Sentences with phrase «cost of your financial goal»

Simply take the total cost of your financial goal and divide it by the amount of time until you would like to realize it.

Not exact matches

Published by the conservative think - tank Fraser Institute, the report's goal is to influence public policy and «set the record straight» on «wildly off - base» reports on financial costs of raising children.

Your financial goal should be enough to cover your cost of living, preferably through your retirement years, and leave a financial legacy for your heirs.

Like the other financial experts in this article, Jim also considered his cost of living, and dreams of travel when he calculated his retirement goals.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

With a potential waste of # 150, fans at Stamford Bridge might also want to consider the financial cost, as well as goals missed.

My goal as County Legislator is to make a difference in the long - term financial sustainability of our community, by bringing an independent voice to our County Legislature to stop reckless spending while lobbying our State for needed reduction in healthcare cost, pension reform and mandate relief».

If the goal is to increase the cost - effectiveness of the Pell Grant program rather than simply cheapening it, policymakers should refocus their sights on the real problem: we spend a lot on financial aid but spending alone is insufficient to make college truly affordable.

What it should be for you depends on a number of things, including your overall financial situation (both your current finances and how stable you expect them to be over time), your level of financial «education», the costs of your mortgage, the alternative investments available to you, your investing goals, and your tolerance for risk.

Work closely with your financial professional to calculate the costs of your goals, prioritize those goals, and identify the best financial tools to help achieve them.

The Bank of Japan (BoJ) announced on Jan 29 that it will apply a rate of negative 0.1 % to excess reserves that financial institutional place at the bank, with the goal to push down borrowing costs to stimulate inflation.

No matter what type of life insurance policy you choose, the basic goal is to help your loved pay for their immediate financial needs and other costs in the event of your death.

Still, if college saving is among your financial goals, choosing to invest in a 529 savings plan may be one of the most educated decisions you can make to help pay for qualified college costs.

«The Hartford Global Impact NextShares Fund is yet another step we are taking in listening to financial advisor demand for lower - cost, tax - efficient, and innovative products that can help investors reach their goals,» said Vernon Meyer, Chief Investment Officer of Hartford Funds.

«The Hartford Global Impact NextShares Fund is yet another step we are taking in listening to financial adviser demand for lower - cost, tax - efficient, and innovative products that can help investors reach their goals,» says Vernon Meyer, chief investment officer of Hartford Funds.

That all depends on the cost of the home you're looking to buy and what your personal financial situation and goals are.

My financial goals are a. Construct a home in kerala in 2022 of appx cost 35 Lakhs.

On the contrary, I think you're better off just sticking to a straightforward portfolio of low - cost stock and bond funds, preferably broadly diversified index funds that reflects your risk tolerance and financial goals.

It can help provide support to your beneficiaries, including income from years of lost work, help with your family's financial goals, help in covering the costs of a funeral and burial, etc..

Remember — it is up to you if your goal is to lower your cost of borrowing and maximize the pay down of your mortgage OR if you want to find a cost effective balance between managing debt and investing the difference to maximize your financial portfolio.

Blue Water Portfolios — an Independent, Fee Only Financial Advisory firm serving Holly Springs, Cary, Apex, Raleigh, and Fuquay Varina, North Carolina The CERTIFIED FINANCIAL PLANNERTM professionals of Blue Water Capital Management, LLC, a fee - only financial advisory firm, specialize in retirement planning, financial goal planning, and low cost investment maFinancial Advisory firm serving Holly Springs, Cary, Apex, Raleigh, and Fuquay Varina, North Carolina The CERTIFIED FINANCIAL PLANNERTM professionals of Blue Water Capital Management, LLC, a fee - only financial advisory firm, specialize in retirement planning, financial goal planning, and low cost investment maFINANCIAL PLANNERTM professionals of Blue Water Capital Management, LLC, a fee - only financial advisory firm, specialize in retirement planning, financial goal planning, and low cost investment mafinancial advisory firm, specialize in retirement planning, financial goal planning, and low cost investment mafinancial goal planning, and low cost investment management.

It might not look too bad from where you're sitting now, but the cost of debt adds up quickly and can cause you to lose financial momentum toward other goals, such as investing for retirement or saving for your children's college funds.

Create a long term comprehensive Financial Plan based on your current age, financial goals and needs, payment of required property charges, personal & health circumstances / costs, and wishes for youFinancial Plan based on your current age, financial goals and needs, payment of required property charges, personal & health circumstances / costs, and wishes for youfinancial goals and needs, payment of required property charges, personal & health circumstances / costs, and wishes for your estate.

So, I think it's important for those with influence to begin to consider departing from the «wisdom» of the past (buy and hold, dollar cost averaging, etc) and to start discussing what we all really need to accomplish our financial goals: investment methodologies which don't depend on emotion, shaky data, «experience» or any other type of non-quantifiable «faith» in the markets.

With a conservative monthly mortgage payment, you'll have room in your budget to cover additional costs of homeownership, like repairs and maintenance, while saving for other financial goals, including retirement.

