Credit Kudos, a challenger credit bureau, and Lending Works, a fast - growing peer - to - peer (P2P) lending platform, are partnering to enable customers to benefit from the UK's Open Banking initiative, a secure way for banking customers to take
control of their financial data.
Not exact matches
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) Akorn's failure to comply with FDA
data integrity requirements would jeopardize Fresenius» acquisition
of Akorn; (ii) the Company lacked effective internal
controls over
financial reporting; and (iii) as a result
of the foregoing, Akorn shares traded at artificially inflated prices during the Class Period, and class members suffered significant losses and damages.
Even with tighter regulation, a trio
of powerful companies should not be entrusted with
controlling Americans» most vital
financial data.
We believe it is a fundamental right that all consumers should have free and comprehensive access to their credit and
financial data, giving them the resources and information they need to easily take
control of their
financial health.
We supervise state chartered banks that choose to be members
of the Federal Reserve System, trust companies,
data processing centers that service state member banks, and bank and
financial holding companies, which
control one or more commercial banks.
All areas
of quality
control, recipe management, regulatory compliance, traceability, inventory management, purchasing, sales,
financials, e-commerce, customer relationship management (CRM), reporting services, shop floor
control, scheduling and barcode
data collection are available, among other areas
of functionality.
City Council members responded that before they turned over
control of the club, they first wanted to see
financial data showing the Park District could collect enough fees to pay the mortgage.
The cybersecurity regulations — which cover banks, insurance companies and other
financial services institutions — mandate that any DFS - regulated institution must have a cybersecurity program designed to protect consumers» private
data, a chief information security officer and other
controls to ensure the safety
of the finance industry.
RUMPEL gives users the ability to browse their very own private and secure «personal
data wardrobe» — called a HAT (Hub -
of - all - Things)-- which collates
data about them held on the internet (eg on social media, calendars and their own smartphones, with the possibility
of also including shopping,
financial and other personal
data) and allows them to
control, combine and share it in whatever way they wish.
One
of the programs that help the FAA fulfill this mission is the Office
of Financial Services
Data Loss Prevention System (DLPS), which automates the management
of internal
controls and improves the efficiency
of the FAA's compliance processes.
Since joining the Office
of the Chief
Financial Officer in 2005, she has led the launch
of many high - priority, complex programs and initiatives including Federal Spending Transparency, the Department - wide Internal
Control Program, and most recently, completing a three - year phased approach to implementing the Digital Accountability and Transparency (
DATA) Act being one
of the first cabinet level agencies to submit
data files prior to the reporting deadline.
Ms. Funk is DOT's Senior Accountable Official for the
DATA Act who, on a quarterly basis, must provide reasonable assurance that the agency's internal
controls support reliability and validity
of the
financial and award
data submitted to the Treasury for publication on USASpending.gov.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with
data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse
financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that
financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate
of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing
of, and the material weakness in internal
controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits
of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's
control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views
of Barnes & Noble with respect to future events, the outcome
of which is subject to certain risks, including, among others, the effect
of the proposed separation
of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with
data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects
of competition, possible risks that inventory in channels
of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction
of the device business, including possible reduction in sales
of content, accessories and other merchandise and other adverse
financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that
financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels
of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate
of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance
of Barnes & Noble's online, digital and other initiatives, the success
of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews
of strategic alternatives and the potential separation
of the Company's businesses (including with respect to the timing
of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess
of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution
of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction
of international operations following termination
of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination
of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing
of, and the material weakness in internal
controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits
of such efforts and associated risks and other factors which may be outside
of Barnes & Noble's
control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
The
control of suspicious transactions by these
financial institutions also relies on mechanisms
of data mining.
He has direct experience with a number
of financial and transactional database systems in order to assess risk
controls and evaluate compliance reporting, work - flow processes and overall
data integrity.
