Sentences with phrase «cost of these additional coverages»

We have found that insurance agents often neglect to emphasize the importance of uninsured and underinsured coverage, especially in light of the relatively small cost of these additional coverages.

Drivers of late model cars with high market value will find the cost of additional coverage of collision and comprehensive coverage less expensive than the replacement of their cars should the cars be totaled in an accident.

What is the cost of additional coverage?

Not exact matches

The bill adds an additional $ 70 billion in federal funding to help pay for out - of - pocket costs, or costs that fall outside the realm of coverage.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

If approved, the health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of health insurance for all Business Council member employers that purchase health coverage — from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

The costs from tobacco use to New York is enormous: Tens of thousands of New Yorkers» lives are shortened due to tobacco use, health care systems must absorb the additional costs of treating tobacco users, and billions of tax dollars are expended to cover the medical costs of treating tobacco users who receive coverage through government programs.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours a week, after 5 p.m. or on weekends.

Cuomo said the law now requires insurance coverage of screening - associated costs, support services and breast cancer screening centers to be open an additional four hours week, after 5 p.m. or on weekends.

If approved, the health taxes in the Executive Budget will further drive up the cost of health insurance for all Business Council member employers that purchase health coverage yet will provide no additional covered benefits or have any effect on addressing the rising cost of health care.

The authors estimate that even a 5 percent decline in MMR vaccine coverage in the U.S. would result in an estimated three-fold increase in national measles cases in children ages 2 to 11, for a total of 150 cases and an additional $ 2.1 million in public sector costs.

The bi-weekly deduction cost for this additional life insurance is based on age and amount of coverage.

Most tires come with 2 years of road hazard coverage at no additional cost.

CNA National offers vehicle service contracts that «wrap» around the limited warranty coverage, adding additional years and often additional types of coverage, which can further help guard against unexpected repair costs.

Clean CARFAX.Buy with confidence, this vehicle has undergone a thorough 145 point inspection and qualifies for an extended warranty available at an additional cost.2017 Hyundai Santa Fe Sport 2.4 Base 1 Owner FWD 6 - Speed Automatic with Shiftronic 2.4 L I4 DGI DOHC 16V 27/21 Highway / City MPGReviews: * Generous rear - passenger and cargo space; lots of features for the money; lengthy warranty coverage.

Clean CARFAX.Buy with confidence, this vehicle has undergone a thorough 145 point inspection and qualifies for an extended warranty available at an additional cost.2015 Hyundai Azera Base w / Navigation FWD 6 - Speed Automatic with Shiftronic 3.3 L V6 DGI DOHC 24V 29/20 Highway / City MPGReviews: * Plenty of standard features; smooth ride quality; quiet and spacious cabin; large trunk; long warranty coverage.

Many of these companies offer extended coverage for an additional fee, but below we analyze what you get right out of the box, including the length of coverage, who pays for shipping costs and whether upgrading your device voids the agreement.

If the limit increase is smaller than the cost of the additional policy, and the new coverage is adequate, that would be your best option.

Additional living expenses, which covers the cost of living elsewhere while your damaged home is being repaired or rebuilt — this coverage usually equates to approximately 20 % of the dwelling's value.

If a covered loss such as a fire prevents you from using the apartment while repairs are being made, or while you're relocating, this coverage kicks in to take care of additional living expense incurred as a direct result of the covered loss, such as hotel costs.

However, additional coverages will come with their own monthly premium, which, of course, also adds valuable protection that might justify their costs.

Progressive's deep discounts and coverage add - ons, many of which are included at no additional cost, make it an outstanding choice for most motorcycle riders.

The employer might offer a certain amount of coverage at no cost with the option for employees to take advantage of a discounted group rate in order to get additional coverage.

Foremost includes $ 3,500 of coverage for customized equipment on its comprehensive policies at no additional cost to motorcycle riders, which is $ 500 more than Progressive's limit.

These costs stack up quickly, and while we're grateful that the Red Cross exists, utilizing your additional living expenses coverage on renters insurance helps take some of the strain off that organization so they're able to help more people.

An additional million dollars of liability coverage might cost you just $ 150 a year in many cases, so it's well worth having.

Loss of use coverage, or additional living expenses, is for those costs.

Loss of use coverage, also known as additional living expenses coverage, pays for hotel costs when you can't use the apartment.

You can also buy additional coverage for things like ceiling fans, swimming pools and an extra freezer, which would add several hundred dollars to the annual cost of the warranty.

Additional Replacement Cost Protection Coverage: If your dwelling coverage isn't enough to cover the repairs of your property, this optional coverage makes available an additional amount up to 25 % of your dwellingAdditional Replacement Cost Protection Coverage: If your dwelling coverage isn't enough to cover the repairs of your property, this optional coverage makes available an additional amount up to 25 % of your dwellingadditional amount up to 25 % of your dwelling coverage.

The loss of use portion of your homeowners insurance (coverage D) reimburses you for the cost of additional living expenses when your home... Read More

Even a small fire can cause a significant number of people to have to spend time in a hotel and to incur additional costs, and the coverage was crucial here.

However, given the complexity of the policy, the additional costs correlated with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide financial coverage in the case of your death.

Living Benefit included - at no additional cost You will be eligible to receive a compassionate one - time cash advance of up to 50 % of your life insurance coverage if you are diagnosed as terminally ill with 12 months or less to live.3

Whole life insurance policies are regularly ten times the cost of term life insurance as you're paying for permanent coverage, additional administrative costs plus funding the investment account.

Kids cause additional liability, so with some underwriters they might add a few dollars a year to the cost of the coverage.

This crucial coverage is part of the policy, it's not an add - on or additional cost.

If you can't use the apartment for a period of time because of a covered loss, loss of use or additional living expenses renters insurance coverage protects you by covering the cost difference between what you would normally spend (rent and groceries, for instance) versus the cost to stay in a hotel and eat prepared meals instead of cooking for yourself.

Loss of use or additional expenses coverage pays for the additional costs you incur for reasonable housing and living expenses if a covered event makes your house temporarily uninhabitable while it's being repaired or rebuilt.

Homeowner's Insurance: You should be able to avoid paying additional costs for this if you are able to submit proof of adequate coverage on your home.

Raising the personal property limit often doesn't make much difference in the cost of the coverage, and people have a habit of acquiring additional property without giving much thought to what it adds to the total.

If there's a covered loss and it prevents you from using the residence premises as your home for a period of time, loss of use coverage steps in to pay the additional costs that you incur.

Travel accident insurance coverage of up to $ 500,000 at no additional cost when you travel on common air, sea and ground carriers

Additional living expenses is the coverage we discussed above that would pay for the costs of living somewhere else after a covered loss.

Riders usually cost $ 10 to $ 20 per year for every $ 1,000 of additional insurance coverage.

With Replacement Cost coverage from Foremost, you may be eligible to receive up to an additional 20 % of the amount of insurance for your home if needed to replace it.

All forms of home insurance also provide additional living expenses (ALE) coverage for the extra costs of living away from home if it is uninhabitable due to damage from an insured disaster.

Living Benefit included - at no additional cost You are eligible for a compassionate one - time cash advance of up to 50 % of your life insurance coverage (to a maximum of $ 50,000) if you are diagnosed as terminally ill with 12 months or less to live.

The reason for high home insurance costs can be house location (e.g. with history of flooding), house age and the last house upgrade date (e.g. old house elements such as roof can drive up costs), house components (from plumbing and wiring to building structure), level of insurance coverage, size of deductibles, additional riders (e.g. extra coverage for jewelries such as wedding / engagement ring) etc — all that can drive additional costs.