Sentences with phrase «cost on a standard policy»

Not exact matches

Competition spread more openly to the market for existing borrowers in mid 1996 when banks cut the interest rate on standard variable - rate loans independently of any effect on funding costs from a change in monetary policy.

He grasped the centre ground by focusing on living standards and cost of living policy discussion and announcements: the Pupil Premium, capping social care costs, state pension reforms, free childcare, cutting income tax, and, his big policy statement: free school meals for all infants.

Supporting commercial lines businesses Progress on fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardon fixed fees for costs of noise - induced hearing loss claims Support for fair compensation for mesothelioma sufferers Expansion of the Insurance Fraud Bureau's scope to commercial liability Campaigning for solutions fit for our future Our Flood Free Homes campaign Forward thinking policy for data and cyber Engaging Government to support the role of income protection Delivery of Flood Re, a world first solution for affordable flood cover Fighting fraud Partnering with Government on the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardon the Insurance Fraud Taskforce Renewing the Insurance Fraud Enforcement Department Securing new insurer access to the DVLA registered owners database Influencing sensible regulation On Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standardOn Solvency II, we: Secured changes to secondary legislation Clarified treatment of deferred tax Negotiated a favourable calibration of the EIOPA's fundamental spread Supporting insurance businesses Pushing for sensible development of global capital standards Securing better targeted tax legislation Managing the impact of international financial reporting standards.

After much anticipation, the city Economic Development Corp. released a $ 1 million study on living wage policy today, which finds implementing higher pay standards at city subsidized developments would cost jobs.

Although Gaetz's bill does not include fiscal expenditures, as noted in the main text (§ IV, supra), in reviewing the start time / academic achievement studies undertaken by fellow economists, Columbia University Assistant Professor of Finance and Economics Jonah Rockoff and the Walter H. Annenberg Professor of Education Policy, Professor of Economics, and Professor of Education at the University of Michigan, Brian Jacob, concluded that delaying middle and high school start times «from roughly 8 a.m. to 9 a.m. -LSB-,]» will increase academic achievement by 0.175 standard deviations on average, with effects for disadvantaged students roughly twice as large as advantaged students, at little or no cost to schools; i.e., a 9 to 1 benefits to costs ratio when utilizing single - tier busing, the most expensive transportation method available.

A standard liability insurance policy — including both bodily and property coverage — will usually cost between $ 900 and $ 1400 a year, depending on the policy's limits.

If Bob has properly endorsed the watch on his policy with the standard HO -61-B Valuable Items Plus endorsement, the watch would be covered at its full replacement cost, up to the value it is insured for under the endorsement.

This is calculated by taking what a standard policy would cost him (roughly $ 80 per month) and adding 75 % on top (80 + 75 % = 140).

The discount might lower the cost of a standard policy anywhere from 5 to 20 % depending on the company.

A flood policy is additional to a standard Hammond insurance policy for your home and could cost anywhere from $ 500 to $ 2,000 extra depending on your flood risk and the insurer.

You'll find it on the list of covered perils on the standard policy form, which means that even though it was an apartment office fire, your renters insurance will cover the cost of the damages.

Fortunately, replacement cost coverage is standard on most tenant policies.

Insurance providers will calculate the cost of your Tennessee workers» comp policy using a standard calculation that is based on state - wide industry rates.

Technically it's an endorsement, but it's generally standard on all policies with Effective Coverage because we just don't believe people should have to ask for insurance that covers the cost of buying new items when yours suffer a loss.

With the late - summer ice edge located farther north than it used to be, storms produce larger waves and more coastal erosion.5 An additional contributing factor is that coastal bluffs that were «cemented» by ice - rich permafrost are beginning to thaw in response to warmer air and ocean waters, and are therefore more vulnerable to erosion.22 Standard defensive adaptation strategies to protect coastal communities from erosion, such as use of rock walls, sandbags, and riprap, have been largely unsuccessful.23 Several coastal communities are seeking to relocate to escape erosion that threatens infrastructure and services but, because of high costs and policy constraints on use of federal funds for community relocation, only one Alaskan village has begun to relocate (see also Ch.

