Sentences with phrase «cost for the policy holder»

Not only do they reduce the overall cost for the policy holder but also increase the life cover.

This policy pays out for injury related costs for the policy holder and their passengers — regardless of who caused the crash.

Personal Injury Protection insurance is the policy that covers the medical treatment and injury related costs for the policy holder and their passengers when they are in an accident — regardless of fault.

Not exact matches

Here's Sen. Eric Schneiderman's brief appearance last week on «Countdown With Keith Olbermann» during which he discussed the passage of what's come to be known as «Ian's Law» — a bill that blocks insurance companies from dropping high - claims patients under the auspices of keeping costs lower for the majority of policy holders.

Essentially there are three types of coverage that are applicable to flood insurance namely; building coverage which offers protection for the physical structure of residential and non-residential buildings; content coverage which only covers your possessions; and replacement cost coverage which is only applicable to owner - occupied single family that are the primary residence of the policy - holder and must be insured up to eighty per cent of the replacement cost.

These 2 living benefits are included at no extra cost and an amazing benefit for Sagicor life policy - holders.

For example, Part B coverage only covers 80 % of costs, leaving policy holders having to cover the remaining 20 %.

It also covers the cost of a policy, usually issued by a title insurance company, that insures the policy holder in a specific amount for any loss caused by discrepancies in the title to the property.

Getting quotes and switching to a more affordable provider has certainly been a good tactic for many policy holders looking to lower their yearly insurance costs, but there are other ways to cut costs, too.

The cost of term life insurance for seniors will vary depending on the benefits, age and health of the policy holder.

In this manner, any necessary expenses such as funeral costs, providing a legacy for the beneficiaries and other benefits can be paid out before the policy holder passes away.

Car policy holders sometimes fail to recognize certain possibilities for savings, or take advantage of cost - cutting opportunities that may exist just beneath the surface.

«An insurance rider is really enhanced coverage or benefit to the policy holder for a cost above the base plan,» says Brian Poncelet, an independent certified financial planner (CFP) and owner of RightInsurance.ca.

While obviously the specific costs vary based on the profile of the individual policy holder, the average policy costs for ANICO are generally lower than other major companies such as American General and Protective.

The ambulance is facilitate for free of cost to the policy holder.

The cost of the round trip economy class air ticket for policy holder or his family member and accommodation charges for the family member when either the policy holder is visiting India to see any ailing family member who is hospitalized for more than 7 consecutive days, or else a family member visits the ailing policy holder abroad

Uninsured Motorist Bodily Injury Liability protection covers the policy holder and their passengers for injury - related treatment costs, lost wages and the like.

Costs for auto insurance policies vary according a number of factors, including the risk group the policy holder falls into, the type of car to be covered and type of coverage selected.

While it is understood that you as a policy holder will be seeking the lowest premiums possible, it is essential to take into account that you will be liable for all the costs incurred during a waiting period — so if you do not have sufficient financial provision to do so, you would be effectively uninsured.

The cost for taking advantage of this incentive offered to policy holders with safe driving records varies from company to company.

The money from a permanent life insurance policy's cash value can typically be used for any need or want for the policy holder, such as taking a vacation, paying off debts, supplementing retirement income, or even paying for a child's or a grandchild's future college education costs.

Going for a plan-wise analysis, a catastrophic plan comes very limited coverage for the policy holder, but is available at a very affordable cost of $ 150 per month.

A funeral insurance plan can provide coverage for the costs of the policy holder's burial and funeral.

This means that a policy holder can use the cash value — or even a portion of the death benefit — while still alive for the purpose of paying medical expenses, long - term care costs, or other financial obligations.

With the high — and rising — cost of college tuition, life insurance can help a policy holder to keep his or her promise to loved ones for obtaining a college degree.

This may include payment of the decedent's final expenses such as funeral costs and any unpaid medical bills, as well as paying down the mortgage on the family home for the policy holder's survivors.

