Sentences with phrase «cost business debt»

The loans, for up to $ 35,000, are intended to help you maintain payments on, or even replace, high - cost business debt.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The first part of the suggestion comprises of obliging the financial sector to write off a certain (not huge) amount of their bad debt, while also driving down the costs of doing business a little more at the same time.
The Canadian Medical Association, argued in its pre-budget submission that the government should maintain access to the small business deduction for physicians, since they enter the workforce later in life and often with significant debt, and unlike small businesses are unable to pass on higher costs to clients.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding debts quickly, decrease prices by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and reduce costs by eliminating unnecessary overhead.»
Applicants are directed to furnish basic information about themselves and their businesses, including personal information (full legal name, street address); basic business information (employer ID number, type of business, number of employees, banking institution used); names and addresses of management personnel; estimated business expenditures and costs (including details on the SBA loan request); summary of collateral; summary of previous government financing; and listing of debts.
Paying off current business loans with a new loan consolidating your debt at a lower cost can help increase cash flow, which can be especially helpful in an uncertain economy.
Obviously, besides immediately abandoning its propaganda campaign, the Chinese government should reassure the global business community with concrete, honest, realistic, and market - based solutions that address the underlying pathologies of China's poor economic performance: massive debt, endemic overcapacity, and an economic system that channels low - cost capital into inefficient state - owned enterprises at the expense of private entrepreneurs and consumers.
In our example of growth through acquisition, after covering costs, and after paying the debt you used to buy the business, you add cash flow to the bottom line.
Irregular income and business expenses could help explain why self - employed individuals have more credit card debt, which leads to higher interest rate costs.
All of our distressed debt investments since early 2011 have been made through our fund business where we had already recalibrated our thinking about the timing and cost of resolution.
Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.
With debt financing, the fixed repayment schedule and the high cost of loan repayment can make it difficult for a business to expand while with equity financing, money is invested in the business in exchange for equity - there is no fixed repayment schedule and investors generally have a long term goal of return on investment.
However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.
There are many other ways of allocating a significant portion of the debt - servicing cost to unwilling agents in the economic equivalent of debt forgiveness: to creditors when debt is repudiated, to workers when wages are suppressed in order to increase net revenues for debt servicing, to small business owners when assets are expropriated to pay down debt, and so on.
I don't know, but it's raising the cost of debt servicing more than expected for lots of banks and businesses that borrow in the short - term debt market.
Higher borrowing costs would discourage business investment and raise the cost of servicing government debt to unhealthy levels.
Calumet Specialty Products Partners is interesting in that some of its assets have promise, but are burdened by other cash - burning segments of its business and the massive debt that costs it more than double its operating cash flows:
Many entrepreneurs need debt relief during the early stages of their business, so reducing childcare costs is a big plus.
The mix of debt and equity financing that you use will determine your cost of capital for your business.
From the perspective of someone interested in making investments with 20 + year holding periods in mind, you need to be careful of owning banks because of the debt to equity levels involved in the investment, you need to be wary of technology companies because they must constantly be innovating to remain profitable and relevant (unlike, say, Hershey, which could stick with its business model of selling chocolate bars for the next century), and retail stocks which are always subject to the risk of a new low - cost carrier arriving on the block.
John also served as the VP and Head of Corporate Development for an early - stage renewable energy and feed company based in Florida as well as a Director in Business Development at Valens Capital, a billion dollar hedge fund focused on providing flexible, custom - tailored and cost - effective debt and equity growth financing solutions to small - cap public and private companies.
Debt Financing — The use of repayable funds to support the growth of the company; small business loans and other interest - bearing loans are common forms of debt financing, and create a certain amount of financial risk for the company in the form of new fixed coDebt Financing — The use of repayable funds to support the growth of the company; small business loans and other interest - bearing loans are common forms of debt financing, and create a certain amount of financial risk for the company in the form of new fixed codebt financing, and create a certain amount of financial risk for the company in the form of new fixed costs.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Most of the examples you are alluding to are doing so at the cost of putting their providers out of business and running up huge public debt.
What should have been presented is decade long trends about: farm and processor bank debt; return on equity; full and part - time employment trends; farm and processor business numbers; domestic versus overseas value adding to commodities; volume and value of imported ingredients and products; international versus Australian processing costs comparisons for major foods like meats, flour, oils, milk products; and the farm gate price share of the consumer dollar for fresh foods like fruit and vegetables, milk, meats, bread, juice, eggs.
SEE MORE: Video: Football players read Mean Tweets about their ugly new kit # 34.5 m Brazilian tax debt costs Neymar a yacht, jet, property and several businesses Chelsea manager to give youngsters a chance if season falls apart this week
These are problems of inclusive economic growth to address unemployment, decline in the agriculture sector, rising cost of living, collapsing businesses, the energy crisis («dumsor») unsustainable debt, poor infrastructure, rising interest rates exchange rate depreciation, rising fiscal and balance of payments deficits, and corruption.»
Most successful people get a convertible at 49: I dumped safety, security, zero debt, and a low - cost - of - living to jump headfirst in my own business and a much higher cost of living.
According to John Musso of the Association of School Business Officials International, advance refund bonds «are a cost - effective way for districts to refinance high - interest debt at lower - interest rates, potentially saving hundreds of thousands of taxpayers» dollars in lower debt payments.
If you have a challenge in qualifying for a loan — such as a low credit score, a spotty job history, a high debt - to - income ratio, income from self - employment or a side business — you may want to discuss your options with multiple lenders, because you'll find more variation in the cost of the loan.
With debt financing, the fixed repayment schedule and the high cost of loan repayment can make it difficult for a business to expand while with equity financing, money is invested in the business in exchange for equity - there is no fixed repayment schedule and investors generally have a long term goal of return on investment.
