champion of Consumer Safety Award by the Florida Justice Association (FJA) for her lobbying efforts before the Florida legislature, resulting in passage of SB 518, a state law requiring children under age five to be secured in federally - approved child - restraint devices.

Because of this, Consumer Reports has declared that they are no longer recommending the dangerous product and is telling consumers to avoid the product altogther if they have children under the age of 6 in their homes at any time.

Regulation B and the ECOA protect applicants to and borrowers of loans from discrimination on the basis of race, color, religion, national origin, sex, marital status, age, whether the applicant derives income from a public assistance program, or whether the applicant has exercised in good faith any right under the Consumer Credit Protection Act.

This year, Williams King is serving on the National Association of REALTORS ® Executive Committee and is in her fourth term on NAR's Strategic Planning Committee, which was an appointed position by the president of NAR to represent the perspective of consumers and REALTORS ® under the age of 35.