Sentences with phrase «cost of protection»

To keep the premium rate level, the premium at the younger ages exceeds the actual cost of protection.

According to the Public Policy Institute of California, the total cost of this protection in 2005 - 06 was $ 402 million, or enough «phantom students» to comprise the state's third - largest district.

Actuaries typically use this method for calculating the yearly cost of protection of a cash value life insurance policy.

According to the Public Policy Institute of California, in 2005 — 06 the total cost of this protection was $ 402 million or about $ 111 per student in declining - enrollment districts.

And then they set off the cost of the experiment against the notional overall rewards to the planet in not felling the forests, in terms of delayed carbon emissions — an estimated 3,000 metric tons of CO2 — and found they had backed a winner: the payback for humanity was 2.4 times the actual cash cost of protection.

In the event of the vehicle being disabled by reason of loss or damage covered under this Plan the Company will bear the reasonable cost of protection and removal to the nearest repairer and redelivery to the insured but not exceeding in all Rs. 1500 / - in respect of any one accident.

If the vehicle is disabled and needs repair, the Company will bear the rational cost of protection and removal of the vehicle to the nearest repairer along with the re-delivery to the insured.

However, because the level of dividend payments on participating ordinary level premium life insurance is a critical element of the overall cost of the protection, one primary area of focus should be how the company determines the dividends it pays.

-- and found they had backed a winner: the payback for humanity was 2.4 times the actual cash cost of protection.

This means that a reserve (a cash value) builds up which then assists with the premium payments later on since the actual cost of protection will increase.

In that case, schools gaining won't see all of their increase straightaway — gains will be «capped» at a level that helps to cover the cost of the protection for losses.

In some areas there wasn't enough money to cover the cost of protection while funding the increases.

Moreover, when you refinance, you may be able to bundle the cost of protection products like GAP Insurance into your loan.

The amount of protection provided by the put and the cost of the protection, sometimes evaluated as a percentage of the stock's cost, should be considered.

From the beginning of 06 to September 06 the cost of protection went from 200 to 100 basis points over treasuries.

You need to weigh up the cost of the protection against the benefits the product offers and consider what's right for you.

«The practice of some veterinarians to continuously prescribe monthly chemoprophylaxis exaggerates the actual risk of heartworm transmission in most parts of the country and unnecessarily increases the cost of protection to their clients.»

Receive the refund of the cost of your vacation package AND cancellation fees in the form of your original payment should you need to cancel your vacation for any reason (less the cost of the protection plan)

There have been improvements in dealing with customs issues and more recently attention has been turned to the cost of protection, which means that it is more cost effective to file in the areas of interest in the EU, not just adding trade mark classes (as used to be the case); previously it was possible to protect three classes for the price of one, which I think most trade mark applicants tended to do whether they had interest in the extra classes or not.

Many leading IP organisations and law firms now routinely measure revenues that patents generate against the cost of protection to make more informed decisions about filings and renewals.

The amount at risk determines the cost of protection provided by the policy.

And for those who want permanent coverage, single premium whole life insurance saves you on the cost of protection.

Health condition will also be a key factor in the cost of this protection.

The protection it provides for Topeka residents can not be had in any other policy, and the cost of protection is very reasonable when compared to the limits of coverage in a given Topeka renters insurance plan.

The Yearly Price Of Protection Method is used to find out the cost of protection of a policy that includes a savings component such as a cash value life insurance policy.

The cost of this protection is based on the cash value at the beginning of the year plus premiums paid for that year.

Variable annuity investors pay for the cost of that protection through a mortality charge.

It points out the cost of protection that the insurer provides with the coverage.

This extra premium builds a reserve (cash value) which helps pay for the policy in later years as the cost of protection rises above the premium.

Step 4: Divide the result of (3) by the year's net amount at risk (face amount minus current year's cash surrender value) in thousands to derive the cost of protection (per thousand dollars of coverage) for the year.

Stated otherwise, a part of each premium payment goes to cover the cost of the protection (the essence of insurance) and a part goes into what can be likened to a savings account.

This is made simple, though, as the cost of this protection is blended into the overall monthly cost so that a single rate is paid.