Sentences with phrase «cost of the points in»

As a general rule of thumb, you will need to be able to recuperate the total cost of the points in a period of time that is less than the amount of time you will need to borrow the money.

Not exact matches

A superficial analysis might point to Canadian government investment incentives and labour costs, relative to those in parts of the U.S. and in certain emerging economies.
The underlying combined ratio of 95.5 % increased 1.1 points, primarily driven by (i) loss cost trends that modestly exceeded earned pricing, the impact of which has been moderating in recent quarters, and (ii) normal quarterly variability in both loss activity and expenses.
The changes point more towards the creation of a «leaner cost structure» in getting Bombardier aerospace products ready for their eventual debut.
OTTAWA — Rising gasoline and car prices fuelled the first significant spike in Canada's cost of living since February last month, lifting the annual inflation by half a point to 1.2 per cent — still low by historial standards.
From his perspective, there was no point in releasing a handy data - and web - enabled device if people weren't going to use it because of its prohibitive cost, so he somehow forced AT&T to play ball.
If you have the means to cover the salary for 90 days, and in that time you're able to grow the business to a point where you can cover the cost of the new employee, then go ahead and hire.
To give you an idea of just how long you have to stay in a city for it to be worth your money to buy, personal finance site SmartAsset calculated the breakeven point — the point at which the total costs of renting become greater than the total costs of buying — for 29 major cities.
But the more important point looking ahead is that CEO Brian Krzanich is ignoring all the sunk costs of failed and dying efforts to compete in mobile and investing in areas where maybe — just maybe — Intel can leapfrog ahead of the competition.
This comes in handy because, in many cases, it costs fewer points to book a trip if you go through one of those programs, as opposed to using the points as cash.
Chase had already signed up about 400 customers on the basis, in part, of that price point, but she quickly realized she would not succeed as a company if she didn't adjust the cost.
But when it comes to the place to settle down, Deutsche Bank pointed to Wellington in New Zealand at the top of the quality - of - life index, based on eight variables: purchasing power, safety, healthcare, cost of living, house price - to - income, commuting time, pollution and climate.
Meanwhile, «transportation in the U.S. costs the equivalent of less than one yuan ($) per kilometer, while road tolls [in China] are higher,» he added, pointing out that some mid - and small - sized Chinese enterprises have already started moving to Southeast Asian countries like Vietnam and Cambodia for cheaper wages and materials.
But a Canadian expansion of the Internet's unseen «nervous system» in the form of Internet Exchange Points (IXPs) aims to reduce that cost.
More from NBC News: In major reversal, Trump says China «not currency manipulators» Suspected gunman in Border Patrol agent Brian Terry's killing arrested Tillerson tells Putin that U.S. - Russia relations «at a low point» A United spokeswoman told the AP on Wednesday that all passengers aboard that flight will receive compensation equal to the cost of their plane ticketIn major reversal, Trump says China «not currency manipulators» Suspected gunman in Border Patrol agent Brian Terry's killing arrested Tillerson tells Putin that U.S. - Russia relations «at a low point» A United spokeswoman told the AP on Wednesday that all passengers aboard that flight will receive compensation equal to the cost of their plane ticketin Border Patrol agent Brian Terry's killing arrested Tillerson tells Putin that U.S. - Russia relations «at a low point» A United spokeswoman told the AP on Wednesday that all passengers aboard that flight will receive compensation equal to the cost of their plane tickets.
As a result, their costs would go up, possibly dramatically, which was the whole point of UBB in the first place.
If one party in the divorce is inclined to litigate, it can be worth pointing out the higher cost of going to court, along with the control you give up.
The companies are ranked based on their position in the 2017 Franchise 500, which evaluates more than 150 data points in the areas of costs and fees, size and growth, franchisee support, brand strength, and financial strength and stability.
«The curtailments will contribute to the Company's long - term goal of lowering Alcoa's position on the world aluminum production cost curve by 10 percentage points,» the company said in a statement.
Defenders of high educator salaries always note that they're necessary given the high cost of living in the area, and it's a valid point.
The first two points are limited in the impact they demonstrate: The Temple study showed no decrease in DUI deaths on weekends, when the cost of UberX rides tends to rise with demand - based pricing, while the data from Seattle is only from that one city.
While getting employees out of the office on their annual day of service can cost between $ 150,000 to $ 200,000, Williams is quick to point out, «The passion this creates and the bond it instills in a company makes it one of the best ROI decisions you could possibly make.»
He points out that while the Internet has slashed or even eliminated the price of entertainment, people have historically enjoyed many leisure activities that didn't cost much money, including taking solitary walks in the park and spending quality time with family members who weren't perpetually distracted by Twitter.
