Sentences with phrase «cost of the home over»

If your new interest rate is not sufficiently lower than your original loan, then those extra months of interest charges may increase the total cost of your home over the life of your loan.

Other refinances will put money in your pocket today but increase the cost of your home over time.

Most consumers are unable to pay for a home in full with cash and therefore must seek a mortgage and spread the total cost of the home over 15 to 30 years.

Not exact matches

Consider our A / C example again: «The energy savings you get by cooling your home with a CryoQuad Quiet - Cool can pay back the cost of the unit by the end of the summer if you get it now... and save you hundreds of dollars more in energy costs over the lifetime of the unit.»

The low cost of capital, over the same period, did not help business investments either; they increased at an average annual rate of 0.8 percent because the poor sales outlook at home did not require large expansions of production capacities, and exports were increasingly sourced from overseas factory outlets.

So far, domestic small - to - mid-cap companies that get most of their revenues at home have weathered prospects of higher trade costs the best, with the Russell 2000 index of smaller companies up 2.8 percent for the year, nearly double the 1.5 percent gain in the larger - cap and more internationally - exposed S&P 500 index over the same time.

Over 30 years, those home upkeep costs and property taxes will eat into 50 percent of the income the home owner isn't spending on rent.

So it's likely when you went in to buy car, and you started at the high end, the salesperson might say, «We have a «Drive You Home Drunk» package and that costs $ 14,000, but over time it is not too much,» when it comes to the cost of a DUI, you might think about it.

Home Depot, which had estimated that the theft would cost about $ 62 million, was one of a string of U.S. retailers attacked by hackers over the past year.

If Canadian and American producers all have the same cost of production and transportation, this gives Americans a 20 percent incentive to choose American lumber over Canadian, thus giving American lumber a boost in competitiveness and a home - field advantage.

Over the life of a mortgage, home equity loan, car loan, or student loan, for example, this can cost you tens of thousands of dollars in interest fees.

You stated your interest in a city where you can grow your company to 50,000 employees over the next 20 years, a home base that can hold your interest... a strong sense of place, a rich cultural life, great transit systems, smart young people and plenty of infrastructure - ready land that is close to both the business center and top universities... density, walkability, and diversity... some of the nation's finest universities... tech - savvy millennials... Philadelphia, the birthplace of America, offers all of these desirable attributes at a more affordable cost.

The jump in home prices in Stockton and neighboring Lodi — up about 92 percent over the past five years — is dramatic evidence of the ripple effects of the Bay Area's tight housing market and the increasingly out - of - reach cost of living here.

Cheap natural gas has been an important source of fuel for the oilsands, but most of Canada already had abundant hydro - electrical endowments to power homes and businesses at relatively low cost, so shale hasn't been much of a revolution over here (pdf).

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

If Canadian and American producers all have the same cost of production and transportation, this gives Americans a 20 % incentive to choose American lumber over Canadian, thus giving American lumber a boost in competitiveness and a home - field advantage.

Specifically, we found the total cost over five years of these four expenses — closing costs, taxes, insurance and mortgage payments — for the average home in every city in the U.S. with a population greater than 200,000.

A mild recovery in its home state and cost savings related to a restructuring of the company's leases should see profitability edge higher over the coming years.

Website Set up, Management and Security: You can set up and manage websites for thousands of clients all over the world, just from the comfort of your home - no start - up costs, no running costs, and no need to be present at the offices of your clients.

Though this is true of any type of home you buy, signing a mortgage doesn't just mean forking over your down payment; it also means shelling out additional money for closing costs.

Or, does the Fed's easy - money policy deregulation of oversight open the way for asset - price inflation that puts home ownership even further out of reach — except at the price of running up a lifetime of debt to the banks that write the loans on their keyboard at steep markups over their cost of funding from the compliant Fed?

Specifically, we found the total cost over five years of these four expenses — closing costs, taxes, insurance and mortgage payments — for the average home in every county in the U.S., and every city with a population greater than 5,000.

I'd like to think we did it because we didn't want to press our luck anymore, because repairs cost more than the Blue Book said you were worth, because you didn't have anti-lock brakes or passenger - side airbags, because we really couldn't have you breaking down on a late - night drive home from the airport or on a busy interstate, because of fuel economy and our deepening concern over climate change.

Scott's current company has three divisions: a sustainability blog network that includes the world's biggest clean energy website and reached over 5 million readers in December 2013 alone; Pono Home, a turnkey and franchiseable green home consulting service that won entrance into the clean tech incubator known as Energy Excelerator; and Cost of Solar, a solar lead generation service to connect interested homeowners and solar contractHome, a turnkey and franchiseable green home consulting service that won entrance into the clean tech incubator known as Energy Excelerator; and Cost of Solar, a solar lead generation service to connect interested homeowners and solar contracthome consulting service that won entrance into the clean tech incubator known as Energy Excelerator; and Cost of Solar, a solar lead generation service to connect interested homeowners and solar contractors.

