«One should remember that a deductible in a top - up triggers only when
the cost of a hospitalisation goes above the threshold.
«Lower
cost of every hospitalisation will leave a larger balance in the sum insured in the policy for future hospitalisation within the policy period.»
The cost of hospitalisation is lower in smaller cities as opposed to metro cities.
Not exact matches
They take care
of medical treatment
costs incurred during
hospitalisation due to serious accidents or critical illnesses.
The Daily Cash Insurance Policy provides one with fixed benefit for each day
of hospitalisation irrespective
of the actual medical
cost in the event
of illness, disease and accidental bodily injury.
This plan will offer life cover
of Rs 1 lakh to the family in case
of death, critical illness and other
hospitalisation costs under Rs 20,000 - 30,000.
«The purpose
of working out such package rates and stabilising the
hospitalisation costs, will benefit the insured in many ways,» the four state - run general insurance companies — National Insurance Co, New India Assurance Co, Oriental Insurance Co and United India Insurance Co — said in a joint public notice.
The
cost of treatment &
hospitalisation has been sky rocketing over the years and a major illness
of a family member can disbalance the financial stability
of a family.
In - patient
hospitalisation expenses including room rent, nursing charge, boarding charge, fees
of surgeon, anaesthetist, medical practitioner,
cost of drugs and medicines
It reimburses all the incurred expenses during treatment
of the victim, including the medical expenses and
hospitalisation costs while the insured remains free
of this liability.
Critical illness (CI): On the very first diagnosis
of any
of the 34 critical illnesses covered under the plan, the policyholder receives a lump sum, made irrespective
of actual treatment
cost, immediate
hospitalisation or other associated medical
costs.
Hospitalisation Cover:
Hospitalisation expenses are covered for a minimum
of 24 hours (room rent, nursing and boarding charges, Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialist Fees,
Cost of Medicines and Drugs).
Hospitalisation expenses for the covered diseases / accident including room, boarding and nursing expenses, ICU expenses, fees
of surgeon, anaesthetist, medical practitioner, consultants, specialists fees,
costs incurred on anesthesiology, blood, oxygen, pacemaker, artificial limbs, etcetera
The
hospitalisation expenses accommodate several expenses like surgical appliances, other devices embedded internally, prosthetics, consumables and drugs, medicines, oxygen, blood, anaesthesia, operation theatre, ICU, and
cost of lodging.
•
Hospitalisation costs •
Cost of medication • Recuperation aids • Day to day expenses like school fees, EMI's and bills • Any debts due to illness • Any lost income due to decreasing ability to earn
These days even a normal
hospitalisation costs nothing less than a lakh
of rupees, therefore health insurance becomes very important.
Generally, a cancer - specific insurance policy provides substantial cover for a whole range
of costs associated with the diagnosis and treatment
of cancer, including
hospitalisation, chemotherapy, radiation, surgery, etc..
The package will include the
cost of the treatment along with the room rents and
hospitalisation expenses.
Additionally, the scheme allows for a transportation
costs worth Rs 250 in case
of hospitalisation.
For such contingencies, you will require a travel medical insurance plan that bears the medical expenses or
hospitalisation costs on behalf
of you.
This turns out to be a blessing in the event
of sudden
hospitalisation, as the policyholder can immediately approach any
of the network hospitals and capitalise upon the health insurance plan - either by getting medical treatment at reasonable
costs or by availing the cashless
hospitalisation benefit.
There are cash plans that cover for the
cost of travelling to a hospital or keeping a relative with the patient Taking a health plan does not mean all our expenses on
hospitalisation is covered.
This policy covers medical
costs arising out
of illness or injury resulting in
hospitalisation.