Phil Anker: Bankruptcy / Restructuring (New York) Paul Architzel: Capital Markets: Derivatives (Nationwide); Capital Markets: Derivatives: Mainly Regulatory (Nationwide) Michael Bain: Private Equity: Venture Capital Investment (Massachusetts); Startups & Emerging Companies (Nationwide) Keith Barnett: Real Estate (Massachusetts) Charlene Barshefsky: International Trade: Trade Remedies & Trade Policy (Nationwide) Michael Bevilacqua: Intellectual Property: Licensing (Massachusetts); Technology (Massachusetts) Molly Boast: Antitrust (New York) Mark Borden: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Jay Bothwick: Corporate / M & A (Massachusetts) Sean Boulger: Real Estate (Massachusetts) Peter Buckland: Venture Capital (California) Robert Burke: Tax (Massachusetts) A. William Caporizzo: Tax (Massachusetts) Patrick Carome: Media & Entertainment (District
of Columbia) James H. Carter: International Arbitration (Nationwide); International Arbitration: Arbitrators (Nationwide) David Cavanaugh: Intellectual Property (District
of Columbia) Steven F. Cherry: Antitrust (District
of Columbia); Antitrust: Cartel (Nationwide) Jason Chipman: International Trade: CFIUS Experts (Nationwide) Jamie Class: Banking & Finance (Massachusetts) Meredith B. Cross: Securities: Regulation: Advisory (Nationwide) Chris Davies: Securities: Regulation: Enforcement (Nationwide) Peter Dichiara: Intellectual Property (Massachusetts) Stephanie Evans: Corporate / M & A & Private Equity (District
of Columbia) Benjamin Fernandez: Intellectual Property (Colorado) Robert M. Finkel: Outsourcing (Nationwide); Technology & Outsourcing (New York) Mark Ford: Antitrust (Massachusetts) D. Reed Freeman: Privacy &
Data Security (Nationwide) Craig Goldblatt: Bankruptcy / Restructuring (District
of Columbia) Andrew Goldman: Bankruptcy / Restructuring (New York) Jamie Gorelick: Government: Government Relations (Nationwide) Leon Greenfield: Antitrust (District
of Columbia) Robert Gunther: Intellectual Property: Patent (New York) Franca Harris Gutierrez:
Financial Services Regulation: Banking (Compliance)(Nationwide);
Financial Services Regulation: Consumer Finance (Compliance)(Nationwide) Jay Holtmeier: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Fraser Hunter: Litigation: Securities (New York) Paul Jakubowski: Real Estate (Massachusetts) Robert Keefe: Litigation: White - Collar Crime & Government Investigations (Massachusetts) Rachael Kent: International Arbitration (Nationwide) Robert Kirsch: Environment (Massachusetts) Jason Kropp: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Natalie Hanlon Leh: Intellectual Property (Colorado) Randall Lee: Litigation: White - Collar Crime & Government Investigations (California) William Lee: Intellectual Property (Massachusetts); Life Sciences: IP / Patent Litigation (Nationwide); International Trade: Intellectual Property (Section 337)(Nationwide); Litigation: Trial Lawyers (Nationwide) Yoon - Young Lee:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Hal Leibowitz: Corporate / M & A (Massachusetts) Ron Machen: Litigation: White - Collar Crime & Government Investigations (District
of Columbia) Lori Martin: Litigation: Securities (New York); Securities: Regulation: Enforcement (Nationwide) William McLucas: Securities: Regulation: Enforcement (Nationwide) Ronald Meltzer: International Trade: Export
Controls & Economic Sanctions (Nationwide) Elizabeth Mitchell:
Financial Services Regulation: Broker Dealer (Enforcement)(Nationwide) Joseph Mueller: Intellectual Property (Massachusetts) Thomas Mueller: Antitrust (District
of Columbia); Antitrust: Cartel (Nationwide) Bruce Newman:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Stephanie Nicolas:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Robert Novick: International Trade: Trade Remedies & Trade Policy (Nationwide) Amy Null: Employee Benefits & Executive Compensation (Massachusetts) David Ogden: Litigation: General Commercial (District
