Sentences with phrase «control than the insurance»

Never write insurance where the insured has better knowledge and more control than the insurance company.

Not exact matches

And more than likely this fee goes to Canada Mortgage and Housing Corp., the Crown corporation that controls the mortgage insurance business.
This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
You can't argue that Hobby Lobby can object because they're paying for it, it's actually the employee's benefit and the insurance company is paying for it, it's no different than an employee taking their paycheck and using it to buy birth control.
More than two weeks ago, the Department of Health and Human Service issued a mandate instructing all employers that provide health insurance to their employees include the option for paid birth control, the morning after pill and intrauterine devices.
Just like they want to say that women want the taxpayers to pay for birth control, rather than the truth which is that insurance would cover it like other health issues.
It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.
Fun to drive with nicely weighted controls, the TwinAir engine is far better than I expected it sounds great and good on the motorway with free road tax and low insurance.
Comprehensive insurance (also known as «other than collision» in some states) covers damage to your car caused by events that are out of your control.
With whole life insurance, administrative costs are almost always higher than what you'd pay at a financial institution, and you have no control over where you're putting your money.
Renters insurance is designed to protect against risks like this Pittsburgh apartment fire, where you couldn't reasonably have prevented or controlled the risk, nor done anything about it other than get yourself and your family out of the building to safety.
Consequently, my insurance company and I saved vast sums of money and I was able to maintain control over my own life, rather than relinquishing control to the doctor and his «cures».
The Wise Folk want to frame action as risk reduction and insurance policy rather than mobilization and crisis control.
«In the end, it's better when everyone is safe and secure in the knowledge that the person who pays for the insurance has some semblance of control over the policy, rather than relying on third parties.»
The major issues on the appeal were the effect of an insurance covenant in a contract made between the plaintiff and one of the defendants (UPS) in a significant claim involving damage to vaccines stored in a temperature - controlled environment, and whether the defendants other than UPS, including Hilly's client, were entitled to take the benefit of the insurance covenant.
It gives you and your family full control over the proceeds and may be far less expensive to own than mortgage insurance.
They will be able to make medium - to long - term investments from a position of scale, deeper pockets than most law firms, and the ability to control access to work, for instance through insurance policies, membership benefits, and customer loyalty.
More importantly, you would have maintained liquidity the entire time you held your life insurance and mortgage if you had invested money on your own, rather than letting the life insurance company control the use of your money.
An emergency medical evacuation, in which you're transported by ambulance or helicopter to the nearest appropriate medical facility, can cost more than $ 100,000, according to the Centers for Disease Control.1 Not only that, but U.S. health insurance, including Medicare, generally is not accepted overseas.
Lakeville drivers spend slightly less time on the road than the national average, which should help to keep Lakeville car insurance rates under control.
It is proven to control and reduce health insurance cost than any other plans.
Comprehensive car insurance, also referred to as «other than collision» or «comp» insurance, will pay for damage to your car in the event that the cause of damage was not within your realm of control.
However, universal life offers more flexibility than whole life insurance, allowing you greater control over several important policy components.
√ Ǩ Travelers who buy trip insurance tend to be well - educated, frequent travelers, and have higher incomes √ Ǩ 70 % of cruise travelers buy travel insurance √ Ǩ Purchasers of travel insurance are more likely to have a destination or activity as part of their trip rather than visiting friends and relatives √ Ǩ People are more likely to buy travel insurance when there are more factors out of their control.
In fact, teenage drivers ages 16 to 19 are about three times more likely than drivers ages 20 and older to be in fatal car crashes, according to the Insurance Institute for Highway Safety and the Centers for Disease Control and Prevention.
Comprehensive insurance (also known as «other than collision» in some states) covers damage to your car caused by events that are out of your control.
While permanent life insurance policies have a cash - value component that accumulates savings and can be invested, you'll have the greatest control over your money and the potential to earn the highest returns if you invest it yourself, through the brokerage of your choosing, rather than through a life insurance policy.
«Consumers can access the Internet to view insurance options via multiple devices, which puts them in control while shopping more so now than ever before,» explained Susan Engleson, comScore Senior Director.
Ideally speaking, insurance companies want to see an A1c of less than 7 percent, which translates to a glucose level of 154 mg / dl, or rather, a well - controlled A1c.
Variable Universal Life Insurance gives you more control over your cash value component than any other type of Life Insurance.
Those who are fairly healthy, or who have access to more than one plan through their employers can have some control over individual costs of insurance, including the price paid for premiums, deductibles, and co-pays, as follows:
With Lowell, MA term life insurance, you have more control over your insurance coverage than you do with virtually any other form of insurance.
After all, in the example above, the $ 600 per month would have been lost anyway, so why not pay for life insurance and control the asset for the benefit of family rather than lose it to the pension provider at death?
Population density, unemployment, and the poverty rate are all higher than average, but car insurance premium rates still remain somewhat under control.
In fact, the top ten auto insurance companies control more than 70 % of the market.
Other than a technical mistake by your insurance provider, the reasons for a canceled car insurance policy are normally within the policyholder's realm of control.
Rather than rely on the Bank of Mom and Dad if you are stuck with a disaster and loose your belongings, Bismarck renters insurance can keep you in control of your own finances and for as little as $ 10 per month.
Renters insurance is designed to protect against risks like this Pittsburgh apartment fire, where you couldn't reasonably have prevented or controlled the risk, nor done anything about it other than get yourself and your family out of the building to safety.
Alabama business insurance quotes will be partly controlled by history of accidents and resulting claims, so you can expect a government building in Montgomery to get lower rates than a construction site.
Most auto insurance companies attribute this to the fact that they have less impulse control than older drivers and are more likely to consider themselves invincible.
You also need to do what you can to control your Kalamazoo renters insurance claims other than through whether or not to choose actual cash value or replacement value.
What they don't and won't tell you is that the life insurance rates are approved and controlled by state insurance agencies and Selectquote can't get you any better price than a good independent agent.
Remember: More than 55 million women have gained access to no - copay birth control in the private insurance market.
Under the ACA, more than 55 million women gained access to no - copay birth control in the private insurance market.
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