The specter of a Yasiel Puig home run, of a Morton collapse in the eighth inning that forced Justin Verlander to come in to pitch in relief, another Clayton Kershaw slip, a base running mistake by the Astros that cost them the game, an outfielder suddenly hallucinating Winnie Pooh and all his friends and therefore missing an easy pop fly, that all hung over the proceedings like a shadow universe.

They want to stay in power and to keep the general populace so busy arguing over issues like guns, abortion, gay marriage, etc that we don't notice / care / understand they are squeezing billions and trillions of dollars out of the economy for their corporate overloads (and themselves), while we are all meant to greatful for a cost of living adjustment and hopefully being able to own a home.

Cut back on uniform expenses: One parent suggested eliminating separate home and away uniform jerseys and shorts (which can cost over $ 100 per set) and going instead to single reversible jerseys and plain gym shorts, saving at least a couple of thousand dollars.

How about the cost of gas for driving to tournaments that, many times, are over an hour from home!

I jumped all over these deals myself so I had to share... Popsicle Molds: We go through lots of popsicles in the summer and to keep costs down, as well as avoid the needless wrapper and stick waste (which always end up on the lawn) we make our own at home.

«While this is a welcome response to BASC's lobbying over the past two years, it is also likely to increase the number of home visits that the police will now have to carry out and therefore the overall cost of licensing.»

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

In total, Mr Cameron has claimed # 82,450 towards the cost of his second home over the past four years.

He claimed more than # 80,000 towards the cost of his second home over four years, it says, including a quarter of the cost of a # 12,630 bill for installing new windows.

ConHome ran an unsuccessful campaign to encourage more help for low income candidates to become Tory MPs after we found that the cost of becoming a candidate (over # 40,000 at the last election) might discourage people with, for example, backgrounds in lower - paid work or who have been home - makers.

The pledge card, which mirrors New Labour's initiative in 1997, will promise free party membership for trade unionists, the building of 1m new homes over the course of a parliament, an increase in the minimum wage funded by a cut in employers» national insurance, a cost - of - living test for every policy item and a cabinet minister to «take action for the consumer against rip - off companies».

Deployment of smart grid technology from U.S. utility control centers and power networks to consumers» homes could cost between $ 338 billion and $ 476 billion over the next 20 years, but will deliver $ 1.3 trillion to $ 2 trillion in benefits over that period.

Granted, there will be significant saving on your monthly utilities — for one, your electricity will be free — but that saving comes at over double the cost, per square foot, of 93 percent of new homes sold in the United States in 2006.

Krueger remembers a popular debate among social psychologists over which metaphor best drives home the depth of the mind's failings: Should researchers view the mind as a «cognitive miser,» emphasizing our limited resources and reliance on irrelevant clues, or is the mind more accurately depicted as a «totalitarian ego,» pursuing self - esteem at the cost of self - deception?

If a plant runs $ 5 billion in «overnight» costs and the money is spent over five years, interest on capital during the period of construction — the utility's version of a home builder's construction loan — could add hundreds of millions or even billions of dollars.

A computer algorithm adjusted the price ratios over the course of the trials to home in on the costs associated with people's preferences.

The authors reference a study in the Netherlands where the transport rate from home to hospital is over twice that in the U.S. (and where Chervenak et al. took greatliberties in interpreting the results on patient satisfaction) and a U.K. study where the costs of home and hospital birth are virtually equivalent.

With the total cost of an Intellibed spread out over 3, 6, 9, or 12 months, you will be able to defray costs and still make ends meet at home while enjoying the comfort and health benefits of your new Intellibed mattress.

Home gyms have a lot of advantages over traditional gyms if you have the budget up - front and the space: convenience, cost (in the long run) and most importantly being able to do all those weird looking exercises you've always wanted to try, but were too embarrassed to do at the gym.

Luxuriously soft window curtain panels have been laboratory - tested to block out over 99 % of outside light, up to 40 % of unwanted noise and can help to save up to 25 % off home heating and cooling costs.

Tone - on - tone textured weave blackout window curtain panel have been laboratory - tested to block out over 99 % of outside light, up to 40 % of unwanted noise and can help to save up to 25 % off home heating and cooling costs.

The obvious advantage home dating has over more traditional dating venues is, of course, cost.

But whatever its plot repetition and warmed - over tough talk cost it, this is still a movie like few others you've ever seen, a 3D slice of Nihilistic noir that will have you narrating your own guts and guns story on the drive home, chewing on a toothpick as you do.

The cost of a specialist community or home / school liaison teacher is about # 35,000, or over 100 Early Years Pupil Premium allocations.

The average person spends over $ 2,000 in gasoline each year; an at - home charging station and the electricity required to charge a smart Electric Coupe is a fraction of that cost.

Trees - EVs already out perform ICEs on a number of measures - fuel cost, repair and maintenance costs, safety, noise, lower center of gravity, interior space, ability to charge at home, ability to run home off car in emergency - basically when batteries improve from 265WH / Kg to 350Wh / Kg and from $ 180 per KWh to $ 100 per KWh the ICE car will be over for all but nostalgia buffs.