of Columbia) William O'Reilly Jr.: Real Estate (Massachusetts) Andre Owens:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Kimberly Parker: FCPA (Nationwide) William Paine: Litigation: Securities (Massachusetts) John Pierce: International Arbitration (Nationwide) Lisa Pirozzolo: Intellectual Property (Massachusetts) Benjamin Powell: International Trade: CFIUS Experts (Nationwide) Andrea Robinson: Litigation: Securities (Massachusetts) Julie Hogan Rodgers: Tax (Massachusetts) Jonathan Rosenfeld: Labor & Employment (Massachusetts) David Ross: International Trade: Trade Remedies & Trade Policy (Nationwide) Anjan Sahni: Litigation: White - Collar Crime & Government Investigations (New York) Ken Salazar: Natural Resources & Environment (Colorado) Matthew Schnall: Tax (Massachusetts) Hartmut Schneider: Antitrust (District
of Columbia) Mark Selwyn: Intellectual Property: Patent (California) Howard Shapiro: Litigation: White - Collar Crime & Government Investigations (District
of Columbia) John Sigel: Bankruptcy / Restructuring (Massachusetts); Banking & Finance (Massachusetts) Steven Singer: Life Sciences: Corporate / Commercial (Nationwide) Erin Sloane: FCPA (Nationwide); Litigation: White Collar Crime & Investigations (New York) Andrew Shipley: Government: Government Contracts (Nationwide) Andrew Spielman: Natural Resources & Environment (Colorado) Danielle Spinelli: Appellate Law (Nationwide); Native American Law (Nationwide) Wayne Stoner: Intellectual Property (Massachusetts) Tim Syrett: Antitrust (Massachusetts) Heather Tewksbury: Antitrust (California); Antitrust: Cartel (Nationwide) Keith Trammell: Corporate / M & A (Colorado) Naboth van den Broek: International Trade: Trade Remedies & Trade Policy (Nationwide) John Walsh: Litigation: White Collar Crime & Government Investigations (Colorado) Seth Waxman: Appellate Law (Nationwide); Native American Law (Nationwide) Harry Weiss: Securities: Regulation: Enforcement (Nationwide) David Westenberg: Corporate / M & A: Capital Markets (Massachusetts) Kimberly Wethly: Employee Benefits & Executive Compensation (Massachusetts) Amy Wigmore: Intellectual Property: Litigation (District
of Columbia) Roger Witten: FCPA (Nationwide) Paul Wolfson: Appellate Law (Nationwide) Jonathan Yarowsky: Government: Government Relations (Nationwide) Heather Zachary: Telecom, Broadcast & Satellite (District
of Columbia); Privacy &
Data Security (Nationwide)
Lawyer: Practice Area (Region) Phil Anker: Bankruptcy / Restructuring (New York) Michael Bain: Private Equity: Venture Capital Investment (Massachusetts); Startups & Emerging Companies (Nationwide) Keith Barnett: Real Estate (Massachusetts) Charlene Barshefsky: International Trade: Trade Remedies & Trade Policy (Nationwide) Dan Berkovitz: Capital Markets: Derivatives (Nationwide) Michael Bevilacqua: Intellectual Property: Licensing (Massachusetts); Technology (Massachusetts) Molly Boast: Antitrust (New York) Mark Borden: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Jay Bothwick: Corporate / M & A (Massachusetts) Sean Boulger: Real Estate (Massachusetts) Robert Burke: Tax (Massachusetts) A. William Caporizzo: Tax (Massachusetts) Patrick Carome: Media & Entertainment (District
of Columbia) James H. Carter: International Arbitration (Nationwide); International Arbitration: Arbitrators (Nationwide) Steven F. Cherry: Antitrust (District
of Columbia); Antitrust: Cartel (Nationwide) Jamie Class: Banking & Finance (Massachusetts) Meredith B. Cross: Securities: Regulation: Advisory (Nationwide) Christopher Davies: Securities: Regulation: Enforcement (Nationwide) Douglas Davison: Securities: Regulation: Enforcement (Nationwide) Peter Dichiara: Intellectual Property (Massachusetts) Stephanie Evans: Corporate / M & A & Private Equity (District
of Columbia) Benjamin Fernandez: Intellectual Property (Colorado) Robert M. Finkel: Outsourcing (Nationwide); Technology & Outsourcing (New York) Mark Ford: Antitrust (Massachusetts) D. Reed Freeman: Privacy &
