Sentences with phrase «cost than a longer term»

As you see in the example below, the shorter - term loan has a higher APR, but a lower overall cost than the longer term loan with the lower APR..

In the end, a higher rate over a shorter period can give a lower total interest cost than a longer term at a lower rate.

If you kids will be through college in 10 years, you may only need a 10 year term, which is quite a bit lower in cost than a longer term.

Not exact matches

CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

So whilst the closed door discussions will be about how to keep the status quo regardless of the rapidly increasing power costs and breakdown of service that is now being experienced around the country, the open conversations being had by the people are excited discussions about the future because we trust the likes of Elon Musk and Mike Cannon - Brookes to get the job done more than we trust big power and Government to come to any kind of meaningful and affordable long term solution.

The ballooning price of long - term care insurance is more than just a reflection of the growing costs of health care as a whole.

CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Most couples have some financial objectives with bigger costs and a more long - term outlook than a wedding, said Kevin Meehan, a certified financial planner and the regional president of Wealth Enhancement Group in Itasca, Illinois.

University of Alberta business professor Andrew Leach says that even absent new pipelines, a long - term differential greater than the cost of moving barrels by rail «doesn't make economic sense.»

But as health care costs climb — employers pay 36 % more today than they did five years ago — companies are betting on long - term cost savings with their own clinics staffed with physicians, nurses, even chiropractors, physical therapists and pharmacists.

Moskovitz thinks we can, provided we start looking at the real costs of our work — that is, the long - term impact on employees and their ability to contribute meaningfully — rather than just doing the math on short - term metrics like revenue per man - hour, etc..

While higher end freelancers may cost more than those on an Elance or Upwork, they tend to have more experience, can deliver services across a few different specialities and are more likely to form ongoing relationships with your organization for a long - term partnership.

Small Business Administration loans offer even longer terms and lower costs than traditional term loans, as they come partially guaranteed by the U.S. government.

As it can cost five times as much to acquire new customers than to maintain business with existing customers, loyalty is critical to your brand's bottom line and long - term growth.

Loss on impairment of long - term investments - We exclude the effect of any other - than - temporary impairment of a cost method investment in calculating our non-GAAP financial measures.

For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties to abandon the transaction, the ability to successfully integrate the businesses, the occurrence of any event, change or other circumstances that could give rise to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the risk that the parties may not be able to satisfy the conditions to the proposed transaction in a timely manner or at all, risks related to disruption of management time from ongoing business operations due to the proposed transaction, the risk that any announcements relating to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz to retain customers and retain and hire key personnel and maintain relationships with their suppliers and customers and on their operating results and businesses generally, problems may arise in successfully integrating the businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable to achieve cost - cutting synergies or it may take longer than expected to achieve those synergies, and other factors.

And beyond economic issues, the Internet offers a huge potential for greater organizational, educational and political cohesiveness than ever before by becoming a syndication content provider (an electronic Black Sports Wire); traditional publishing (re-utilizing content creatively and cost - effectively to create books; calendars; magazines etc.); long term convergence (as BASN bandwidth increases BASN evolves into multimedia Internet / TV / Radio network with round the clock, global BASN coverage).

Management has a long - term target of achieving a contribution margin of 40 % in the U.S. by 2020, and it believes things are running ahead of plan because of higher than anticipated revenue growth and moderate increases in content and other streaming costs.

But Airbnb canceled his Los Angeles listings from its site in March 2016 after the hotel association argued to local politicians that Airbnb hosts like Mr. de Kleer were raising the cost of housing in the city by renting out properties for short - term use rather than for long - term tenants.

One in four retirees, for instance, say the long - term care costs are larger than they expected.

Assumes cost basis of $ 5,000, that the investment has been held for more than a year, and that all realized gains are subject to a 20 % federal long - term capital gains tax rate.

The gist of these studies is this: Over time, investors who buy and hold long - term investments, and specifically low - cost index funds, earn more money than investors chasing the latest investment trend.

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

Even so, as long as the yield on the preferred is higher than the Treasury's funding costs, the favorable terms will represent an insufficient risk premium but not a loss to the public.

All told, AB InBev has now captured more than half of its long - term goal of reaching $ 2.8 billion in cost savings stemming from the combination.

If there is no impediment to new supply of what you sell competition among suppliers will cause price to drop to a point where there is no long term industry profit greater than the cost of capital.

Competition between restaurants will tend to cause retail prices to drop to a point where there is no long term industry profit greater than the cost of capital, despite the drop in wholesale food costs.

Since the vast majority of money managers underperform their benchmarks over the long - term after costs, you will by definition do better than most money managers.

