Sentences with phrase «cost in a policy year»

Partial Withdrawal Charge — This policy allows one partial withdrawal free of cost in a policy year.
Partial Withdrawal Charge — One partial withdrawal is permitted free of cost in a policy year.
Partial Withdrawal Charge — This policy allows one partial withdrawal free of cost in a policy year from the Top Up Fund or the Single Premium.
Partial Withdrawal Charge — This policy allows twelve partial withdrawals free of cost in a policy year.
Partial Withdrawal Charge — This policy allows six partial withdrawals free of cost in a policy year.

Not exact matches

The Centers for Disease Control and Prevention says the smoke - free policy will save housing agencies $ 153 million every year in repairs, preventable fires and health care costs.
We'll assume the cost of policies is the same as today in the ACA exchange at $ 12,534 a year.
But groups lobbying to eliminate it have an uphill battle — polls in recent years show a majority of Americans still support the policy, even if it costs them sleep once a year.
The overall fiscal effects of the changes to manufacturing policy and advanced research are backdated, with a cost of only $ 10 million in fiscal year 2015 - 16.
But it has failed to recover in recent years because of a series of policies that increase the burden on small - business owners — higher taxes, increases to health - care costs, more costly regulations, and now the minimum wage increase proposal
For the past two years, OPEC's pump - at - will policies have flooded the market with cheap supply, causing economic pain for producers with higher cash costs, including those involved in fracking, the Canadian oil sands and deepwater drilling.
Subtracting the cost of policy announcements to date would increase the deficit to around $ 2.0 billion in 2015 - 16, followed by three more years of deficit and a surplus of around $ 2 billion in the fifth year.
A 236 - page compendium of insightful commentary and sound advice for the entrepreneur and small business owner With real world practicality, readers will learn how to significantly reduce their marketing costs and while increasing their profit margins by employing environmentally sound and ethically founded policies and practices; convert their vendors, customers, and competitors into a kind of auxiliary sales resource; successfully persuading business acquaintances to become joint - venture partners; utilizing social media, traditional media, and their own imagination to reduce advertising costs while employing alternative marketing practices The distilled and effective wisdom of two of the most successful yet frugal entrepreneurs who have combined their many years of experience and expertise in a single volume that should be considered mandatory reading strongly recommended.
Layton was responding to criticism from Jack Mintz — the economist oft - quoted by Conservative Leader Stephen Harper as justification for his tax policies — that the cap - and - trade system the NDP proposed to cover the cost of $ 3.5 billion worth of green initiatives in the first year would raise gasoline prices by 10 cents per litre.
The first policy would likely have significant costs as a result of fewer firms paying the mandate penalty, and the second policy was estimated in 2015 to cost $ 53 billion over ten years.
Roper and other consumer advocates argue that conflicted advice is deeply engrained in the brokerage business model, echoing the concerns outlined in a recent leaked White House policy memo in which officials concluded that «the current regulatory environment creates perverse incentives that ultimately cost investors billions of dollars a year» in the form of unnecessary rollovers of 401 (k) plans into costly IRAs, and «excessive churning (repeated buying and selling) of retirement assets.»
In his year - end interviews, and in the final days of the fall sitting of the House of Commons, Prime Minister Stephen Harper said it would be crazy to impose additional costs on Canada's oil and gas sector in a time of low prices if the U.S. was not enacting similar carbon emission policieIn his year - end interviews, and in the final days of the fall sitting of the House of Commons, Prime Minister Stephen Harper said it would be crazy to impose additional costs on Canada's oil and gas sector in a time of low prices if the U.S. was not enacting similar carbon emission policiein the final days of the fall sitting of the House of Commons, Prime Minister Stephen Harper said it would be crazy to impose additional costs on Canada's oil and gas sector in a time of low prices if the U.S. was not enacting similar carbon emission policiein a time of low prices if the U.S. was not enacting similar carbon emission policies.
