Sentences with phrase «contractual rates»

The joker in that last sentence is «working on the contractual rates.»

• the Company has formalized the process for single copy rate changes to ensure compliance with contractual rates and maintenance of supporting documentation.

The growth in affiliate revenue was due to new contracts and higher contractual rates.

In other words, there is no contractual rate, no contractual financial terms at all, and contrast that absence with the contract language that purports to take away your legal right to any redress other than recalculating the amount due, even in case of intentional fraud.

Industry insiders hold the stress test, which requires borrowers to qualify for a higher mortgage rate than the contractual rate, and provincial taxes to discourage foreign homebuyers, responsible for the uncertainty and decline in housing markets.

On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

A certificate of deposit (CD) is a contract with a financial institution, paying a contractual rate of interest, that you buy for a specific term raging from three months to several years.

Callable CDs pay interest to the depositor at the contractual rate of interest over the life of the CD, BUT they have a «call feature».

Cash value whole life insurance offers a contractual rate of return as well as likely dividends and additional growth that is not dependent upon the financial markets.

While we continue to earn interest on these investments at the maximum contractual rate, the fair value of certain of these auction rate securities no longer approximates par value.

First, during the deferral years, the Income Rider will grow at a contractual rate while you are waiting to turn on the income stream.

Cash value life insurance offers a contractual rate of return as well as likely dividends and additional growth that is not dependent upon the financial markets.

On one end of the spectrum is the fixed index annuity which offers a conservative contractual rate of return applied to the account or cash value growth.

The new mortgage lending rules introduced by the Office of Superintendent of Financial Institutions (OSFI) require home buyers to prove that they can service their uninsured mortgage at the contractual rate plus two percentage points or the five - year benchmark rate published by the Bank of Canada.

The new guidelines now require federally regulated financial institutions to vet applicants for uninsured mortgages by using a minimum qualifying rate equal to the greater of the Bank of Canada's five - year benchmark rate (currently 4.89 %) or their contractual rate plus 2 percentage points.

Not exact matches

Omega works to obtain contractual rent escalations under long - term leases, along with fixed - rate mortgage loans.

These are independent rating agencies that conduct regular reviews of an insurer's financial strength and ability to pay its contractual obligations.»

The Park District of Highland Park provides all current military personnel and immediate family resident rates plus an additional 15 % discount for programs, memberships, and daily admissions, excluding select contractual programs.

Inquired about getting meeting notes, they are not yet ready Town Supervisors met and came up with: 1 consolidated ambulances - centralized does not have to be every town 2 shared legal svcs most towns contractual pay hrly rate 3 employee training tech / sex harassment / etc 4 merger of cable franchise agreements / raise franchise fees at this time / set up fund to expand internet access from franchise fees 5 grant writers state and foundations 6 animal control 7 consolidated street lights 27 districts in county not pkg lots etc convert to LEDs different ownership some towns own pole others / Central Hudson own bulb or bulb and wire etc., reduce bills?

The blood test charges were based on hospital full rates before pre-payments or contractual adjustments.

And it turns out that, even after policies were changed, principals still were not sure what poor teaching looked like, still did not want to upset their staffs, and still did not think giving a negative evaluation was worth the ensuing tension and hassle — especially given contractual complications and doubts that superintendents would back up personnel actions against low - rated teachers.

APSCo's education code of conduct was developed in conjunction with NAHT and states that our members «shall not misrepresent pay rates, contract terms, assignment duration or other subjects relevant to the relationship between the member, the client and the candidate» and shall not «unfairly prevent a candidate from pursuing other opportunities, nor will they induce candidates to breach or improperly interfere with a contractual relationship with a client».

Reviews international and intra-Alaska mail rates for adequacy and appropriateness; reviews contractual arrangements between the United States Postal Service and certificated air carriers for the transportation of mail; reviews Postal Service rules and regulations relating to the carriage of mail by aircraft; and conducts non-hearing investigations through show - cause procedures to establish individual and / or class rates.

e. Multiplying the cover price ($ 5.95) times the contractual royalty rate (37.5 %) times the number of Kindle books sold (257), Josephson was entitled to receive a total royalty of $ 573.43 for March 2012 Kindle sales of In His Own Defense.