While the Ontario government's recently updated long - term energy plan said the province's industrial electricity consumers currently face prices lower than that of the average for the Great Lakes region, the plan also showed that the cost will rise to $ 116 per megawatt hour by 2035, a nearly 40 per cent increase from the projected 2017 price of $ 83 per megawatt hour.

This raise should be more than enough to compensate cost of living expenses, and more importantly, the cost of keeping them happy and as long - term employees.»

Additionally, GFI is focused on helping animals in the medium and long term, and we have not published estimates of the medium - term or long - term impacts of any other charities, so we worry including this in a cost - effectiveness calculation would be unfair to those other organizations.25 That being said, our lack of a cost - effectiveness estimate doesn't necessarily indicate that this charity has lower overall cost effectiveness than the charities for which we have completed a cost - effectiveness estimate.

These long - term effects can impact a company's budget more significantly than the simple cost of regular preventative maintenance.

The issues paper notes that the Ministry's preliminary view is that the operation of s 36 has «not been satisfactory» because it appears «to be failing to maximise the long - term benefit of consumers», it is «too complex to allow for cost - effective and timely application» and is «misaligned with other prohibitions» in the Act by relying on a purpose test rather than an «effects» test.

Costing a whopping # 50m, Liverpool winger Raheem Sterling is another player linked with Chelsea at times this summer, and there's no doubt the England international would be a superb long - term replacement, being eight years younger than Turan.

Manchester City will open their new multi-million pound academy next month as part of a long - term plan to produce their own players rather than buy ready - made talent — their current senior squad cost over # 300m to assemble.

We would be better saving the # 35m he would cost to put towards a long term attacking midfielder, someone who is of the required quality and longevity, rather than someone who is not good enough.

For our defesive problems wenger has Jorou to look at as a longer term replacemnet for gallas and he has the height.He is a shrewed businessman who is not going to buy even next season.Once Chamack comes in free, almost all departments wil be covered with quality and the only signing i can see him signing at a cost is may be a cover up for Song.But there is no way he is going to spend money buying players again as he has more than enough.Am seeing him buy a keeper but i do nt know which one.I have a sleem hope that next season is ours for the taking and i pray we do nt go through these stupid champions league qualifiers at the expense of Liverpool.It will be an improvement for us from last season.

I wonder, too, what the long term benefits are for children whose mothers did make that sacrifice (when able) and how it impacts society on a much grander scale than cost of formula vs. cost of breastfeeding.

That being the case, why not try to make the food we're supplying our children — the future of this country, after all — best serve their physical and educational needs, rather than contributing to long term health care costs that we all pay for down the line?

Although cribs do cost more than a bassinet, there is a long - term cost savings.

Length of Rentals Long term rentals are more cost effective than short term rentals.

It's really easy for people who are sitting back with a calculator to point out that the cloth diaper start up fees are significantly less than the long term cost of disposable diapers.

Our distinctive contribution was to look at government costs and performance over a much longer timescale than had been attempted before and we believe our own study will contribute to transparency and accountability through our unique publicly - available compilation of consistent long - term time - series of official data.

The chancellor's move, which will cut # 3bn a year from the welfare budget, is designed to cement the Conservatives» reputation as the party willing to take tough long - term economic decisions, even at the cost of hitting more than 5 million families characterised as working poor.

We would, at most, be adding modest amounts to the already huge pile we have to dispose of in the UK; that's currently likely to cost more than # 70bn to deal with, even if we can resolve the question of where in the country the huge hole that will have to accommodate it, long term, is to be located.

The development of the long - promised «digital era governance» was mired in a series of mega contracts: huge in terms of cost, scope and timescale, bigger than any attempted by other governments worldwide, and to be delivered by the same handful of giant global computer consulting firms that rarely saw any challenge to their grip on public contracts.

«Our business remains resilient in this environment and our operations are performing better than our peers, reflecting our consistent strategy of running long - term, cost - competitive operations.

Chair of the committee Margaret Hodge said: «Rather than the over-optimism which has held sway at the start of major projects, what is needed is realism: about the complexities of projects, the long - term costs of decisions taken today and the implications down the line of short - term budget cuts.

When employment figures begin going up, and real affordable universal health care is soon to be available, and wasteful Bush fantasies like Star Wars are back to being experimental programs on the fringes of public awareness and costing only hundreds of millions of dollars a year, when all of our long term allies are back to being on speaking terms with us, those 25 % ers will get their 25 % s and Congress will be even more democratic Party than now.

And it's much cheaper and socially responsible than the long - term costs of trapping poorer children in schools that don't work for them.»