Data Security (Nationwide) Craig Goldblatt: Bankruptcy / Restructuring (District
of Columbia) Andrew Goldman: Bankruptcy / Restructuring (New York) Jamie Gorelick: Government: Government Relations (Nationwide) Leon Greenfield: Antitrust (District
of Columbia) Robert Gunther: Intellectual Property: Patent (New York) Natalie Hanlon Leh: Intellectual Property (Colorado) Franca Harris Gutierrez:
Financial Services Regulation: Banking (Compliance)(Nationwide);
Financial Services Regulation: Consumer Finance (Compliance)(Nationwide) Jay Holtmeier: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Fraser Hunter: Litigation: Securities (New York) Paul Jakubowski: Real Estate (Massachusetts) Boyd Johnson: Litigation: White - Collar Crime & Government Investigations (New York) Robert Keefe: Litigation: White - Collar Crime & Government Investigations (Massachusetts) Rachael Kent: International Arbitration (Nationwide) Robert Kirsch: Environment (Massachusetts) Jason Kropp: Corporate / M & A (Massachusetts) William Lee: Intellectual Property (Massachusetts); Life Sciences: IP / Patent Litigation (Nationwide); International Trade: Intellectual Property (Section 337)(Nationwide); Litigation: Trial Lawyers (Nationwide) Yoon - Young Lee:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Hal Leibowitz: Corporate / M & A (Massachusetts) James Lowe: Antitrust (District
of Columbia) Lori Martin: Litigation: Securities (New York); Securities: Regulation: Enforcement (Nationwide) William McLucas: Securities: Regulation: Enforcement (Nationwide) Ronald Meltzer: International Trade: Export
Controls & Economic Sanctions (Nationwide) Thomas Mueller: Antitrust (District
of Columbia); Antitrust: Cartel (Nationwide) Bruce Newman:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Stephanie Nicolas:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Robert Novick: International Trade: Trade Remedies & Trade Policy (Nationwide) Amy Null: Employee Benefits & Executive Compensation (Massachusetts) David Ogden: Litigation: General Commercial (District
of Columbia) William O'Reilly Jr.: Real Estate (Massachusetts) Andre Owens:
Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) William Paine: Litigation: Securities (Massachusetts) Kimberly Parker: FCPA (Nationwide) John Pierce: International Arbitration (Nationwide) Lisa Pirozzolo: Intellectual Property (Massachusetts) Benjamin Powell: International Trade: CFIUS Experts (Nationwide) Andrea Robinson: Litigation: Securities (Massachusetts) Julie Hogan Rodgers: Tax (Massachusetts) Jonathan Rosenfeld: Labor & Employment (Massachusetts) Anjan Sahni: Litigation: White - Collar Crime & Government Investigations (New York) Ken Salazar: Natural Resources & Environment (Colorado) Matthew Schnall: Tax (Massachusetts) Mark Selwyn: Intellectual Property: Patent (California) Howard Shapiro: Litigation: White - Collar Crime & Government Investigations (District
of Columbia) John Sigel: Bankruptcy / Restructuring (Massachusetts); Banking & Finance (Massachusetts) Steven Singer: Life Sciences: Corporate / Commercial (Nationwide) Erin Sloane: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Andrew Spielman: Natural Resources & Environment (Colorado) Danielle Spinelli: Appellate Law (Nationwide); Native American Law (Nationwide) Wayne Stoner: Intellectual Property (Massachusetts) Tim Syrett: Antitrust (Massachusetts) Heather Tewksbury: Antitrust (California); Antitrust: Cartel (Nationwide) Naboth van den Broek: International Trade: Trade Remedies & Trade Policy (Nationwide) Seth Waxman: Appellate Law (Nationwide); Native American Law (Nationwide) Harry Weiss: Securities: Regulation: Enforcement (Nationwide) David Westenberg: Corporate / M & A: Capital Markets (Massachusetts) Kimberly Wethly: Employee Benefits & Executive Compensation (Massachusetts) Amy Wigmore: Intellectual Property: Litigation (District