Investing is the process of committing those financial resources to a goal, with the expectation of obtaining a future benefit that outweighs the expected cost.

Despite the overwhelming body of evidence that the investment strategy most likely to allow you to achieve your financial goals is to use low - cost, passively managed funds, a large majority of individual investors» assets are still in actively managed funds.

The key questions are — how long do you plan to stay in the home, when do you want to pay off the mortgage or sell the property, what will your income look like in the next 3, 5 — 10 years — do you need better cash flow with lower payments or a workable repayment plan to pay off the mortgage sooner — knowing the borrower's short and long term plans and financial goals is necessary to make the best options avilable — the numbers of actual cost and benefits are the answer — show the total costs of principal and interest over 5 year periods and the total for keeping the loan for the full term, these are the real costs and savings for the borrower.

But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.

Along with the care of the animals their goals for the shelter include healthy financial fitness, building strong community relationships, and facilitating a low cost spay / neuter program for Jefferson County residents.

We support this with financial assistance to the shelter, low cost neuter clinics, and a long range goal of constructing a new shelter in Allegany County.

Their end goal is to thin the heard of the upper tiers so that high value flyers can reap the benefits of loyalty while maximizing the financial cost of the program to the airline, which is always an important consideration for the provider of the loyalty program.

A FFXV port will provide a tangible goal and intermediary financial benefit during the effort, even if it doesn't cover all the costs of R&D.

Geothermal heating and cooling represents one of New York's best and most cost - effective strategies to achieving our net zero energy goals and deserves the same financial encouragement as other desirable energy sources like wind and solar.»

176.1 (1) The Lieutenant Governor in Council may make regulations establishing programs and other measures for the use of economic and financial instruments and market - based approaches, including without being limited to emissions trading, for the purposes of maintaining or improving existing environmental standards, protecting the environment and achieving environmental quality goals in a cost effective manner.

Future Costs of Care and Treatment Those who suffer a catastrophic injury will need temporary or permanent financial help for care and treatment with the goal of maximum medical improvement or even complete recovery.

If you have an accurate and precise understanding of your costs, you can set goals for how much revenue your firm needs to bring in to meet your financial goals.

For example, the goal of delivering legal services at a reasonable financial cost is an important issue for clients but not one that is well - suited to address through disciplining individual lawyers (except, of course, in extreme cases).

It's important to understand the cost of divorce before everything's final so that you may restore your financial life and still achieve your goals.

While they aren't considered «health insurance,» healthcare sharing ministries provide meaningful financial protection for families who want to share their healthcare expenses with other like - minded families with the goal of keeping everyone's out - of - pocket costs low.

Compare your existing rates against your current budget, and any financial goals you're looking to reach or increases to cost of living.

«As always, whether the goal is to lower one's monthly payment or to take equity out of the house for other purchases, borrowers should carefully review their own financial situation, consider the length of time they plan to remain in the home, and make sure to fully account for all closing costs when considering refinancing their home mortgage,» Mike Fratantoni, the MBA's Chief Economist, says.

But do an «opportunity cost» analysis, means if you surrender the units of both policies and invest in Equity oriented mutual funds for long term (depends on your financial goals), analyze if you can get decent returns over & above the expected returns from ULIP funds.

In India, the insurer serves 4 million customers and helps them to achieve their financial goals and protection requirements, through an exceptional range of cost - effective products.

We'll review it with you and help you determine the present and future cost of options best for your age, health and financial needs and goals, as well as how long it would take you to get ahead of any current / future penalties.

Regardless of what your financial goals are for the future, the last thing you want is a major setback that will end up costing you several thousands of dollars.

If you are searching for an experienced, detail - oriented and results - driven Accounting and Financial Professional with demonstrated track record innovative cost control analyses, advanced financial and communications skills and optimizing the goals of your organization, I welcome the opportunity to meet with you and discuss how my qualifications would be a perFinancial Professional with demonstrated track record innovative cost control analyses, advanced financial and communications skills and optimizing the goals of your organization, I welcome the opportunity to meet with you and discuss how my qualifications would be a perfinancial and communications skills and optimizing the goals of your organization, I welcome the opportunity to meet with you and discuss how my qualifications would be a perfect fit.

Business Operations Manager, July 2004 to October 2009 Worthington Services - New Cityland, CA • Analyzed business processes and policies, determined methods of workflow enhancement • Presided over the implementation and enhancement of employee support services • Conducted financial management duties including budgeting, setting goals and employee quotas, and conducting cost analysis

✔ Experienced in generating mechanical productivity, fleet replacement, cost analysis and lubricant inventory reports ✔ Demonstrated ability to meet financial, budgetary, customer service standards and quality goals ✔ Working knowledge of gasoline related guidelines and state issued laws governing selling of gasoline and related products ✔ Proficient in using computer ✔ Certified in preventive maintenance and inspection of HVAC under the ASE board of certification

The right choice for each student will depend on his or her long - term career goals, financial cost of education, employment opportunities, and the type of education he or she wishes to receive.