«Clarifying and standardizing date label language is one of the most cost effective ways that we can reduce the 40 percent of food that goes to waste each year in the United States,» said Emily Broad Leib, Director, Harvard Law School Food Law and Policy Clinic (FLPC).
But the policy has proven hugely expensive, with government actuaries revealing in October the extra cost of the triple lock now stands at # 6bn a year.
In practical and policy terms, what this means is that the APC administration to be sworn in on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of lifIn practical and policy terms, what this means is that the APC administration to be sworn in on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of lifin on October 15, 2018, by the grace of God, must resume good governance that was cut short four years ago, and once again prioritise social investments in education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of lifin education, healthcare and other social protection programmes that reduce the cost of living, while raising the quality of life.
If this is correct we may hope to expect more pragmatism in fiscal policy over the next few years, rather than allowing a Conservative majority government to spark a determination to reduce the share of government spending and the size of the public sector, regardless of the costs.
The policy in brief is giving students financial support upfront so that they can pay for their living costs while at university rather than giving them money to pay back a loan they can pay back over a number of years.
But last year, challenger Bob Turner took almost 40 percent of the vote in his battle against six - term incumbent Weiner in a year in which Tea Party activists and others opposed to President Barack Obama's policies exacted a heavy toll on Democrats across the country, costing them control of the House.
With alcohol harm costing societies in Europe $ 155,8 billion each year, we can't afford for the Commission not to take action in this vital policy area.»
Labour says the policy would cost the taxpayer around # 1.4 bn per year and that it would stem a decline in bus use by those within the age bracket since the Conservatives came to power.
It was included in a raft of measures announced by George Osborne to tackle the costs of tax credits and also included a policy to reduce credits for families earning more than # 40,000 a year.
ENDS Notes to Editors UK Alcohol duty context For a short video summary of the issues around alcohol pricing, please visit: https://vimeo.com/191959217 Following heavy lobbying from the alcohol industry, the last four Budgets have seen real terms cuts in alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin alcohol duty Alcohol is 60 % more affordable than it was in 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 1980 — the alcohol duty escalator, introduced in 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2008, which ensured that duty rose above inflation, helped mitigate this trend, but this progress has reversed since the duty escalator was scrapped in 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2013 In real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioIn real terms, spirits duty has halved, and wine duty fallen by a quarter since 1978 - 9 The Government estimates suggest that the duty cuts since 2013 will cost the Exchequer # 2.9 billion over four years The University of Sheffield estimated that an additional 6,500 people would be hospitalised each year as a result of the alcohol duty cuts in 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publicatioin 2015 The report The report was peer reviewed by academic experts the fields of economics, public health and public policy prior to publication.
John Ball, head of defined benefit pension consulting at Towers Watson — a global company that specialises in risk and financial management, estimates the cost of this policy to be # 2bn a year by the end of the next parliament.
Quinn was particularly critical of the health benefits currently in place for Buffalo teachers, which he said cost the district more than $ 19,000 per policy each year.
In follow up to last year's Cost of Living reports in early 2015 Labour London Assembly Members undertook a new series of reports to examine the impact of to Tory - led Government's policy on LondonerIn follow up to last year's Cost of Living reports in early 2015 Labour London Assembly Members undertook a new series of reports to examine the impact of to Tory - led Government's policy on Londonerin early 2015 Labour London Assembly Members undertook a new series of reports to examine the impact of to Tory - led Government's policy on Londoners.
In Erie County, nearly $ 8 million is spent a year on overall healthcare costs for inmates and changing the policy to charge inmates would relieve some of that cost.
The start of the school year also brings the start of free school meals for all the 1.9 million children in infant classes (the first three years of school) in England, at a cost of # 1bn over two years; a policy Clegg announced a year ago at the Lib Dem party conference.
He is a first year AAAS S&T Policy Fellow at the Department of Defense in the Office of Cost Assessment and Program Evaluation and will serve his second year at the Department of Energy in the National Nuclear Security Administration.
