Sentences with phrase «cost of the couch potato»

As a result, moving to ETFs can cut the annual cost of the Couch Potato Portfolio by about 50 %.

Not exact matches

sred: I track a couple of couch potato portfolios — for smaller portfolios, I use the TD e-Series Index Funds and for larger portfolios I use low - cost, broad - market index funds and more diversification by adding real - return bonds, REITs and emerging markets:

Your exact mix of funds can vary (and we'll get to the details in just a second), but the key advantage of the Couch Potato strategy is that it gives you wide diversification among hundreds of stocks and bonds at rock - bottom cost.

On the other hand, if you're a true couch potato indexer and held a single «go - anywhere» ETF from a firm like iShares or Vanguard (see the upcoming issue of the magazine and its latest ETF All - Stars package), and use a discount brokerage, your total cost for selling everything might be as little as $ 10!

The Couch Potato Portfolio is an investment strategy that keeps costs low by building a diversified portfolio of index funds.

An investor building a small Global Couch Potato portfolio could use VXC in place of separate US and international holdings: that would reduce trading costs and complexity, as well as adding a bit more diversification with a slice of emerging markets.

Dan is the contributing editor at MoneySense and author of the Canadian Couch Potato blog and is a big fan of the low cost and simplicity of portfolios built on a relatively small number of exchange - traded funds (ETFs)

After all, banks already offered index mutual funds with fees in that neighbourhood, and the TD e-Series Funds are dramatically cheaper: you can build the Global Couch Potato for a total cost of just 0.37 %.

A fee - based couch potato portfolio may have an all - in annual cost of roughly 1.3 % but that would include investment advice, financial planning, product acquisition and execution.

An investor can now build a Couch Potato portfolio with an annual management fee of just 0.12 %, less than half what it cost just a few years ago.

If you deduct fees from your return assumptions, you're probably still in the ballpark of a 4 % withdrawal rate if you use low - cost index funds and follow a disciplined Couch Potato approach.

The «yield on cost» illusion is explained well here by Canadian Couch Potato in his series of Dividend Myths.

Regular readers of MoneySense will recognize this as a classic «Couch Potato» approach to investing: Create a simple investible portfolio that can be held for the long term, is broadly diversified, highly tax - efficient and yet carries minimal investment management costs.

However, we suspect that many MoneySense readers are largely self - directed investors who are acutely cost - conscious: perhaps they set up Couch Potato portfolios of ETFs that they buy themselves at a discount brokerage.

She has also sold off her tangle of high - priced mutual funds and switched to our low - cost Couch Potato Portfolio of index funds.

For those who have, and recognize the many benefits of using these low - cost vehicles, check out Dan Bortolotti's couch potato strategy here: The Ultimate Guide to the Couch Potato Portfcouch potato strategy here: The Ultimate Guide to the Couch Potato Portpotato strategy here: The Ultimate Guide to the Couch Potato PortfCouch Potato PortPotato Portfolio.

In one camp you've got the advisor - hating, DIY couch potato investors in search of the lowest costs.

In 2014, the basic Couch Potato Portfolio, a 50 - 50 mix of two low - cost index funds, returned 8.16 percent while the Morningstar average for all «moderate allocation» funds was only 6.21 percent.

Today you can do a basic Couch Potato portfolio for an average annual cost of as little as 0.05 percent.

The best type of security to invest in is an INDEX FUND, which can be as few as one fund or several as long as they are arranged in a simple, easy to understand COUCH POTATO LIKE manner, which will minimize FEES and expenses (cost matters).

«The strategy can reduce a typical investor's costs by as much as 90 %, while at the same time beating the vast majority of mutual funds and professionally managed accounts,» writes Dan Bortolotti in his exceptional blog, Canadian Couch Potato.

Of course if you want to cut the costs on your couch potato index portfolio to the absolute bone, the cheapest option is Questrade discount brokerage, see our Questrade Review here.