Finding low
cost life insurance for smokers is what we do on a daily basis and this gives us the experience to direct to the proper life insurance company and plan design to get the lowest possible premium for our perspective life insurance clients.
So it's very important that you find the lowest
cost life insurance for smokers on the market.
Not exact matches
If you are interested in purchasing
life insurance for Marijuana
smokers and want the lowest rates possible, give us a call and we will answer all your questions with no
cost or obligation.
Banner consistently offers the lowest
costs for term
life insurance coverage on the market and shines at competitively underwriting individuals with impaired risks, such as former
smokers and those with high blood pressure.
If you contact us we will give you a list of term
life insurance quotes
for smokers and locate the lowest possible premium
for you at no
cost or obligation.
Life insurance for smokers can easily
cost double the premium not to mention the health hazards.
Life insurance rates
for smokers have been going down throughout the years but still
cost much more than non-
smokers rates.
For example, the difference between the cost of life insurance for two people of the same age, when one is a smoker and one is a non-smoker, can be hundreds of dollars month
For example, the difference between the
cost of
life insurance for two people of the same age, when one is a smoker and one is a non-smoker, can be hundreds of dollars month
for two people of the same age, when one is a
smoker and one is a non-
smoker, can be hundreds of dollars monthly.
The
cost of
life insurance varies considerably based on a number of factors, and can
cost anywhere from $ 15 a month
for a young non-smoking female to well over $ 1,000 a month
for a middle - aged male
smoker.
So what does term
life insurance for smokers actually
cost?
To give you one idea of how affordable their term
life insurance premiums
cost in relation to other companies I did a search
for a $ 300,000 term
life insurance policy
for a 33 year old man who was a non
smoker and in good health.
Life insurance rates
for smokers have been going down but still
cost much more than non-
smokers rates.
Smokers looking
for life insurance may be in
for a shock when they see the astronomical prices coverage will
cost them.
Life insurance for a smoker may cost up to 50 % or more per year than the same type and amount of life insurance for a non-smo
Life insurance for a
smoker may
cost up to 50 % or more per year than the same type and amount of
life insurance for a non-smo
life insurance for a non-
smoker.
Life insurance for smokers can easily
cost over double the premium when compared to rates of non-
smokers.
This is a commonly known fact but the extra
cost of a
smoker rate does not mean you will be unable to purchase Term
life insurance for smokers if you shop the market wisely.
With the high
cost of
life insurance with a
smoker's rate, you will probably have to sacrifice the face amount to a much lower number due to the fact the premiums
for the face amount you really need will not be affordable.
The
cost of
life insurance can be more than 5 times higher
for smokers than it is
for nonsmokers.
Some studies have found that
life insurance for smokers can
cost up to 200 % more than
for non-
smokers.
Other factors that help to determine the
cost you will pay
for your
life insurance policy include: if you are a
smoker, how healthy you are, your lifestyle choices, your gender, where you reside, and other measures.
For both
smokers and non-
smokers the coverage
cost per dollar of
life insurance goes down as the death benefit goes up.