«TransUnion's study has confirmed the
conventional wisdom that transactors — those consumers who pay off their entire
balance each month — are better risks than revolvers, i.e. consumers who only pay a portion of their
balance, and moreover has quantified just how big an increase in risk revolvers represent,» said Ezra Becker, co-author of the study and vice president of research and consulting in TransUnion's
financial services business unit.