Sentences with phrase «cost over the life of the investment»

If you are looking at a variety of investment options, make sure you consider the cost over the life of the investment, because a 3 % annual portfolio management fee on your $ 20,000 IRA account may not seem like a lot (only $ 600).

Not exact matches

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

It's true that $ 50 million goes far when spread over many early - stage tech investments, especially in a city like Las Vegas where the cost of living is relatively low.

Over the last decade, Kentucky's investment in need - based financial aid has not come close to keeping up with public tuition or with the cost of living.

The table determines what it'll cost the company to pay you over a period of time, or how much risk you pose to the company that you'll live so long that the company will start to lose money on your investment.

Think about what the interest will cost you over the life of the loan, consider whether you can get investment / loan from other sources (perhaps separately) for less total cost, make appropriate decision.

Small businesses may elect to immediately expense the cost of certain short - lived capital investments («qualified property») rather than recover costs over time through depreciation deductions.

Editorially, Kiplinger's magazine has championed over the decades a number of personal finance strategies and investment products that later became popular «conventional wisdom»: the superiority of systematic investing (dollar cost averaging) over market timing; growth stocks that paid little or no dividends but invested in new technologies; mutual funds, especially no - load funds; stock index funds; term life insurance, rather than whole - life; and global investing.

I spent a lot of time in our local library pulling out microfilm & microfiche and looking up stocks, bonds, indexes, cost of living / govt info, real estate, etc information from ~ 1900 until (then) recent times in the wall street journal (this was pre internet — what took many weeks then now just takes a few minutes, but the Lotus 1 -2-3 spreadsheet program was very helpful in doing the analysis) and then analyzed the results and concluded that the «only» investment strategy that made any sense was 100 % stock (absolutely the best return over time); but... there was that pesky thing called recessions, depressions, stock market corrections etc..

Tracker owners save over $ 25,000 in energy cost over the life of their Trackers, with a return that beats their other long term, low risk investments.

The table determines what it'll cost the company to pay you over a period of time, or how much risk you pose to the company that you'll live so long that the company will start to lose money on your investment.

Over time, less premium will be paid into a whole life contract when compared to an annual renewable term life insurance policy because the whole life insurance uses premium plus investment interest to hold down the cost of insurance and the annual renewable term does not.

If premium payments are made well in excess of the cost of insurance early in a variable insurance policies life, the internal returns from the investments should grow the policy value significantly over time.

The investment component serves as «bank» of sorts for the amounts left over after charges are applied against the premium paid, namely charges for mortality (to fund the payouts for those that die with amounts paid beyond the cash values), administrative fees (it costs money to run an insurance company (grin)-RRB- and sales compensation (the advisor has to earn a living).

Conversion costs are minimal, and converting to whole life gives you the ability to participate in the management of the policy, enjoy a tax deferred status on your insurance investment, and borrow interest free against the accrued balance over the life of the policy.