While it's never a good idea to pay interest on debt just to get a tax benefit — since you can never receive a discount that will match the total cost of holding the debt itself — the truth is many small businesses need to carry over balances on their credit cards to keep running and, ideally, to grow.
Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.
However, it's a low - cost way to increase your life insurance coverage if you're a young parent or have significant debt that would be passed on to others, such as small business loans.
Debt settlement can be a complex business and mistakes can cost you significant money if your customer sues or reports you to the FTC or local consumer protection group.
A higher cash turning business (quicker cash conversion cycle) and cheaper cost of debt (interest rate) will allow a company to lever up more, especially if the assets that are - part of the collateral do not depreciate very quickly (long lived assets).
Primary similarities include 1) the security business throws off a steady cash stream from «subscribers», therefore allowing the use of significant debt leverage, 2) acquisition costs are capitalized and shield cash income from taxes, and 3) operational success depends heavily on efficient «subscribers» acquisition (marketing) and retention or churn management (service).
When the cost of debt increases, individuals and businesses are discouraged from borrowing, and will opt to save their money.
I've been a very happy investor in Vodafone, as it carried less debt than other major telecommunication companies, had much less exposure to legacy costs associated with wireline businesses because they're primarily a wireless company and they had broad geographic exposure to Europe, India, Africa, Australia and the U.S. (through 45 % of VZW).
Info for Second Mortgages Comparing Second Mortgage Premium Second Mortgages 2nd Mortgage 125 % Second Mortgage Second Mortgage Refinance Stated Income Second Mortgage Second Mortgage Brokers Second Mortgage Loans Second Mortgage Rates 80 % Second Mortgages 90 % Second Mortgage Loans 95 % Second Mortgage 100 % Second Mortgage 115 % Fixed Rate Second Mortgage 125 % Fixed Rate Second Mortgage 40 - Year Second Mortgage 2nd Loan Mortgages Second Mortgage Pay off Tax Lien Second Mortgage - Negative Amortization Second - Mortgage Pre-Payment Penalty Fixed Rate Second Mortgage Second Mortgage Home Loan 2nd Mortgage with Neg Am Non Conforming Second Mortgage Loans Second Mortgage Credit Cash Out Second Mortgage Second Mortgage Interest Rates Second Mortgage Loan Rates Modular Home Second Mortgage Second Mortgage Information Second Mortgage Company Second Mortgage California Modular Home Second Mortgages Affordable Second Mortgage Low Closing Cost Second Mortgage Preferred Second Mortgage Loans Low Rate Second Mortgage Popular Second Mortgages Home Mortgage Refinancing Second Seller Second Mortgage Loans Bill Consolidation 2nd Mortgages Second Mortgage Specials Fast & Easy Second Mortgages Second Mortgage Qualification Second Mortgage Products Simple Interest Second Mortgages No Income Verified Second Mortgages Second Mortgage Programs State Guide Second Mortgages No Cash at Closing Second Mortgages Financing a New Business with a 2nd Mortgage High LTV Second Mortgage Loans 2nd Home Construction 125 Concurrent 1st & 2nd Mortgage Refinance Second Mortgage Rate Update for Cash Out Refinancing Second Mortgage Credit Lines Used for Avoiding Foreclosure How to Get Approved for a Second Mortgage Combine First and Second Mortgage Loans Second Mortgage Market Update Second Mortgage Loans for Hard Times Second Mortgage Loans to Refinance Credit Card Debt Second Mortgage Loan Update for 125 % Low Interest Loans Cash Out Loans for Homeowners
With opportunistic holdings we are often invested in falling knives or businesses that risk bankruptcy due to large amounts of debt, high fixed costs or turnaround situations.
Walsh warned shareholders and employees of the painful restructuring, cost reduction & rationalisation still to come, and then began systematically ticking each action item off his list: i) After one last kitchen sink loss in 2012 of EUR 116 million (mostly goodwill impairment), One51 actually recorded a net profit in 2013 for the first time in 7 years, ii) free cash flow increased from just EUR 1.1 million in 2011 to 15.4 million in 2013, iii) almost EUR 100 million was raised in two years from the sale of the plastic extrusion business, the disposal of stakes in Island Renewable Energy, Thirdforce, IFG, and (most significantly) Irish Continental Group, in addition to a substantial 2013 capital redemption from NTR, and iv) net debt (exc.
They recognize the geological uncertainty attached to all resource bodies, the possible political risks, the business risks, the multi - year / decade timescale, the significant capital / operating costs, the cash / debt / share dilution required to fund them, the volatility of commodity prices, etc..
Moreover, the low set up costs, when coupled with the large fees that can be made, often leads to the promotion of debt settlement as a cheap business opportunity that is easy to enter.
And while there are standard business model risks to consider — spills, regulation, and the cost to maintain the network (requiring the regular issuance of equity and debt)-- the right valuation could provide for a very compelling long - term investment.
In order to be approved for a mortgage or business loan, in order to pay the lowest possible interest rates on auto loans, in order to live a financially successful, and stress - free, life here in Canada, it's absolutely essential that you have good credit, and avoid building your debt at all costs — here are a few tips on how to eliminate debt to get you started.
The company offers loans from $ 2,600 to $ 100,000 for purposes such as debt consolidation or costs associated with starting a new business.
When a business has a high debt to equity ratio, it has imposed on itself a large block of fixed cost in the form of interest expense, which increases its breakeven point.
If you can buy a low - cost producer with low / no debt at a price below replacement cost you really should find yourself with a «moat», even in a commodity business.
a b c d e f g h i j k l m n o p q r s t u v w x y z