of Columbia) Roger Witten: FCPA (Nationwide) Jonathan Wolfman: Corporate / M & A (Massachusetts) Paul Wolfson: Appellate Law (Nationwide) Heather Zachary: Telecom, Broadcast & Satellite (District
of Columbia); Privacy &
Data Security (Nationwide) Practice areas ranked in the 2017 edition
of Chambers USA: Nationwide Antitrust Antitrust: Cartel Appellate Law Capital Markets: Derivatives Corporate Crime & Investigations FCPA
Financial Services Regulation: Banking (Compliance)
Financial Services Regulation: Banking (Enforcement & Investigations)
Financial Services Regulation: Broker Dealer (Compliance & Enforcement)
Financial Services Regulation: Consumer Finance (Compliance & Litigation) Government: Government Relations Intellectual Property International Arbitration International Trade: Export
Controls & Economic Sanctions International Trade: Trade Remedies & Trade Policy International Trade: CFIUS Experts International Trade: Intellectual Property (Section 337) Life Sciences Native American Law Privacy &
Data Security Securities: Litigation Securities: Regulation Startups & Emerging Companies California Intellectual Property Corporate / M & A: Venture Capital Colorado Intellectual Property District
of Columbia Antitrust Bankruptcy / Restructuring Corporate / M & A & Private Equity Intellectual Property: Litigation Intellectual Property: Patent Prosecution Litigation: General Commercial Litigation: White - Collar Crime & Government Investigations Media & Entertainment Massachusetts Antitrust Banking & Finance Bankruptcy / Restructuring Corporate / M & A Employee Benefits & Executive Compensation Intellectual Property Litigation: General Commercial Private Equity: Venture Capital Investment Real Estate Tax Technology New York Bankruptcy / Restructuring Intellectual Property: Patent Litigation: General Commercial: Highly Regarded Litigation: Securities Litigation: White - Collar Crime & Government Investigations
This makes it useful in particular for
financial institutions and companies that want to have
control of their own
data, while harnessing the power and benefits
of blockchain technology.
There are four key trends within the market: 1) Application projects driven by digitization, paperless working and
data - management trends (BI and Big - Data) 2) Financial Regulatory projects including banking transformation due to regulation (e.g. Mifid, Fatca, EMIR and Prybs) 3) IT infrastructure outsourcing: Luxembourg is one of top countries for datacenters with powerful players in the market (IBM, EbRC or CSC) and multiple «Tier IV» datacentres 4) Security and risk control consulting focused on control and governa
data - management trends (BI and Big -
Data) 2) Financial Regulatory projects including banking transformation due to regulation (e.g. Mifid, Fatca, EMIR and Prybs) 3) IT infrastructure outsourcing: Luxembourg is one of top countries for datacenters with powerful players in the market (IBM, EbRC or CSC) and multiple «Tier IV» datacentres 4) Security and risk control consulting focused on control and governa
Data) 2)
Financial Regulatory projects including banking transformation due to regulation (e.g. Mifid, Fatca, EMIR and Prybs) 3) IT infrastructure outsourcing: Luxembourg is one
of top countries for datacenters with powerful players in the market (IBM, EbRC or CSC) and multiple «Tier IV» datacentres 4) Security and risk
control consulting focused on
control and governance.
Supervised preparation
of material
control and accounting input for
data processing and reviewed 100's
of output documents to successfully assist with overall
financial management
of warehouses
Academic
Financial Solutions, Tampa • FL 5/2005 — 3/2006 Senior
Financial Loan Specialist Applied and enforced risk mitigation
controls, maintained a high level
of data stewardship, adhered to policies, procedures and federal regulations as applicable, while providing exceptional service to commercial clients.