Other cities earn a relative score, where a one - point increase or decrease equates to a 1 % change in the cost of living.
At some point, this becomes compulsive engineering, and the tradeoffs in time to market, cost and user friendliness move the product out of the intended market.
The price point of $ 8.99 per month takes aim squarely at Netflix, which currently costs $ 7.99 monthly but is set to raise prices in the coming year.
Case in point: a family that used to spend hundreds per month going out to the movies can now binge - watch all four seasons of House of Cards on Netflix in 30 days for less than the cost of a large popcorn.
Given growing doctor shortages and increasing pressure for cost control, more medical care will be pushed downstream to nurse practitioners, mini-practices inside retailers» locations, and in mobile - van and in - home practices and via online, where diagnosis and issuance of prescriptions is an evolving business very near the tipping point of a boom.
Because of the high costs of moving goods from point A to point B, corporations are always on the lookout to save money in addition to improving service.
But in the quarter ending Dec. 31, which included the key holiday season, handbags costing $ 400 or more generated 50 % of sales, up 20 percentage points from a year earlier.
The company wanted to offer value - added services as a means of establishing a point of differentiation between itself and the hundreds of low - cost software testing factories in south - east Asia.
D'Avignon pointed out that Alberta and B.C. have the most integrated economies in Canada and if costs rise in B.C., it will affect the cost of trade goods going to Alberta and the cost to ship Alberta products such as grain from West Coast ports.
Williamson said the PMIs pointed to fourth - quarter GDP growth of 0.1 percent, weaker than the 0.2 percent predicted in a Reuters poll last week, but that very weak expansion is coming at a cost: firms cut prices for the 33rd month.
«Our mission is to provide multiple access points for customers to save money,» said company president and CEO Dirk Van den Berghe, in a rather benign assessment of Walmart's mission to squeeze suppliers and discourage unionization at all costs.
«An increase of one [happiness] point on the survey equates to a savings of $ 2,552 in medical costs per year per employee,» concluded the study, conducted by U.S. health insurance company Humana and the University of Michigan's Ross School of Business.
Walmart has also tried to promote its in - store clinics as a lower cost point of primary care for its workers.
So, for example, a strong showing in the Cost of Doing Business category — worth 450 out of a total of 2021 points — is much more important to a state's overall score than Access to Capital, which is worth 50points.
1/5 Late last night I read Talia's medium contribution and want to acknowledge her point that the cost of living in SF is far too high.
A case in point: the cost of roses goes up dramatically right before Valentine's Day, which forces Proflowers to pass the price increase along to its customers.
Coal remains cheaper, but when you factor in the reduced capital cost (gas plants cost between a quarter and a third what coal plants of equivalent output do), the life - cycle costs point to gas, even in the absence of a price on carbon emissions.
Annualized GAAP interest expense based upon $ 348 million in principal currently outstanding and LIBOR plus 175 basis points is $ 14.5 million and includes $ 3.1 million of debt issuance cost.
I hope so, particularly in light of pharmaceutical companies frequently pointing to the high costs of developing new drugs as being the primary reason prices are so high for existing drugs.
In its new statement, Mylan again pointed to pointed to health insurance trends «driven by the implementation of the Affordable Care Act» as the reason patients «have faced higher costs for their medicine.»
Costs would be the cost of hosting (and additional web - builders if we got to the point where we would need more labor than just myself) and revenue would come in from the doctor offices paying their start - up and monthly fees...
The U.S. central bank's monetary - policy committee raised benchmark borrowing costs by a quarter percentage point to a range of 1.5 % to 1.75 %, in Jerome Powell's first meeting as Fed chairman.
And borrowing costs in Canada are still highly stimulative, almost two percentage points below what the Bank of Canada estimates is their «neutral» rate.
While the interest rates it advertises online tend to be lower than most banks or direct lenders, a quick look at the underlying assumptions shows that these rates are the result of factoring in mortgage discount points, which must be paid for upfront as an extra item in your mortgage closing costs.
She noted that with the $ 15 minimum wage (a frequent point of comparison in the discussion) Safeway chose to absorb the cost of the minimum wage instead of cutting jobs or passing the costs on to consumers, but that made Seattle Safeway stores» profit margin half as much as stores in other locations.
The figure shows clearly that the cash cost of a residential property in terms of weeks of labour time remained roughly constant all the way from 1970 to 1986, at which point housing prices in Canada (and in particular in the Toronto area) rose drastically during the next three years.
«Each one percentage point cut to the corporate income tax rate costs the federal government about $ 2 billion in annual revenues,» wrote the authors, one of whom was CLC chief economist Andrew Jackson...
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