Energy and Environment: Repudiate the Paris Climate Agreement Defund the United Nations Framework Convention on Climate Change Overturn or at Least Defund the EPA's Clean Power Plan Repeal the EPA's Purloined Power to Legislate Climate Policy Repeal the EPA's Carbon Dioxide Standards for New Fossil - Fuel Power Plants Oppose Carbon Taxes Prohibit Use of Social Cost of Carbon as a Justification for Regulating Emissions Freeze and Sunset the Renewable Fuel Standard Require all Agencies to Meet Rigorous Scientific Standards Address Unaccountable Environmental Research Programs

These policies raise energy costs, kill jobs, impose especially heavy burdens on poor families, and make it hard for still impoverished nations to develop, provide affordable energy, create jobs, and improve lives and living standards.

I am more convinced than ever that policy, that will incur huge costs, needs to be based on sound economics and with the evidence documented and presented to engineering standards — i.e. researchers can go to goal for misrepresentation, dishonesty, negligence, incompetence.

«We offer new customers carbon offset as standard on all home and motor policies, at no extra cost.

When considering changes to labour and employment standards legislation, BC policy - makers need to be mindful of the cost impact on employers, pay attention to developments in other jurisdictions, and avoid taking actions that could jeopardize the strong economic growth and robust job creation the province has enjoyed in recent years.

Medical Payments Coverage, often called MedPay or Coverage F, is the section of a standard home insurance policy that can cover medical costs if someone is injured on your property and does not sue you.

A term policy with the ROP add - on feature can cost 25 % -50 % more than standard term life insurance.

Disability insurance carriers may make some features standard on their policies, while other riders may have an additional cost on top of the policy's base premium.

These riders usually are either come standard on a policy, or can be added at no extra cost.

Cost and Expenses: This type of policy is generally more expensive than a standard health insurance policy that includes a medical exam with rates that may be two to four times greater depending on the answers to the health questions.

They also offer replacement cost coverage on contents, personal liability protection, mortgage payment protection (included in California, available in Colorado, Nevada, New Mexico, and Utah), «Flex Pay» payment options, broad theft coverage, standard (NFIP) Flood Insurance Policies and earthquake insurance.

This is calculated by taking what a standard policy would cost him (roughly $ 80 per month) and adding 75 % on top (80 + 75 % = 140).

So, for instance, while one company may offer a lower cost on a Standard rated policy, it may be more difficult for someone else to get coverage if they have a health condition.

Our standard marine policy covers: Agreed value on yacht No depreciation on selected repairs Auxiliary equipment at replacement cost, dingy and tenders included, with limitation Emergency Assistance Emergency Travel Pollution Liability Death and Indemnity And much more.

The Cascades renters insurance includes everything you'd expect to find on a standard homeowners policy form, which gives you coverage for liability and defense costs, as well as for your personal property.

But here's what we can tell you: It'll cost less than a standard car insurance policy, which costs, on average, about $ 900 a year.

Most standard homeowners policies offer actual cash value protection, as it costs 10 percent more, on average to buy replacement cost coverage.

If cost is the most important factor and a student or senior citizen is on a tight budget might want to choose a standard policy.

You'll find it on the list of covered perils on the standard policy form, which means that even though it was an apartment office fire, your renters insurance will cover the cost of the damages.

Replacement cost is often a special endorsement on a policy, as actual cash value more often than not is the default offering on a standard renters insurance plan.

Things to look for when reviewing home insurance quotes might include extra coverage being offered at the same cost, such as including popular local riders on a standard insurance policy.

A standard homeowners policy provides for full replacement coverage on your home, but many policyholders fail to take advantage of this benefit because they do not insure the home for its total replacement cost.

Liability insurance, which is standard on all homeowners policies across Milwaukee pays for medical related costs in the event of a serious injury on your property.

Not picking on any one final expense company, in general this no lapse product will be 1/3 to 1/5 of the cost per thousand of a final expense or burial policy if you qualify for standard rates, which most of us do.

At Allstate, for example, you get accident forgiveness by upgrading to either a Gold Protection or Platinum Protection package under its Your Choice Auto plan, which can add about 8 to 15 percent to the cost of a standard policy, depending on the vehicle owner.

