Sentences with phrase «cost of the high annual fee»

Bonuses can be a good way to offset the cost of the high annual fee.

The AAdvantage Aviator Silver World Elite MasterCard offers bigger savings and better perks at the cost of a higher annual fee.

Not exact matches

In general mutual funds are more expensive because of higher expense ratios (the ongoing annual costs), load fees (typically 2 to 5 percent of the investment), transaction costs and taxes on short - term capital gains.

Cards that come with annual fees offer higher rewards and an assortment of travel perks and shopping benefits, but if you don't spend enough to maximize on rewards or travel enough to take advantage of the additional perks, the annual fee is an unjustifiable cost.

Last year, Columbia's $ 63,440 annual cost for tuition and fees stamped it the third most expensive college in the U.S., according to the Chronicle of Higher Education.

In 2014, in 28 states plus the District of Columbia, the average annual cost for an infant in center - based care was higher than a year's tuition and fees at a four - year public college.

Despite its high cost of $ 450, any consumer who takes advantage of these benefits will be making up for the annual fee.

As a result of the annual management fee and finance costs being charged partially to capital, the distributable income of the Company may be higher, but the capital value of the Company may be eroded

You will be able to accumulate enough points to offset the cost of the annual fee and higher interest rates.

Despite the high annual fee, taking advantage of the annual benefits can easily compensate for the majority of your yearly costs.

The Venture ® Rewards credit card offers a higher rewards rate, at the cost of a $ 95 annual fee (waived the first year).

While it doesn't have any annual fee, using the card comes at a very high opportunity cost, past the $ 40k mark because of other options.

What high fees really cost you To illustrate this point in real dollar terms, take a simple example: Two people invest $ 50,000 in a portfolio of stocks that produces an average annual return of 8 % over 40 years.

Mutual funds charge annual fees regardless of the fund's performance, and the higher a fund's expense ratio, the more the mutual fund manager must outperform the market to offer investors a better return than low - cost, index - tracking funds which are not actively managed and have fewer operating expenses.

Cards that come with annual fees offer higher rewards and an assortment of travel perks and shopping benefits, but if you don't spend enough to maximize on rewards or travel enough to take advantage of the additional perks, the annual fee is an unjustifiable cost.

In general mutual funds are more expensive because of higher expense ratios (the ongoing annual costs), load fees (typically 2 to 5 percent of the investment), transaction costs and taxes on short - term capital gains.

Canadians pay some of the highest investing costs in the world: annual fees of 2 % to 3 % aren't unusual.

But research on fund fees by Morningstar and others shows that funds with low annual expenses tend to outperform their higher - cost counterparts, which means a greater share of whatever returns the financial markets deliver goes to you.

If you don't pay off your credit transfer (balance) within a certain time frame, you might end up having to deal with the high cost of an annual fee.

However, you'll also pay a one - time fee of 2.15 % to the SBA, as well as some additional fees, meaning your total cost of borrowing (or annual percentage rate) will be slightly higher than your effective rate.

You won't pay an annual fee for Active Plus, but, reflecting the additional costs of active management, the portfolios» average expense ratios are higher than those of typical packages that are based on index funds.

Truth in Lending Act — Requires lenders to disclose the terms and costs of all loan plans, including the annual percentage rate, points and fees, miscellaneous fees, the total of the principal amount being financed; payment due date and terms, late payment fees; features of variable - rate loans, including the highest rate the lender would charge, how it is calculated and the resulting monthly payment; total finance charges; whether the loan is assumable; application fee; annual or one - time service fees; pre-payment penalties; to the member.

When it comes to mutual funds, the first thing any investor should pay attention to are costs, as high annual fees and expenses can easily eat up a substantial portion of your returns.

Some cards with higher annual fees offer perks that may be more valuable than the cost of the card.

For example, if at the same time you're ramping up your savings rate you're able to reduce your annual investment costs from 1 % of assets a year to 0.5 %, the combination of more savings, lower investing fees and higher return could boost the eventual value of your nest egg at retirement to roughly $ 1.35 million and your annual retirement income to $ 54,000, almost 13 % more than the what you would have by increasing your savings rate alone.

Consider the 529 college savings plan, an increasingly popular way to save for higher - education expenses, which have more than tripled over the past two decades — with annual costs (for tuition and fees, and room and board) of more than $ 45,000 per year for the average private four - year college.1 Named after the section of the tax code that authorized them, 529 plans (also known as qualified tuition plans) are now offered in almost every state.

VWO's new expense ratio matches the 0.18 percent cost of the iShares Core MSCI Emerging Markets ETF (NYSEArca: IEMG), but remains 3 basis points higher than the annual fee on the Schwab Emerging Markets ETF (NYSEArca: SCHE), which costs 0.15 percent a year.

New high - end cards boost average cost of annual fee cards — A surge of pricey new high - fee credit cards on the market boosted the average annual fee to $ 163, nearly double a year ago... (See Annual fee annual fee cards — A surge of pricey new high - fee credit cards on the market boosted the average annual fee to $ 163, nearly double a year ago... (See Annual fee annual fee to $ 163, nearly double a year ago... (See Annual fee Annual fee cards)

However, those perks come at a high cost — besides the $ 450 annual fee, you need to spend a significant amount on the card to unlock some of its best features, and you must travel frequently and indulge in luxury services at Hilton hotels to take advantage of many of the card's benefits.

It carries a high annual fee, but the exclusive benefits are worth the high cost of admission.

Rewards cards frequently charge higher interest rates and annual fees than other credit cards in order to offset the cost of the rewards program.

If you're looking for a no annual fee card to earn rewards but plan to carry a balance on your credit card statements each month, you might first consider the Chase Slate Visa for the purpose of eliminating those high - interest balances in a cost - effective manner.

Many cards that come with high annual fees also come with a massive amount of benefits that, if used correctly, far outweigh the cost.

Despite the high annual fees, both of the Amex Platinum cards offer very tangible benefits that practically negate the cost, particularly if you travel often.

Cards that offer rewards on new purchases often have the highest annual fees as a way to compensate for the cost of the rewards to the issuer.

When you proceed with credit cards that offer no annual fees any advantages may be offset by higher cost of card issuance or higher interest rate for withdrawal in a foreign country.

Just like with other premium cards such as the Chase Sapphire Reserve or American Express Platinum, a high annual fee doesn't have to be an automatic deal breaker if the card includes ongoing perks that will more than offset the cost of the fee.

For instance, there are high - end reward cards that come with access to airport lounges that have annual fees less than the cost of a year's membership to the airport lounge alone.

While the annual fees for cards offering lounge membership are quite high at $ 450, in some cases this is less than the cost of buying a membership.

While I try to limit the number of cards that have high annual fees, sometimes the perks outweigh the costs as with the case with the Citi Prestige.

While it doesn't have any annual fee, using the card comes at a very high opportunity cost, past the $ 40k mark because of other options.

They were also concerned by annual fees and the risk of identity theft (33 % for both), and high - cost fees such as late fees (31 %).

Despite its high cost of $ 450, any consumer who takes advantage of these benefits will be making up for the annual fee.

Apparently, in the current set - up, where attendance at annual conferences would keep liability insurance at a lower level, a lot of lawyers were prepared to pay the «fine» of higher insurance fees that truancy cost them.

Beware of hidden and high fees including annual, withdrawal, insufficient funds, and balance transfer fees so you don't accumulate costs that you can't handle.

If you can swallow the idea of further tuition fees and living costs, you can look forward to a higher annual income.