✔ Cost variance monitoring and strategic
financial reviewing ✔ WIP and Fixed assets monitoring ✔ Monthly accounts reconciliation and closing protocols ✔ Financial forecasting of purchase price ✔ Internal inventory control ✔ Knowledge of financial policies and GAAP ✔ Data entry and data set productions ✔ CIDS Information p
financial reviewing ✔ WIP and Fixed assets monitoring ✔ Monthly accounts reconciliation and closing protocols ✔
Financial forecasting of purchase price ✔ Internal inventory control ✔ Knowledge of financial policies and GAAP ✔ Data entry and data set productions ✔ CIDS Information p
Financial forecasting
of purchase price ✔ Internal inventory
control ✔ Knowledge
of financial policies and GAAP ✔ Data entry and data set productions ✔ CIDS Information p
financial policies and GAAP ✔
Data entry and data set productions ✔ CIDS Information proces
Data entry and
data set productions ✔ CIDS Information proces
data set productions ✔ CIDS Information processing
• Verify the accuracy
of invoices and checks and post relevant information in predefined accounting databases • Prepare and submit invoices and handle payments • Coordinate cash and check deposit activities • Sort and enter accounts payable and receivable
data into company database • Prepare and produce accurate
financial statements such as balance sheets • Maintain record
of assets and liabilities and complete and deposit tax returns • Reconcile bank statements and manage cashbook management on a daily basis • Issue and maintain records
of petty cash • Audit accounts to ensure accuracy and address any discrepancies found during auditing procedures • Process refund requests and reconcile monthly statements • Post details
of business transactions including received and disbursed funds • Type vouchers, invoices, bank drafts, checks and reports • Post cash receipts and expenses in designated accounts software • Report accounting discrepancies to supervisors and assist in resolving them and any issues that customers may have with their accounts • Compile and maintain
financial records
of the company by recording and summarizing
data • Keep record
of business transactions, compute costs and verify bills • Create statistical records by combining
data and performing computations • Prepare payrolls and transfer employees» salaries to their accounts on a monthly or bi monthly basis • Manage day to day internal
controls and arrange for purchase orders to be prepared
Candidates with any
of the following experience apply now: Sales, Customer Service, Manager, Marketing, Sales Manager, Marketing Manager, Entry Level Sales and Marketing, Restaurant, Hospitality, Communications, Retail Sales, Face to face sales, Promotional Sales, Consulting, and Leadership roles, entry level sales, customer service, manager, marketing, student, accounting, entrepreneur, summer job, entry level, sales, marketing, general, retail, restaurant, hospitality, home improvement, management, administrative, administrative assistant, business development, business, internship, advertising, human resources, receptionist, entry level, retail, insurance, education, outside sales, strategy - planning, project manager, part - time, server, summer employment, promotions, pr, public relations, advertising, communications, customer service, full - time, restaurant, quality
control, assistant, secretary, public relations, summer, salesman, hotel, safety, executive assistant, summer work, communications, training, human resources, office manager, media, general, sales manager, pharmaceutical sales, food services, jobs, summer, recruiter, sales, bartender, general business, project management, hospitality, server, collections, bookkeeper, intern, management trainee, purchasing, full time, part time, bilingual, inventory, recruiter, counselor, travel, teaching, help desk, law enforcement, trainer, media, professional, trainee,
data entry, internship, administration, new graduate, hostess, executive assistant, hostess, sales management, coordinator, cashier, medical sales, distribution,
financial, manager, sports, entertainment, international, consultant, real estate, telecommunications, general, retail, business, sports, entertainment, marketing, sports marketing, customer service, Customer Service Adviser, Customer Service Representative, Customer Service Officer, Customer Service Associate, Customer Service Assistant, Customer Service Supervisor, Customer Service Coordinator, Customer Service Consultant, and Customer Service Agent.
