Sentences with phrase «cost of a standard policy»

BTW, I noted above in comments, a HDHP policy premium (after subsidy) is actually almost three times the cost of a standard policy.

The discount might lower the cost of a standard policy anywhere from 5 to 20 % depending on the company.

At Allstate, for example, you get accident forgiveness by upgrading to either a Gold Protection or Platinum Protection package under its Your Choice Auto plan, which can add about 8 to 15 percent to the cost of a standard policy, depending on the vehicle owner.

Not exact matches

A standard business owner's policy should cost around $ 1,000 annually, and covers some basics like liability, business property, and loss of income due to a disaster.

Additionally, the price for a standard UL policy can increase as you age if the illustrated interest rates drop or the internal cost of insurance increases.

Competition spread more openly to the market for existing borrowers in mid 1996 when banks cut the interest rate on standard variable - rate loans independently of any effect on funding costs from a change in monetary policy.

Well, I am excited to let you know due to the Affordable Care Act, breast pumps are covered at no cost under the majority of insurance policies and this includes TriCare Prime or TriCare Standard.

He grasped the centre ground by focusing on living standards and cost of living policy discussion and announcements: the Pupil Premium, capping social care costs, state pension reforms, free childcare, cutting income tax, and, his big policy statement: free school meals for all infants.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

Over the coming months Labour will continue to set out radical but credible policies to earn our way to higher living standards for all, not just a few and tackle this deep - seated cost of living crisis.

The team compared the effectiveness of nudge - type strategies with more standard policy interventions, calculating the ratio between an intervention's causal effect and its implementation cost.

The price tag of a clean energy standard fell between the costs of the two other policies, with associated health benefits just edging out costs, at $ 247 billion versus $ 208 billion.

Selin and colleagues compared the health benefits to the economic costs of three climate policies: a clean - energy standard, a transportation policy, and a cap - and - trade program.

«The basic idea is that when you have costs or benefits from some sort of regulatory policy that will happen in the future, if you want to know the value today, the standard practice is to discount them by a certain degree,» he said.

School financing policies should be driven by an analysis of what it costs to raise the bar and close the gap in student achievement, bringing teaching and learning opportunities in all schools up to a high standard.

Since 2009, Pioneer has led the campaign against Common Core national education standards and federal control of K - 12 education policy, publishing a series of reports showing that the state's adoption of national standards weakens the quality of academic content in Massachusetts» classrooms, and raising serious questions about the legality and the costs of Common Core.

Although Gaetz's bill does not include fiscal expenditures, as noted in the main text (§ IV, supra), in reviewing the start time / academic achievement studies undertaken by fellow economists, Columbia University Assistant Professor of Finance and Economics Jonah Rockoff and the Walter H. Annenberg Professor of Education Policy, Professor of Economics, and Professor of Education at the University of Michigan, Brian Jacob, concluded that delaying middle and high school start times «from roughly 8 a.m. to 9 a.m. -LSB-,]» will increase academic achievement by 0.175 standard deviations on average, with effects for disadvantaged students roughly twice as large as advantaged students, at little or no cost to schools; i.e., a 9 to 1 benefits to costs ratio when utilizing single - tier busing, the most expensive transportation method available.

For Obama's plan to work, Lisa Guernsey, director of the early education initiative at the New American Foundation, a Washington - based policy group, estimates it would cost states and the federal government roughly $ 8,000 per child, or an additional $ 10 to $ 15 billion each year, to expand pre-school nationwide and for states to raise quality standards.

To help educators become that trusted voice, ASCD's next issue of Policy Points, to be released in the coming weeks, dispels those aforementioned Common Core myths, addressing widespread questions about federal involvement and local control of schools as well as other misunderstandings related to the standards» relationship to curriculum, their cost to states, student privacy, and more.

A policy might replace or pay a rider the cash value of their stolen motorcycle, but that could mean an increase in the cost of premiums for a coverage that is already expensive relative to standard motorcycle insurance policies.

Higher Cost - according to Castle Rock's website, coverage for vacant properties can be 150 % to 300 % of the cost of a standard homeowners» polCost - according to Castle Rock's website, coverage for vacant properties can be 150 % to 300 % of the cost of a standard homeowners» polcost of a standard homeowners» policy.

Most renters insurance policies have an overall claim limit for jewelry and furs of $ 2,500 so the standard policy would cover a valid claim for one of the rings, but only part of the cost of other.

It all comes as part of a standard Devonshire Park Apartments renters insurance policy, and the average cost of that policy is around fifteen dollars a month.

A standard motorcycle insurance policy will cover some portion of the costs associated with damage to your bike.

Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost of most renters policies.

Purchasing fire insurance in addition to a standard homeowners insurance policy will help cover the costs associated with the replacement, repair or rebuilding of property above the limit set by the a property insurance policy.

In this scenario, your standard homeowners insurance policy will cover the costs associated with the damage and an agent can help you start the process of filing a water damage insurance claim.