Depending on which contractual options an author chooses, and on the specific needs for that project, the author will enjoy a royalty rate ranging from 65 % to as much as 81 % of retailer royalties paid.

This details the credit card's terms, fees, interest rates, and other conditions of the contractual agreement.

While these contractual obligations are significant relative to NTII's net assets, we believe that NTII's interest income and the royalty revenue ($ 2m in the last quarter) should wash these obligations for the next 12 months, or at least reduce the cash burn rate to between $ 1M and $ 2M.

This PRO and related CON is self evident and simply concerns the volatility of the financial markets when compared to a contractual fixed rate of return.

Use a mortgage broker to shop around and find the lowest long - term fixed rate but also consider the contractual pay down privileges.

The «dividend» is reset quarterly at a contractual spread over LIBOR (or some other index), thus interest rate risk discussed in the article is avoided.

Generally speaking, floating - rate instruments have a two - part coupon: a market - driven base rate plus a contractual credit spread.

These considerations include changes in exchange rates and exchange control regulations, political and social instability, expropriation, imposition of foreign taxes, less liquid markets and less available information than is generally the case in the United States, higher transaction costs, foreign government restrictions, less government supervision of exchanges, brokers and issuers, greater risks associated with counterparties and settlement, difficulty in enforcing contractual obligations, lack of uniform accounting and auditing standards and greater price volatility.

The rules now require the minimum qualifying rate for uninsured mortgages to be the greater of the five - year benchmark rate published by the Bank of Canada (presently 4.89 %) or 200 basis points above the mortgage holder's contractual mortgage rate.

Reserve: The amount of money an insurance company holds which, with future premiums and an assumed rate of interest, will pay all contractual obligations as they become due.

Leveraged loans (also called senior loans or bank loans) typically pay a two - part coupon — a market - driven base rate (30 - 90 day LIBOR) plus a contractual credit spread.

The accumulation value grows as a result of the annuity's increase based on the increase of the indices the annuity is tied to after applying contractual caps, participation rates,...

A rate lock is a contractual agreement between the lender and buyer.

This rate differs from the fund's «Net Expense Ratio,» which reflects the full costs associated with an investment in the fund minus the contractual waivers / reductions, and is the figure that is used to calculate a fund's total returns.

To the extent that contractual rights are infringed, rates will rise when lending resumes to compensate for expropriation risk.

The new rule changes now require the minimum qualifying rate for uninsured mortgages to be the greater of the five - year benchmark rate published by the Bank of Canada (4.89 % today) or the contractual mortgage rate +2 %.

Effective this past January, borrowers who don't need mortgage insurance must prove they could handle either the Bank of Canada rate or two percentage points higher than their contractual mortgage rate, whichever rate is greater.

The published conversion rates are part of the contractual agreements between Hilton Honors and our exchange partners.

Interest expense is accrued at the contractual interest rate.

However, when auction rate securities fail to settle at auction, which occurred in fiscal 2008, and conditions leading to their failure to auction create uncertainty as to whether they will settle in the near - term, we classify them as long - term consistent with the contractual term of the underlying security.

And as of Jan. 1, buyers who don't need mortgage insurance are required to prove they can handle payments at a qualifying rate of the greater of the central bank's five - year benchmark rate or two percentage points higher than the contractual mortgage rate.

A debt settlement program does not intervene in the contractual relationship with the debtor and the interest rate, for a debtor that is not paying their creditor is going to be the maximum penalty interest rate plus fees.

Under the new rules, financial institutions will now require both insured and uninsured borrowers to undergo the stress test and qualify at the greater of two options: either the five - year benchmark rate published by the Bank of Canada (currently 4.89 per cent), or the contractual mortgage rate plus two percentage points.

If the need for insurance changes, the policyholder would have an option to borrow nearly all of the cash surrender value at an interest rate that is subject to a contractual maximum.

These risks include (i) the risk that the counterparty to a derivative transaction may not fulfill its contractual obligations; (ii) risk of mispricing or improper valuation; and (iii) the risk that changes in the value of the derivative may not correlate perfectly with the underlying asset, rate or index.