✔ Predetermined inventory
control levels based on evaluation
of historical sales
data and future
financial forecast, resulting in increasing monthly turnover almost by double
* Knowledge
of current methods for promoting and selling products or services, including sales techniques, marketing strategy, sales
control systems, and product demonstration * Proficient in
financial markets,
financial data analysis, and accounting principles * Experienced in Microsoft Office Suite * Familiar with customer relationship management software * Excellent reading comprehension * Bilingual communication skills (English and Spanish)
CG HEADQUARTERS, Stockton, CA 5/2013 to Present Accounting Coordinator • Facilitate communication channels between company, clients, suppliers and lenders • Ascertain that all incoming and outgoing invoices are accounted for and any changes to accounts are legitimate • Provide guidance in maintaining accounts payable records and updating databases • Collect and organize
financial information and organize it for tax and audit purposes • Apply standard
controls when transferring
data between two mediums • Duplicate files for security purposes, make adjustment entries and authorize invoices that are non-standard in nature • Prepare accounting reports and ensure that they are reconciled • Anticipate petty cash needs
of each department and ensure a proper cash flow • Analyze accounts to ensure their accuracy and compile statistical reports • Prepare correspondence to communicate with various internal and external agencies
SELECTED ACHIEVEMENTS • Streamlined 3 procedures pertaining to processing and payment
of invoices, thereby reducing processing time by 30 % • Reconciled 150 discrepant entries within 12 hours, in time for the annual audit • Put in place internal
controls to maintain
financial records security • Introduced internal auditing procedures to substantiate
financial transactions which resulted in accounting
data integrity increase by 44 %
KEY ACCOMPLISHMENTS • Reduced inaccuracies and discrepancies in
financial data by 40 % through implementation
of ingenious internal
control protocols and periodic scheduled and unscheduled
data audits • Attracted business worth $ 1.2 M from a party through demonstration
of outgoing PR, delivery
of satisfactory customer account services and valuable
financial advice • Doubled the efficiency
of the accounts payable department by recommending suitable SOPs and providing direct assistance to the team regarding computerized account handling initiatives
Dedicated professional with nineteen years
of experience developing and implementing
financial systems, strategies and
controls that significantly improve processes, reporting and
data analysis.
AREAS
OF EXPERTISE * Team Leadership * Training & Development * Matrix Organizational Management *
Financial &
Data Analysis * Program Management * Lean Six Sigma & Process Improvement Methodologies * Strategic Planning * Risk Assessment * Account Transition & Implementation * Proposal & Solution Development
Controlled labor * Created, implemented, and led a Program Management Office providing oversight and support to the S...
- Establishment, enforcement and maintenance
of internal
controls for accounting and technology - Company - wide resource on the use
of information technology in accounting and finance - Architect
of SOX documentation, flowcharting and analysis system - Advanced analytics and
data modeling using excel and custom reporting tools - Reporting through audited
financial statements - Career long progression as Cost Accountant,...
Direct Focus Corporation (Vancouver, WA) 2001 — 2004 Senior Software Engineer / Development Lead • Led development team in design, creation, and launch
of critical web - based
financial applications • Implemented automated settlement and funding system eliminating all human transactional errors • Reduced staffing needs and significantly increased
financial transaction processing efficiency • Directly responsible for 99.98 % website up - time through implementation
of quality
control measures • Managed design team priorities, product lifecycle, and evaluated staff and product performance • Gathered business
data and created functional specifications and technical design documentation • Utilized ASP.Net, C#, VB.NET,.
Championed the role
of an Internal Processing Auditor (IPA) Quality
Control Coordinator reviewed the auditors findings and proposals and the analyses prepared by the
financial, facilities and public housing analysts to ensure all the recommendations were satisfied and supported by the appropriate documentation; Carried out environmental reviews on suggested activities; performed work in accordance with HUD Form 4128, researched property information and location details, FEMA maps, surrounding property characteristics, historical
data to ensure all proposed activities were in compliance with environmental regulations; recognized non-categorical and categorical activities in order to determine the appropriate type
of review, in accordance with HUD regulations; prepared official communication to public housing authorities.
