Sentences with phrase «control of your retirement savings»

Many investors use self - directed IRAs so they can put themselves in control of their retirement savings.

Take back control of your retirement savings using a Roth IRA conversion, and make this correction work for you!

Because you have more control of your retirement savings with a non-contributory plan, there are more choices to make and therefore more work involved.

They help investors take control of their retirement savings by simply choosing one of Vanguard's 11 TRFs based on their expected retirement date.

With plenty of resources such as mobile apps, books, and blogs (like this one) available at your fingertips, you can take full control of your retirement savings.

Not exact matches

Industry trade groups like ICI have taken issue with the DOL's plan to boost workers» access to retirement plans through state - run programs, arguing that such plans will spur a «confusing, state - by - state patchwork of savings programs» that could lack strict federal controls.

When congress passed this law, it shifted the responsibility of retirement savings from the employer to the employee, giving individuals more control over their savings.

Take control of your finances by increasing your knowledge of investments, savings and retirement.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

To help preserve tax - advantaged growth of earnings and gain better control of your retirement assets, you can rollover retirement savings from workplace plans of former employers into Traditional or Roth IRAs.

One of the biggest benefits of an IRA is that it offers access to a virtually unlimited number and type of investments, giving you much more control over your retirement savings destiny: You can bargain - shop for low - cost index mutual funds and ETFs instead of being restricted to the offerings in a workplace retirement account, and you can avoid paying the administrative fees that many 401 (k) plans charge.

You may not have much control of SSA benefits, but you do with your own retirement savings.

Those with savings managed for them all their lives inside retirement accounts frequently decide they are qualified to be stock - pickers as soon as they get control of the account at retirement.

People saving for retirement are in control of two powerful factors that can help them meet their goals: the amount of money they save and the mix of stocks, bonds, and other assets they purchase with that money to help their savings grow.

You have more control over your retirement savings, but they're still somewhat dependent on the fortunes of the stock market and the health of the economy.

«These numbers are great, showing that Canadians are taking control of their own savings for retirement and are ensuring that they take care of themselves,» says Annie Kvick, a certified financial planner with Money Coaches Canada in North Vancouver.

After retirement has begun, then (only) the annual cash flow surpluses from the Cash Flow Projector can be controlled the same way (deficits become part of the income goal so they go away, unlike the accumulation phase where if you spend more than you make in a year, then it either came from spending savings, borrowing, bumming the money from someone else, etc.).

The self directed IRA is a funding mechanism that gives you control over the funds and a much broader set of investment choices as to how to invest your retirement savings.