Sentences with phrase «cost than any other plans»

Often, there will be one or several plans that offer the desired coverage at significantly lower costs than other plans.

It is proven to control and reduce health insurance cost than any other plans.

Not exact matches

The frustrating part is that when PR is part of project planning from the start, it tends to be more cost effective than other marketing activities; it's cohesively integrated with the broader marketing plan; and its results are significantly better than when PR is not engaged.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

All statements other than statements of historical facts included in this news release regarding our strategies, prospects, financial condition, operations, costs, plans and objectives are forward - looking statements.

Management has a long - term target of achieving a contribution margin of 40 % in the U.S. by 2020, and it believes things are running ahead of plan because of higher than anticipated revenue growth and moderate increases in content and other streaming costs.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

Data shows that while participants in larger plans clearly benefit from scale, some small plans managed to pay significantly less in costs than others: costs for plans in the $ 1 million to $ 10 million segment ranged widely, from 68 basis points to 153 basis points.

In a letter this week, GE says the EPA's 13 - year plan costing more than $ 600 million is inconsistent with criteria laid out in a consent decree signed in 2000 by the company, agency and other parties.

Besides the national sales initiative, other elements of the plan — digital development, new revenue sources, acquisitions, even cost cutting — turn on centralizing operations to a much greater degree than they had been already at Tribune.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

Given how DigiTimes was correct about Apple's intentions to work with China Mobile, it's possible that the other allegations from that same report — including Apple's plans to build a «low - cost iPhone» that may be bigger or smaller than the iPhone 5 — are also true.

The management fee is a unified fee that includes all of the operating costs and expenses of the Fund (other than taxes, charges of governmental agencies, interest, brokerage commissions incurred in connection with portfolio transactions, distribution and / or service fees payable under a plan pursuant to Rule 12b - 1 under the Investment Company Act of 1940 and extraordinary expenses), including accounting expenses, administrator, transfer agent and custodian fees, Fund legal fees and other expenses.

We call on Minister for Agriculture Jaala Pulford and Minister for Planning Richard Wynne to explain why small - scale pastured pig and poultry farms are to be subjected to greater scrutiny and compliance costs than cattle feedlots, instead of being treated under the law like other grazing systems that rely on supplemental feed such as the majority of Victorian beef and dairy cattle.

unless we are planning to sell jack, Ramsey, Carzola, or even coquelin i don't get these transfer... who do we play where??? We had no problem in midfield last season (in my opinion) but if we are doing these just for the numbers then am ok with it... Our real problem is the No. 9 position... Guys theres a reason strikers cost and are paid higher than other players... A striker who scores at - least a goal in three good chances created is exactly what we need

Residents reviewed plans for adding granite boulders, prairie plantings and other landscaping to stabilize the shoreline, which will cost more than $ 440,000.

The Chicago Park District was criticized Tuesday for having much higher operating costs than park systems in other major American cities, but it also won praise for its plans to lower its tax levy by $ 3.7 million in 1986.

For all low risk women, bootstrapped estimates showed that planned birth in settings other than an obstetric unit was associated with cost savings and considerable stochastic uncertainty surrounding adverse perinatal outcomes.

The generalised linear model on costs showed that, even after adjustment for clinical and sociodemographic confounders, planned birth in settings other than obstetric units remained cost saving compared with the reference category of the obstetric unit: savings averaged # 134, # 130, and # 310 for planned births in alongside midwifery units, free standing midwifery units, and at home, respectively (P < 0.001)(see appendix 3 on bmj.com).

These issues included a potential that the plan would cost more money than it saved and increase homelessness by 20,000 on top of the 20,000 already anticipated due to other changes to housing benefit.

Even a Rolls - Royce that costs $ 250k is not worth tax planning other than deducting the car as a busiess expense, if possible.

Pensions and health costs for teachers and other staff are substantially higher for the traditional, unionized public schools compared to charters, which offer their employees 401ks rather than more generous defined benefit plans.

big mistake to let the states dictate there own Medicaid rates which gives us a hodge podge approach and states like NY end up having Cadillac plans that cost much more than others for no particular reason.

MoveOn also responded to electrical blackouts and skyrocketing energy costs in California by calling for cost controls on electricity utility companies, organizing a nationwide «roll your own energy blackout» - a voluntary, three - hour electricity - free evening on June 21, in which more than 10,000 participants turned out lights and unplugged TVs and other appliances to protest Bush's energy plan.

Donaldson described studies that showed the BRC plan, which county officials say will cost about $ 9.5 million, as more cost - effective than other alternatives as «made to order.»

The advantage of creating an adrenal - supportive diet plan is that it does not involve a trip to the doctor or naturopath, will likely cost you no more than your regular diet, and will have a host of other benefits for your health too.

If you don't want to commit to more than one month at this point, then it's going to cost you more than any other plan.

The three - month membership plan is a good deal at $ 16.65 per month but paying on a monthly or bi-weekly basis will cost more than other sites.