You'll find it on the list of covered perils on the standard policy form, which means that even though it was an apartment office fire, your renters insurance will cover the cost of the damages.

The standard homeowners policy also isn't appropriate for certain high - value or historic homes because of potential coverage gaps or the cost of rebuilding a historic structure.

Insurance providers will calculate the cost of your Tennessee workers» comp policy using a standard calculation that is based on state - wide industry rates.

Technically it's an endorsement, but it's generally standard on all policies with Effective Coverage because we just don't believe people should have to ask for insurance that covers the cost of buying new items when yours suffer a loss.

«Total replacement» policies have a lower risk of underinsurance because the insurer agrees to either rebuild your building to the standard it was in before it was damaged or destroyed, or pay you the assessed cost to rebuild.

One of the benefits of a standard homeowners policy is that in the case of a total loss of the home, the policy will pay the full replacement cost to rebuild the home.

The standard policy will cost you more in premiums, but will provide better financial protection in the event of an accident or theft.

A majority of commercial property policies cover debris removal costs in the same manner as the standard ISO form.

Most standard policies cover the cash value of your property — the original cost depreciated over the years.

There are no exact numbers available to us yet, but insurance experts assume that it would cost 2x to 3x of a standard life insurance policy.

The Standard policy also maxes out at 125 percent of travel cost for trip interruption; most others listed here extend that to 150 percent.

Governmental policies of export and import restrictions, hoarding, subsidies, panic buying, and infrastructure standards of food storage and transport, as well as investor speculation, currency valuations, individual national inflation rates, weather and climate change, the evolving monoculture genetics, rising input costs, and global macro economic health all impact food security.

(In fact, I think most of the standard economic models probably under - estimate real costs because they assume efficient policies (e.g., a carbon tax coupled with a well - designed technology investment program).

Despite the potential cost - effectiveness of market - based policy instruments, such as pollution taxes and tradable permits, conventional approaches — including design and uniform performance standards — have been the mainstay of U.S. environmental policy since before the first Earth Day in 1970.

This is primarily because it makes the costs of the policy transparent, unlike conventional policy instruments, such as performance and technology standards, which tend to hide costs.

The long - term objective of climate change policy should be to reduce the risks of serious harm to humanity and ecosystems at minimum societal cost, while recognizing additional shared humanitarian necessities, including providing reliable and affordable energy to improve global living standards.

The four key differences are: 1) unlike the Energy Policy Conservation Act (EPCA), the CAA [Clean Air Act] allows for the crediting of direct emission reductions and indirect fuel economy benefits from improved air conditioners, allowing for greater compliance flexibility and lower costs; 2) EPCA allows Flexible Fuel Vehicle (FFV) credits through model year 2019, whereas the EPA standard requires demonstration of actual use of a low carbon fuel after model year 2015; 3) EPCA allows for the payment of fines in lieu of compliance but the CAA does not; and 4) treatment of intra firm trading of compliance credits between cars and light trucks categories.50

With the late - summer ice edge located farther north than it used to be, storms produce larger waves and more coastal erosion.5 An additional contributing factor is that coastal bluffs that were «cemented» by ice - rich permafrost are beginning to thaw in response to warmer air and ocean waters, and are therefore more vulnerable to erosion.22 Standard defensive adaptation strategies to protect coastal communities from erosion, such as use of rock walls, sandbags, and riprap, have been largely unsuccessful.23 Several coastal communities are seeking to relocate to escape erosion that threatens infrastructure and services but, because of high costs and policy constraints on use of federal funds for community relocation, only one Alaskan village has begun to relocate (see also Ch.

Energy and Environment: Repudiate the Paris Climate Agreement Defund the United Nations Framework Convention on Climate Change Overturn or at Least Defund the EPA's Clean Power Plan Repeal the EPA's Purloined Power to Legislate Climate Policy Repeal the EPA's Carbon Dioxide Standards for New Fossil - Fuel Power Plants Oppose Carbon Taxes Prohibit Use of Social Cost of Carbon as a Justification for Regulating Emissions Freeze and Sunset the Renewable Fuel Standard Require all Agencies to Meet Rigorous Scientific Standards Address Unaccountable Environmental Research Programs

Another opponent of clean technology policies is Dr. Jonathan Lesser, president of the utility - backed consulting firm Continental Economics, who recently claimed in front of the Ohio Senate Public Utilities Committee that the cost of energy efficiency and renewable energy standards would always be more than the savings.

The new policy paper from the conservative Buckeye Institute in Columbus claims that continuation of the renewable energy standard would eliminate thousands of jobs and cost as much as $ 15.5 billion.

But, for purposes of the outlook to 2040, ExxonMobil assumes a cost of carbon as a proxy for a wide variety of potential policies that might be adopted by governments over time to help stem GHG emissions such as carbon emissions standards, renewable portfolio standards and others.

As discussed in a recent paper (http://reep.oxfordjournals.org/content/10/2/245.abstract), «standard benefit — cost practice by U.S. government agencies sums the benefits of a policy across the political jurisdiction whose citizens will bear the cost of the policy».