Accounts Payable and Financial Administration Professional — Duties & Responsibilities Develop and maintain a strong and extensive working knowledge of various related accounting principles, regulations, and applications, continuously utilizing changes to business accounting landscape within current responsibilities Apply various accounting rules and GAAP procedures to critical functions, including the review and approval of journal entries, data and financial reconciliations, cash flow and discrepancy analyses, transaction management, and other tasks Provide relevant oversight and administration to all aspects of accounts payable execution, including billing and collections, vendor file maintenance, reporting, order processing, data and financial accuracy audits, and invoice management Perform regular account and payables reconciliations and variance resolutions to ensure accurate financials and provide continuous relevant insight into the financial health of the company Manage important and sensitive financial documents, receipts, correspondence, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research, and evaluation of current administrative and accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs, and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management Utilize technological resources, including software and accounting applications, to track all aspects of accounts payable and other financial operations as well as prepare important and sensitive cost, billing, and revenue documents Collaborate with respect to effective communication between all departments, including general accounting and administrative personnel, and coordinate all daily business operations with leadership staff Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations

Accounting and Financial Administration Professional — Duties & Responsibilities Develop and maintain a strong and extensive working knowledge of various accounting principles, regulations, tax codes, and applications, continuously applying changes to accounting landscape to current responsibilities Apply various accounting rules and procedures to critical tasks, including the review and approval of journal entries, data and financial reconciliations, balance sheet and income statement accounting, cash flow analyses, account collections, capital utilization and on - going budgetary considerations Provide relevant oversight and administration to all aspects of business finance, including billing and collections, payroll execution, vendor relationships, payroll and salary management, and other pertinent functions Perform regular book reconciliations and variance resolutions to ensure audit - ready financials and provide continuous relevant insight into the financial health of the company, in both a regular and ad - hoc manner, to company management Manage important and sensitive financial documents, receipts, and invoices on a daily basis, providing organization for audit assistance and execution as well as compliance with various accounting standards Perform analysis, research and evaluation of current accounting policies and procedures, implementing change where necessary to drive corporate efficiency, manage costs and drive revenue Facilitate the efficiency and implementation of all accounting operations from concept to execution, while coordinating actions on all daily operational and logistical aspects from corporate financial management to payroll Utilize technological resources, including software and accounting applications, to track all aspects of firm accounting and financial operations as well as prepare important and sensitive tax documents related to all aspects of organizational operations Collaborate with respect to effective communication between all departments and coordinate all daily business operations with other leadership staff and other personnel Work closely with and support senior - level management in budgeting and corporate planning strategies Address client, vendor, and management queries, resolving them in an expedited manner Assist management with various other duties as assigned to facilitate efficient administration and operations, making appropriate and effective recommendations with respect to performance optimization

The Chasm Group, LLC and Chasm Institute, LLC (San Bruno, CA) 1997 — 2008 Business Operations Manager • Managed all daily operational tasks for leading multi-million dollar high - tech market strategy consultancy, while providing executive administration to C - level executives and venture capital partners • Developed and managed the firm's annual budget, proposing and implementing expense cuts, producing monthly reports and financial statements, and coordinating with CPA firm for accurate and timely filings • Oversaw all client relationship management efforts while cultivating new business efforts from concept to implementation, providing high - quality service in sales efforts while utilizing new lead tracking system • Negotiated and managed all contracts, stock grants, and financing arrangements, working closely with outside counsel to draft legal documents and resolve LLC - and proprietary - related issues • Led three office space build - outs and two office relocations, managing all aspects of each process under aggressive timeline and budget expectations • Reduced firm telecom expenses by 22 % by streamlining IT objectives, including migration to VOIP phone system, software / hardware purchases, domain renewals, and outsourced technical support • Directed all phases of staff recruitment while creating and implementing all HR policies and programs, including comprehensive employee benefits plans • Supervised multiple administrative staff members, conducted performance appraisals and wage / salary surveys in comparison to incentive program guidelines, and maintained HR files in accordance with legal mandates • Produced all out - going client invoices in an accurate and timely fashion to increase, cash flow and reduce aging receivables, providing consistent attention to overhead costs and vendor arrangements • Administered all company insurance policies, including E&O, general liability, bonds, partner life and disability, conducting annual benefits reviews and employee / company insurance audits • Obtained necessary certificates for consulting contracts while processing federal, state, and local business reporting requirements to maintain licenses and incorporation status • Directed all marketing efforts and oversaw logistical aspects of national educational workshop series, utilizing sponsorship arrangements to offset production costs • Transformed «brochure» website into a dynamic tool to better illustrate company opportunities through relevant case studies, as well as maintaining all other promotional media, including press kits and video Association of California School Administrators (Burlingame, CA) 1993 — 1997 Issues and Planning Committee Coordinator • Executed all phases of event planning and implementation for a membership - driven organization including 23 state committees, 5 task forces, 6 strategic planning conferences, and a conference of 1,500 attendees • Focused on facility evaluations, bid requests, site visits, contract negotiations, and all pre - and post-conference planning processes • Produced statistical and financial reports, including budget projections and cost monitoring for developmental training efforts • Oversaw all participant - level responsibilities, including inquiries, eligibility, registration, correspondence, and billing statements • Managed all legal professional standards calls for Northern California regions, including the processing of attorney authorizations, the preparation of legal assistance letters, and liens on cause of action • Served as second point of contact for computer inquiries and troubleshooting efforts as well as provided back - up executive administrative support for Executive Director, Committee Chairs, and the State Superintendent of Public Instruction • Held responsibility for software installation and hardware configuration while performing weekly AS / 400 backup and report generation

