Katie: I think that's a
conversation you have to have with the client on a case by case basis based on what their comfort level is, the type of assets that you're talking
about and who the
potential fiduciaries are because everyone's circumstances are certainly different, and obviously what their comfort level is with technology, what I personally and what I think might be right for certain people was I'm comfortable, I keep all of my stuff in 1Password, I keep it updated, and then I have what I call an emergency kit and it's not mine, I lay no
claim to it.