Sentences with phrase «cost of borrowing money»

So devote enough time to comparing the total cost of borrowing money from different lenders and learn about the main traps.

The origination fee plus the annual percentage determines the total cost of borrowing money.

Interest - only loans are a way for borrowers to reduce the immediate costs of borrowing money.

As such, the annual interest rate on a loan or other form of debt is a percentage that describes the yearly cost of borrowing money.

For the borrower, the aggregate rate illustrates the higher cost of borrowing money when compounding is involved.

We are being confronted with clients who are experiencing uncertain employment, but because of our economic growth, we are also experiencing people who are excited with the low cost of borrowing money.

In some cases, it can be a better representation of the overall costs of borrowing money.

This is because, for example, when interest rates rise, the corporation's cost of borrowing money also increases.

The interest rate is the annual cost of borrowing money.

Interest - only loans are a way for borrowers to reduce the immediate costs of borrowing money.

Finding creative, low - cost alternatives for gift giving allows you to avoid the stress and high cost of borrowing money for Christmas shopping — and your friends and family might enjoy your imaginative gifts more than they'd like whatever you bought.

So, APR refers to the yearly cost of borrowing money over the entire term of the loan.

While the APR is also expressed as a percentage, it measures the total cost of borrowing money on an annualized (yearly) basis.

Lender credit is essentially extra loan money provided by the lender upfront, which allows some of the initial costs of borrowing money to be pushed off until a later date.

Many people — not just women — make the mistake of only focusing on mortgage rates and don't look at the annual percentage rate (APR), which is the true cost of borrowing money.

The Margin represents the markup that the lender receives as interest above the current cost of borrowing money.

In this case, the calculated APR will show the total cost of borrowing money from this particular lender.

The APR measures the total cost of borrowing money on an annualized (yearly) basis.

«Canada's housing market in 2008 should continue to thrive on a balanced diet of strong economic fundamentals, including high levels of employment, resilient consumer confidence, modest levels of inflation and the relatively low cost of borrowing money,» says Phil Soper, president and chief executive of Royal LePage Real Estate Services.

This is because APR takes into account the total cost of borrowing money, expressed as a percentage of the amount you borrow.

Inflation, like interest, increases the cost of everything, including, eventually, the cost of borrowing money.

The chairman and CEO of private equity giant Blackstone, with $ 434 billion in assets under management, also downplayed the impact of the Fed acting more forcefully on increasing the cost of borrowing money.

This is the cost of borrowing the money from a lender, expressed as an annual percentage.

And a major producer cost is the cost of borrowing money.

Interest - only mortgages allow borrowers to defer paying off their loan and instead pay only the cost of borrowing money, i.e. interest.

Typically, the loan will be paid back over a set period of time, known as the loan term, and you'll be charged a percentage of the remaining balance in interest each month as a cost of borrowing the money.

Far more common, and often much more important for most types of businesses, interest expense on the income statement represents the cost of borrowing money from banks, bond investors, and other sources to meet short - term working capital needs, add property, plant, and equipment to the balance sheet, acquire competitors, or increase inventory.

This means that the cost of borrowing money stays constant throughout the life of the loan and won't change with fluctuations in the market.

Interest - only loans allow borrowers to defer paying back their full loan amount and only pay for the cost of borrowing money, i.e. interest.

Because mortgage lenders themselves need to pay for the cost of borrowing money, the mortgage rates they offer are subject to any changes in that underlying expense.

Low interest rates encourage people to take out mortgages, since the cost of borrowing money is lower.

Higher borrowing costs — districts with lower reserves could have their credit ratings reduced, increasing the cost of borrowing money.

Interest - only mortgages allow borrowers to defer paying off their loan and instead pay only the cost of borrowing money, i.e. interest.

Interest - only loans allow borrowers to defer paying back their full loan amount and only pay for the cost of borrowing money, i.e. interest.

In addition, as a closed - ended contract, the lender calculates the cost of borrowing money at the time of application.

Isolating your project costs on a separate credit card will make it easier to keep those expenses separate from your usual spending, while a no - interest offer will minimize the cost of borrowing the money.

This means that the cost of borrowing money stays constant throughout the life of the loan and won't change with fluctuations in the market.

Because mortgage lenders themselves need to pay for the cost of borrowing money, the mortgage rates they offer are subject to any changes in that underlying expense.

In order to make money, the lender charges the borrower «interest,» which is essentially the cost of borrowing money.

To help you better understand one of the costs of borrowing money, we've broken down how loan origination fees work.

This is the cost of borrowing the money from a lender, expressed as an annual percentage.

Your interest rate is simply the cost of borrowing money, even if some of that money will go towards compensating financial institutions and not directly towards buying your car.

You will want a good credit score because it will affect the cost of borrowing money.

It is the cost of borrowing money.

An interest rate is the cost of borrowing money, expressed as a percentage of the loan amount.

But despite making the cost of borrowing money nearly free for almost a decade, as well as injecting trillions of dollars worth of additional monetary stimulus into the global economy, the efforts have failed to deliver the intended result: robust, sustainable growth.

Compared to the APR, interest rate can describe the cost of borrowing money over any period of time - it doesn't have to be a year.

Understanding the difference between the interest rate and the APR is important, because while they both measure the cost of borrowing money, they are not the same.