Regional Restaurant Management — Duties & Responsibilities Lead through example with consistent work ethic, attitude, and professionalism, supervising the facilitation
of food sales, overseeing restaurant operations and promoting a high - quality, memorable customer dining experience Participate in all phases
of strategic store - level planning with other management professionals, including local staffing, service - related concerns, inventory
control, merchandising, sales and revenue projections, and local competition Employ various strategies to manage and reduce food, beverage and labor expenses Supervise all store opening and closing functions, including the acquisition and sale
of all equipment, state and county inspections, general contractor relations, hiring and terminations, and
financial data transmission Perform continuous assessment
of all operational aspects while furnishing oversight and guidance regarding the effective application and execution
of critical internal policies and procedures to standardize restaurant offering across markets Meet and exceed customer satisfaction benchmarks while tracking progress versus established branch and corporate guidelines Identify and utilize talent among team members with focused training efforts, targeted professional hiring, job fair management and the promotion
of a performance - based work environment that leverages individual talents for group benefit Provide relevant administration and oversight with respect to all HR - related functions, including payroll and compliance tasks Oversee the management
of daily, weekly and monthly food and supply inventories, in addition to alcohol products, while holding responsibility for the development
of weekly P&L statements and internal store audit execution Address local management and staff queries and resolve them in an expedited manner, promoting sustained revenue growth through relationship development and the leveraging
of both talent and resources at all locations Collaborate and communicate effectively with all store personnel as well as with members
of corporate management Execute all marketing and sales strategies while tracking progress versus established internal and external industry benchmarks, focusing on both revenue generation, customer acquisition and brand loyalty development Maintain a strong working knowledge
of product and services as well as related industry considerations, including pricing and regulatory trends, service - related issues and local competitor operations
Gemaire Distributors, Inc. -LRB-[Insert City, State]-RRB- 12/1992 — 6/1996 Assistant Credit Manager • Held responsibility for credit decisions and the related
control, maintenance, and management
of approximately 1200 accounts, communicating effectively with customers through professional correspondence or telephone conversation • Batched and balanced checks for both bank deposit and
financial log entry, while applying payments to accounts, reconciling bank statements, and auditing all
financial files regularly to ensure
data integrity • Collected on past - due invoices while working efficiently to resolve disputes • Collaborated as needed with firm attorney after the exhaustion
of all practical collections methods • Worked with other members
of the finance department to facilitate timely information flow and overall
financial accuracy
Business Analyst — Duties & Responsibilities Lead through example with consistent work ethic, attitude, and professionalism, performing critical operational, support and administrative analysis functions while ensuring efficient organizational communications and on - going process enhancements Collaborate in all phases
of strategic planning with other members
of management team, including document and inventory
control,
data management strategies, sales support, customer relations, issue resolution and industry competition Provide continuous assessment
of critical business processes, while furnishing oversight and guidance regarding efficiency and performance optimization considerations Perform needs - based and situational assessments
of policies and procedures to improve operational effectiveness, manage and reduce costs, promote both employee and client satisfaction, and ensure adherence to related quality
control and profitability standards Utilize talent among team members with focused collaboration and the promotion
of a performance - based work environment that leverages individual talents for group benefit Employ support staff to aid in effective administrative operations, report management, scheduling and other relevant functions, delegating important tasks and assignments while providing timely follow - up to ensure task completion Support the effective execution
of all
financial aspects
of business management, while analyzing, synthesizing and presenting important information to executive staff, stakeholders and other relevant parties Address key client, personnel and management queries and resolve them in an expedited manner, promoting sustained operational growth through staff communication and the leveraging
of available resources Create and implement performance and efficiency benchmarks while tracking progress versus established industry metrics Maintain a strong working knowledge
of products, services, techniques and relevant tools, while committing to continued advanced technical education with respect to complex concepts and studies as related to job Act as a liaison between clients, vendors, support staff, and other management partners to facilitate information flow and drive efficiency