Import / Export Compliance Management — Duties & Responsibilities Lead through example with consistent work ethic, attitude, and professionalism, while executing various operational, support and administrative functions and ensuring both efficient organizational communications and on - going process enhancements Develop and maintain all trade compliance policies and operations procedures, updating regularly according to regulatory enhancements initiated by the US government and other related agencies Provide continuous assessment of all execution and resource utilization tasks, while furnishing oversight and guidance regarding process efficiency, delivery and receiving requirements and schedule adherence Perform needs - based and situational assessments of policies and procedures to improve operational efficiency, manage and reduce costs, promote both staff and client satisfaction, and ensure adherence to related quality control standards Utilize talent among team members with focused collaboration and the promotion of a performance - based work environment that leverages individual talents for group benefit Prepare complex licenses and agreements in support of all programs, including temporary / permanent export licenses (DSP 5, 6, 61, 73 and 74), foreign employment licenses, technical assistance agreements and amendments, warehouse distribution agreements and other functions Ensure adherence to all Bureau of Tobacco Firearms and Explosives (BATFE) compliance, including submission of permits (ATF 2, 3, 5, 6 and 9), USG and foreign transfers / variances, record - keeping requirements, destructive device movement and shipping requirements Address key client, personnel, and management queries and resolve them in an expedited manner, promoting sustained operational growth through business retention and the leveraging of available resources Oversee critical functions related to technical data transfers and data management, foreign travel and foreign visitor requests Educate, supervise and lead staff in the execution of all related functions, including the execution of audits and briefings Maintain a strong working knowledge of products, services, techniques and relevant tools, while committing to continued advanced technical education with respect to complex concepts and studies as related to position function Act as a liaison between clients, vendors, support staff and other management partners to facilitate information flow

Business Analyst — Duties & Responsibilities Lead through example with consistent work ethic, attitude, and professionalism, performing critical operational, support and administrative analysis functions while ensuring efficient organizational communications and on - going process enhancements Collaborate in all phases of strategic planning with other members of management team, including document and inventory control, data management strategies, sales support, customer relations, issue resolution and industry competition Provide continuous assessment of critical business processes, while furnishing oversight and guidance regarding efficiency and performance optimization considerations Perform needs - based and situational assessments of policies and procedures to improve operational effectiveness, manage and reduce costs, promote both employee and client satisfaction, and ensure adherence to related quality control and profitability standards Utilize talent among team members with focused collaboration and the promotion of a performance - based work environment that leverages individual talents for group benefit Employ support staff to aid in effective administrative operations, report management, scheduling and other relevant functions, delegating important tasks and assignments while providing timely follow - up to ensure task completion Support the effective execution of all financial aspects of business management, while analyzing, synthesizing and presenting important information to executive staff, stakeholders and other relevant parties Address key client, personnel and management queries and resolve them in an expedited manner, promoting sustained operational growth through staff communication and the leveraging of available resources Create and implement performance and efficiency benchmarks while tracking progress versus established industry metrics Maintain a strong working knowledge of products, services, techniques and relevant tools, while committing to continued advanced technical education with respect to complex concepts and studies as related to job Act as a liaison between clients, vendors, support staff, and other management partners to facilitate information flow and drive efficiency

But the limit based on a standard policy cost will also remain in effect.