In the event of a policy holder's death, life insurance can help to pay off a mortgage or other debts, cover funeral costs and related final expenses, replace lost income from the decedent, and pay for a child's future education costs.

It offers an excellent combination of coverage for a low cost to policy holders.

Liability coverage can include coverage for medical costs, plus any legal costs that may arise should the policy holder face a lawsuit stemming from the injury.

Getting quotes and switching to a more affordable provider has certainly been a good tactic for many policy holders looking to lower their yearly insurance costs, but there are other ways to cut costs, too.

They may be paid only for the costs that they will incur while taking care of the policy holder.

These policies have made life insurance much more relevant for a large segment of the marketplace, because these riders can provide significant protection against the staggering costs of long - term care without draining the policy holder's wallet.

But in turn, the cost of coverage across the board may then be higher for all of their policy holders.

UCR charges are the maximum amount a travel insurance provider will reimburse a policy holder for a particular medical service or procedure in a certain geographical area, based on the average cost for that service.

Insurers might also reduce the cost of car insurance for young female drivers if the policy holder has taken the Pass Plus course, which educates on safe driving techniques.

As a policy holder, you only pay the insurance company directly for the cost of your insurance, and this cost can't be marked up or down.

Children of policy holders are covered at no extra cost, and coverage for preexisting medical conditions is available if the customer purchases their plan within 21 days of making their deposit.

A large number of health plans cover the ambulance cost to ensure iron - clad financial protection for the policy holders.

In some instances (particularly with older models) it may be that the car is not severely damaged when a total loss is applied to it, and while it may be uneconomic for the insurer to pay for repairs the policy holder may choose to pay an additional amount on top of the replacement cost benefit provided by their insurance company, to get it back on the road.

The cost of a policy is negligible in comparison with the protection it provides for all covered Sterling Heights renters insurance policy holders.

Medical payments or personal injury protection (PIP) pays for the cost of treatment of injuries to the driver and any passengers of the policy holder's covered vehicle.

Each month, charges are posted to a policy holder's account for the cost of the policy and any other fees associated with the account and interest is added to the balance.

For drivers, homeowners, and other policy holders in Atlanta, insurance quotes are extremely useful tools for comparing your current policy rates to those offered by competing providers, and while Atlanta insurance costs are not the highest in the country, the prospect of lowering the price of individual policies has plenty of appeal to those in the AFor drivers, homeowners, and other policy holders in Atlanta, insurance quotes are extremely useful tools for comparing your current policy rates to those offered by competing providers, and while Atlanta insurance costs are not the highest in the country, the prospect of lowering the price of individual policies has plenty of appeal to those in the Afor comparing your current policy rates to those offered by competing providers, and while Atlanta insurance costs are not the highest in the country, the prospect of lowering the price of individual policies has plenty of appeal to those in the ATL.

The deductibles for each insured policy holder influence the cost of their coverage while also affecting the real value of the plan.

For example, a plan with a hundred dollar deductible means that the first hundred dollars of cost for replacing a damaged item is incurred by the policy holder rather than the insurance compaFor example, a plan with a hundred dollar deductible means that the first hundred dollars of cost for replacing a damaged item is incurred by the policy holder rather than the insurance compafor replacing a damaged item is incurred by the policy holder rather than the insurance company.

Liability protection in a renters insurance policy protects covered policy holders from directly taking on the full financial cost of payments for medical care and property repairs as a result of their negligence.

Of course, Mesa insurance is not going to cost the same amount for every homeowner, driver, or other policy holder.

As an insured policy holder, in covered instances you are only responsible for paying the deductible for any area of coverage accesses, plus any excess costs that exceed the limits of your plan.

Actual cash value or ACV coverage has a less expensive premium, but it only reimburses the policy holder for the depreciated value of an item lost in a claim situation, while full replacement pays out for the present - day cost of a new replacement item.

Replacement cost coverage is designed so the policy holder will not have to spend more money to get a similar new item and that the insurance company does not pay for intangibles.