Sentences with phrase «cost over the term»

You are not spreading the entire automobile cost over the term of the contract.

Unfortunately, he was instead stuck with a 712, and can face a total rejection of his loan, or will end up paying a much higher cost over the term of the loan if he's lucky enough to get approved.

But the California Building Industry Association, which supports the initiative, acknowledged that while the installation costs will be passed on to consumers as part of a home purchase, the cost will be offset by lowered energy costs over the term of a mortgage.

Not exact matches

CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The report also forecasts short - and long - term interest rates will ratchet up steadily over the next decade to 3.2 percent and 4.2 percent, respectively, which means the costs to borrow are also certain to go up.

What they may not realize is they are costing themselves a lot more money over the long term with a website that is ugly, confusing, and dysfunctional.

If your business needs to buy its facility, your initial costs may be high, but the building's cost can be financed over a long - term period (15 to 30 years).

Capital costs can make staying in the business difficult over the long term.

Along the way, Bogle shows you how simplicity and common sense invariably trump costly complexity, and how a low cost, broadly diversified portfolio is virtually assured of outperforming the vast majority of Wall Street professionals over the long - term.»

CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Although the one - time costs of being connected are higher on an annual basis, benefits accumulate over time, as they tend to be made as long - term investments in productivity.

Livingston made a lot of money, but she also used a variety of strategies to save big over the years, such as tracking her spending and automating her savings, but it was one mental trick that made the biggest difference: Think about purchases in terms of cost per hour.

However, all investors do have control over two huge factors that can put a serious drag on long - term returns: investment costs and taxes.

First, the cost of outsourcing services over the short term can prove less expensive than buying pricey software: «We write short - term contracts so they can turn us on and off as they need to.

Stephen Tapp, a former Bank of Canada economist who now is research director at the Institute for Research on Public Policy, reckons the reversal will cost 0.2 percentage points of gross domestic product annually over the longer term.

He said being a small outfit, his firm had a substantial advantage in terms of costs over a private bank.

There are concerns that this is going to harm legitimate businesses in terms of forcing them to start their mailing lists over, and in terms of compliance costs.

Take for example the resource cost in terms of initial battery production, using lithium carbonate leaving toxic mess all over the place.

Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.

So, over the short - term, their net gain would be $ 540 - $ 95 (minus the cost of the water and electricity to run the machines).

This would add to the company's cost burden in the short - term, but over the medium and long term, it could be a benefit — if tariffs go through.

In recent years, money has flooded into low - cost index funds and out of more expensive actively managed funds, thanks in part to a greater focus on the large bite fees take out of already lackluster retirement balances over the long term.

As a result, 57 percent chose a six - month loan with a higher APR over a longer - term loan to minimize total interest costs, fees, and expenses.

Maintain consistent contributions over the long term for dollar - cost averaging and don't get scared in market swings.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

The gist of these studies is this: Over time, investors who buy and hold long - term investments, and specifically low - cost index funds, earn more money than investors chasing the latest investment trend.

We believe that by managing for increasing Collisions + Co-Learning + Connectedness (when combined with Diversity + Density), we will improve the innovation and productivity of downtown Las Vegas over the long term, even if it's occasionally at the cost of short - term profits or cash flow.

While cutting the repayment term in half significantly raises monthly payments, a shorter loan will save you over half the final cost of interest on a 30 - year mortgage for the same loan amount.

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

In contrast, Public Banks empower small businesses, students, homeowners, city and state governments, and community banks to prosper and thrive by banking for the common good over the long term, and making low - cost credit available where it is needed in the real economy.

Committed to investing over the long term — at least 10 years — because it may take that long or more for the tax - deferred benefits to offset the associated costs.

More favorable terms: Paying upfront, instead of over time, is a huge boost to your vendors» cash flow and reduces their carrying costs.

- 00:08:10 Lisa breaks down the percentages of buyers and sellers - 00:08:37 Lisa shares all her income - producing lead sources - 00:09:24 Lisa dives in to her internet / FB lead sources, including cost per lead and percentage of sellers vs. buyers - 00:12:55 Lisa discusses her follow - up process and how she nurtures internet leads - 00:15:00 Lisa goes over her ISA's process - 00:17:17 Lisa discusses the process between long - term and short - term leads - 00:18:27 Lisa discusses her follow - up process in detail - 00:20:45 Lisa shares how she works Zillow leads, including average conversion time, percentages, cost per lead, and follow - up process.

The shorter - term loan will likely have a higher periodic payment, but the overall interest cost of the loan could be less, while the longer - term loan will probably have a lower payment but include a higher total cost of financing over the course of the loan.

As you become a more sophisticated investor the target date fund might not make as much sense to you since you can get smaller incremental investment returns investing your IRA in a mixture of low cost index funds — which have lower fees over the long term.

Typically, the loan will be paid back over a set period of time, known as the loan term, and you'll be charged a percentage of the remaining balance in interest each month as a cost of borrowing the money.

«You'll have to ask Kathleen Wynne why she chose some families over others in terms of helping them with their childcare costs.»

According to Morningstar, ETFs are the best choice for investors who are seeking cost - effective methods of investing large amounts of money that they are planning to hold over the long term.

Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.

This move would likely save tens of billions of dollars over ten years without affecting the long - term cost.

However, assuming rates do rise over the intermediate to long - term, there can be tremendous opportunity cost in owning bonds with low coupons and lengthy maturity.

Using official government sources, the National Federation of Independent Business calculates there are more than 4,000 federal rules in the pipeline, and that just the 13 biggest ones would, if imposed in an Obama second term, cost businesses a total of more than $ 515 billion over four years.

As you can see, adding time to your repayment plan helps you in the short - term, but it costs you money over the long run.

Since the vast majority of money managers underperform their benchmarks over the long - term after costs, you will by definition do better than most money managers.

In the broadest terms, experts say, proximity to markets and skill clusters will matter more to business over time, and the nominal cost of an hour of labor will matter less.

That's because higher borrowing costs reduce the potential for savings over the long term.

«We expect operating performance to thin over the short - term, with ongoing legal costs and university investment into

Just be aware that one of these options may cost you more over the term of the loan.

In one illustrative example from the Congressional Budget Office (CBO), at best one - quarter of the cost of a broad - based cut in individual rates could be offset by economic growth over a decade, and even that assumes future tax increases will ultimately be enacted to stabilize the long - term fiscal picture.