Sentences with phrase «conversion after the end of the year»
Keep in mind that you can undo a 2012 conversion in 2013 if things don't turn out as planned, but you can't do a 2012 conversion after the end of the year.
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If you do that, you can complete the conversion by transferring the money or assets to the Roth IRA after the end of the year and still have it count as a conversion for the current year.
There's an advantage in doing a Roth conversion early in the year, but also a possible disadvantage in waiting until after the end of the year.