Just a month later, in the midst of China's freeze of bitcoin exchanges, Yao Qian published a paper in the Tsinghua Financial Review (Chinese), detailing how digital currency could be absorbed by
the conventional financial infrastructure.
Employing a financing model similar to the Fresh Food Financing Initiative — a financing program designed to attract supermarkets and grocery stores to underserved urban and rural communities by paying for
infrastructure costs and credit needs not met by
conventional financial institutions.