Sentences with phrase «cost of lending money»

On the facts of these appeals, it seems reasonable to infer that recognizing interest as an expense would lead to a transfer of resources between classes of parties in which unsuccessful defendants are exposed to the risks of paying high interest rates designed to pay for the cost of lending money, not just to the successful party in the case but other plaintiffs who receive financing but may not recover moneys to pay for their loans...

Not exact matches

The lending standards on equipment financing can be less strict because your equipment will be used as collateral for the loan — in other words, if you default, the bank has the right to seize your equipment to cover the cost of their lost money.

For example, in the Philippines the growing population of overseas workers sending money back home has lead to the rise of financial technology (fintech) apps that offer a variety of new, low - cost services such as remittance payments, transfers, and lending that were otherwise expensive and dominated by a few groups.

The system threatens to collapse in such a way that will leave a legacy of financial cleanup costs for the bad debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.

(unfortunately banks do nt buy in to we will win the league for the next decade to give out money) from the cub before they lend then shed lots of cash, and this unfortunately leads to clubs putting up there ticket prices to reflect the cost of big progress, so people sometimes have to realize that the club has to find a way to make club grow, and if they do nt have deep pocketed owners then they have to pitch to the banks for a loan, like we did all those years ago an we are just over the worst of it now we have paid our dues and are now getting back among the big boys again.

I work in the lending industry, and you definitely raise a valuable point about the cost of money.

«Taking that logic one step further means that student loans from private lenders can be discharged in bankruptcy if they were made to students who didn't attend an accredited program or were lent more money than the cost of attendance.

For the borrower or issuer, the interest expense is the cost of borrowing; for the investor, the dependable interest income is compensation for lending the money.

Since it costs banks the same amount of money to underwrite a $ 50,000 loan as a $ 1 million loan, banks are less likely to lend to business owners who need a smaller amount.

That's essentially the difference between banks» cost of funds and what they earn from lending that money, expressed as a percentage of interest - generating assets.

Before you commit your money to a P2P lending loan make sure you read the PDS and understand the significant features, benefits, costs and risks of the investment.

interest [top] The cost of borrowing or lending money, usually a percentage of the amount borrowed or loaned.

• The age of the borrower, or of the age of the younger spouse; the older the homeowner, the more money the homeowner is eligible to receive • The appraised value of the property, minus the cost of any health or safety repairs required to bring the home up to code • The lending limits (where applicable); lending limits vary on a county by county basis • Interest rates, which are determined by the U.S. Treasury or LIBOR Index • The payment plan selected by the borrower

After looking at your credit score, loan equity lenders divide the total of mortgages by appraised cost of a home to get LTV and decide whether to lend any money.

Keeping the federal funds rate low means financial institutions can borrow money for a minimal cost, and that savings is passed on to consumers in the form of low interest rates on lending products via the Prime rate.

Garrett has also submitted separate legislation which would prohibit the home buyer from rolling the upfront lending cost into the mortgage which would essentially raise the money required of a borrower at closing.

The fact is, foreclosures cost lending institutions like CW a lot of time and money to process and liquidate.

Student loans allow borrowers to take out a lump sum of money to pay for the cost of earning a degree, instead of using money out of savings, college funding accounts, or other sources of lending.

Those higher costs are one of the ways that lending standards remain challenging, making credit cardholders both less willing and able to borrow money.

As this large «pool of money» was invested internationally, it drove down the costs of borrowing, drove up subprime lending, and created large demand for mortgage - backed securities.

Trade credit and political risk insurance merit close consideration not least because the effect of «de-risking» transactions can lower the cost of monetary lending which in turn releases money for investment projects.

TitlePLUS can help reduce transaction costs because it can, in some cases, replace the need for an up - to - date survey required by the lending institution; TitlePLUS coverage can also reduce the number of searches and inquiries the lawyer handling the transaction must undertake, thus streamlining the process and potentially saving the consumer time and money.

Meanwhile, the amount of money banks are willing to lend continues to shrink relative to the cost of developing a property.

Justin Palmer — We've seen a lot of private high cost debt moving to New York and San Francisco, and there's a lot of family offices, I mean you can call it whatever you want, bridge lending, hard money lending, that space has grown pretty significantly in both New York and San Francisco where investors are effectively taking a short position on the ownership, because they like it at 80 cents on the dollar.

When asked about the reason for the $ 5k fee the lender responded saying the money was for «some of my costs for the SBLC and lending expenses.

We can lend up to 75 % of total project cost in our fix and flip loan program — the rehab money is held back and released as the project is completed.