«Rising health care costs are putting an increasing strain on U.S. families, and from a taxpayer perspective we spend $ 3.2 trillion each year on health care,» said Mafi, who is also a natural scientist in health policy at RAND Corporation.
Delaying what they believe is the optimal policy by 50 years, the researchers estimate, would have a social welfare cost equivalent to a perpetual 1.7 percent drop in annual consumption, from today forward.
To understand the cost savings that might result from a change in Medicaid sterilization policy, the researchers used existing data on the costs of Medicaid - funded sterilizations and Medicaid - covered births to construct a one - year cost effectiveness model from the health care payer's perspective.
A revised Medicaid sterilization policy that removes logistical barriers, including a mandatory 30 - day waiting period, could potentially honor women's reproductive decisions, reduce the number of unintended pregnancies and save $ 215 million in public health costs each year, according to researchers at the University of Pittsburgh School of Medicine.
«The Affordable Care Act is unlikely to dramatically affect liability costs, but it may influence small and moderate changes in costs over the next several years,» said David Auerbach, the study's lead author and a policy researcher at RAND, a nonprofit research organization.
Passed in 1965, it created a clear role for the federal government in K - 12 policy, offering more than $ 1 billion a year in aid under its first statutory section, known as Title I, to districts to help cover the cost of educating disadvantaged students.
Arkansas's original study, conducted the same year, cost about the same initially but rose to over twice that amount ($ 800,000) when the authors accepted a commission to ascertain whether districts used their extra money in a way consistent with the consultants» evidence - based policies.
In short, the results are mixed, casting doubt on the worst fears of retention's critics but not fully vindicating the Florida policy — especially given the cost of providing an additional year of instruction to retained students.
New York City teachers who have been unable to find new jobs in the district under a new hiring policy, but remain on the payroll, will cost the city $ 81 million by the end of this school year, a report says.
It is calculated that challenges such as this have resulted in over # 1.1 million in adjudication costs per year, with some campaigners appearing to be attempting to influence wider education policy as opposed to the actual operation of the admission systems.
One year on (2014), the NCC presented to Minister Boles - «Government could also draw upon other policy levers such as Ofsted and quality assurance frameworks to stimulate the careers marketplace in order to reduce complexity and transactional costs, build its capacity, and assure the quality of services in this market.»
Based on the costs involved in implementing the coalition government's universal infant free school meals policy, the IFS estimates the extension to juniors will cost more than # 950 million a year in additional revenue funding.
Poston explained to NC Policy Watch that the consortium is working with staffers in the legislature's Fiscal Research division to figure out what it would cost the state to provide pay increases for all teachers and reinstate supplemental pay for those teachers who have master's degrees, which was eliminated last year.
It seems to us that whenever someone proposes actually holding teachers accountable for teaching (e.g. allowing principals to walk into their classrooms more than once a year to evaluate them; having real consequences for ineffective teaching or egregious behavior; etc.) there is a tsunami of push - back and vitriol that is knee - jerk, sadly effective and incredibly depressing if you know the very real impact their «teacher protection at all costs» policies have on students, especially low - income students who get the worst of the worst in our «zip code» - based system.
A new report from the California Budget & Policy Center found that when adjustments are made for cost of living, California ranked 42nd in the nation in per - pupil spending for the 2014 - 15 school year.
Child Trends, Inc.; Washington D.C. $ 283,000 over two years to investigate children's access to highly - qualified ECE professionals and identify potential disparities in certain geographic areas, analyze the effects of recent state - level workforce policies and funding decisions on the ECE workforce in two states, and develop a forecasting tool that state leaders can use to estimate the potential cost / time factors required to implement ECE workforce development policies.
In the 2009 - 10 fiscal year, Mitchell received more than $ 3 million from the two charter schools for management fees and the cost of renting the buildings from another company Mitchell owns, according to publicly available copies of the charter school's tax returns, as reported by NC Policy Watch's Sarah Ovaska.
a b c d e f g h i j k l m n o p q r s t u v w x y z