However, its price is actually quite competitive with other supercars from Porsche and Audi, with the 911 Turbo and the R8 V10 both costing significantly more than the AMG GT S. Next year, Mercedes - Benz plans on introducing the base AMG GT, which should be cheaper than the S version on sale today.Strengths of this model include Lots of power, comfortable highway cruising, excellent handling, and eye - catching stylingWe pride ourselves with over 100 + years combined experience in the automotive industry, you'll get just that, Excellent Customer Service and a Simple, Easy, Hassle Free Purchase Experience.

It cost more than some other professionals with whom I've since consulted (I'm on my 2nd book now... and no, I don't plan to self - publish this one), but then I've heard other friends talk about freelance editors who charge double what iUniverse did.

Other key features of the phone include the hardware QWERTY keyboard along with its 3.2 inch capacitive touch display, although this phone runs the quickly marginalized BREW MP rather than any flavor of Android, presumably to keep costs down as the phone is one of the few not to require a data plan, which itself is a rarity for the current AT&T lineup.

Createspace needs to overhaul theirs, other than that, when you join the advantage plan the cost of your novel is almost half price compared to LuLu, and you make more money on royalties.

If your plan's investments generate more revenue than is necessary to cover the costs of administrative services for your plan, the excess amount will be used to pay other plan expenses or allocated to participants and will appear on your quarterly statement.

In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small business • Lack of knowledge and experience • Trying to imitate others instead of developing your unique stock trading philosophy that suits best to your personality • Listening to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the key) • Lack of flexibility to adapt to the always / quick - changing stock market • Lack of patience to learn stock trading properly, wait to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline to stick to your stock trading plan and risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding to losers instead of adding to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying to predict the market / economy instead of just listening to it and going against the trend instead of following it

With index - tracking exchange - traded funds charging fees that are far less than actively managed mutual funds, the higher - cost investment options that AllianceBernstein (NYSE: AB), Hartford Financial (NYSE: HIG), and other active - management firms have within some 529 plans come under greater pressure from the state board established to oversee the plans.

No matter how you package it, the SM is still leveraged investing, albeit at a lower interest cost than most other plans.

The increased costs are those associated with the loss of money and quality of life that many of our clients experience from trying to tackle an insurmountable debt load with no particular plan — other than to pay - it - off.

As for other funds offered in the plan, the complaint says that, rather than taking advantage of the plan's economies of scale, as required by its investment policy statement (IPS), to reduce the investment expenses charged to plan participants, Philips North America selected and maintained high - priced share classes of mutual funds, instead of identical lower - cost share classes of those same mutual funds which were readily available to the plan.

If I transfer assets out of the Plan and into an IRA I understand that: (i) those assets will no longer be subject to the protections of ERISA, (ii) I alone will be making investment decisions about those assets and will not be able to rely on the plan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiPlan and into an IRA I understand that: (i) those assets will no longer be subject to the protections of ERISA, (ii) I alone will be making investment decisions about those assets and will not be able to rely on the plan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan sponsor or any other person with ERISA fiduciary responsibilities, (iii) depending on the investments and services selected for the IRA, I may pay more in transaction costs than when the assets are in the Plan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiPlan, and (iv) if I am between the age of 55 and 59.5, I would lose the ability to potentially take penalty - free withdrawals from the plan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan, (v) if I continue working past age 70.5 and transferred my plan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan assets to my new employer's plan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciatiplan, I would not be subject to required minimum distribution, and (iv) if I hold appreciated company stock, I understand any potential tax benefits that may have been available to me (e.g. net unrealized appreciation).

Furthermore, RRSP savers and defined - contribution plan members can not pool longevity risk across other retirement savers like defined benefit plan participants can and often incur both higher risks and higher costs than defined - benefit plan members.

This type of plan usually costs less than other types of life insurance and may be good for individuals with a large estate to protect since the benefit provides immediate cash that can be used to pay estate taxes.

They can do this by leveraging the plan's size to negotiate lower administrative costs, ensuring that the plan's recordkeeping fees do not subsidize services other than the retirement plan and asking the recordkeeper to offer transparency into the fees they charge.

Over time, fees paid under this distribution and service plan will increase the cost of an Investor Class shareholder's investment and may cost more than other types of sales charges.

Over time, fees paid under this distribution and service plan will increase the cost of an Institutional Class shareholder's investment and may cost more than other types of sales charges.

It's also important to review the brokers» full pricing schedule, particularly if you plan on trading anything other than stocks (options, funds, bonds, etc.), as these often come with their own costs.

In other words, an income - driven plan is a recipe for significantly higher interest costs than you would incur with a 10 - year repayment plan.

• Plans that pay a flat percentage of veterinary cost have no restrictions on cost, other than plan limits chosen.

As a result of a provision similar to CAPA mandating that shelters must transfer animals they are planning to kill to other non-profits which want to save them, the number of animals transferred to rescue groups rather than killed in California went from 12,526 to 58,939 — a 370 % increase, all at no cost to taxpayers.

It offers plans that in many cases cost less than average while offering coverage with caps above the mean, plus extra features not always found with other companies.

This travel insurance is also a great value, with plans that consistently cost less than comparable plans from other companies, yet the coverage was at or above average in nearly all areas.