Sentences with phrase «cost value of the item»

There are policies that cover the actual cost value of items at the time they were destroyed from fire because replacement cost coverage usually are a little more expensive.

If you select the ACV method of loss replacement, you will be reimbursed by the insurance company for the actual cost value of the items damaged or lost minus depreciation.

With an ACV policy, you will get the actual cost value of the item (s) lost or damaged.

With the ACV method, the insurer calculates reimbursement on the basis of the actual cost value of the item (s) at the time of the loss with a deduction for depreciation.

Not exact matches

You may insure those items for Replacement Cost or for Actual Cash Value, which pays only for the depreciated value of the propValue, which pays only for the depreciated value of the propvalue of the property.

With a short sale, investors will often have more scope to influence the decisions of investors, particularly if they can supply information like comparable sales, cost of repairs, and other negative items that might affect a lender's ability to see the value in an investment.

The value of your item is arrived at by deducting the accumulated depreciation from the cost of the item.

Many popular fast food joints offer value menus that will give you plenty of bang for your buck in the form of one - price value meals, low - cost regular menu items and even the rare dollar menu.

We refund up to the value of # 10 in postage costs for reasons a) the incorrect item was dispatched b) the item is deemed faulty.

The $ 4 BBQ Bunch expands Wayback Burgers» lineup of delicious menu items — typically offered a la carte — to appeal to more cost - conscious guests, providing its premium products at a value price point.

All capital budget items shall include justifications based on return on investment, leverage of other revenue sources, payback period, impact on credit rating, relative value in reducing operating or capital costs, or other such appropriate measures typically utilized to justify and prioritize such expenditures.

«A sugar - sweetened beverage tax is a very narrow approach to internalizing the external costs of obesity, because there are many other food and drink items that are also energy dense and lack nutritional value.

If not, I have seen some groups on Facebook that are working to trade or sell the items at face value (plus the cost of shipping and / or PayPal fees) and are booting people from the group who are trying to price gouge.

Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

Using a cost / benefit analysis, ask students to compare the value of their essential item to that of their newly designed item.

Actual cash value: The cost to replace items at the time of the loss, taking into account depreciation

In addition to having coverage for replacement cost rather than actual cash value (AKA «Craigslist price»), you'll want your home inventory to reflect the replacement cost of that item.

Remember that personal property coverage generally contemplates the cost to replace the property at retail with an item of like kind and quality, so you should consider coverage amounts in that context, rather than in the context of actual cash value.

The liabilities could include the costs to run the fund as part of the accounting in the fund, that most items have to come down to either being an asset, something with a positive value, or a liability, something with a negative value.

Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.

The actual cash value is the cost of the item minus depreciation.

The value of your item is arrived at by deducting the accumulated depreciation from the cost of the item.

If they are destroyed in a fire, your homeowners insurance policy might only provide cash value, meaning that you would only be reimbursed what those items are worth today, not what it would actually cost you to buy new versions of them.

By exploring concepts such as relativity (our tendency to value items by comparing them to similar items), pre-paying for activities and products such as subscriptions (in order to avoid the pain of paying), and loss aversion (our strong desire to avoid losing at all costs), Ariely details our brain's natural aversion to making wise financial decisions.

Now, if you have a replacement cost value policy, the insurer covers the cost of repairing or replacing the item at its current price.

The property is replaced at the cost to purchase an item of like kind and quality at retail, so you don't need to worry about the actual cash value of it.

Many storage policies reimburse only for an item's cash value at the time of loss, which may be less than replacement cost.

To minimize the financial damage of a tornado, Travis Biggert, chief sales officer at HUB International Mid-America, an insurance brokerage, says it's critical to add something known as replacement cost value (RCV) coverage, which covers the cost of repairing or replacing items at their current cost.

Actual cash value pays the current, depreciated value of an item that was damaged instead of the cost of replacing the damaged item with a new one.

Replacement cost coverage is standard, so if there's a property loss, you'll have enough coverage that you'll be able to replace those items at retail, rather than worrying about the actual cash value of the items.

Commercial property insurance plans pay for losses based on the replacement cost of the item or its actual cash value.

«People often fail to realize that the insurance doesn't cover the market value of the condo but what it costs to replace lost items and repair interior damage,» Giulanti says.

Replacement cost means you can buy new items to replace the damaged ones rather than relying on the actual cash value of the property.

In addition, if you have actual cash value coverage, it will only cover the cost of the item after depreciation.

If you alter the sale allocation method via the CGT report after you have synchronised sell trades to Xero, you will be presented with an option to resynchronise any transactions that have altered line item amounts (note that the total invoice value will not change but the split between capital gain and the reduction of the asset cost base may be different).

That's because some of your major ongoing cost items tend to vary according to the size or value of your property, including property taxes, maintenance and certain utilities like heating.

If a homeowner installs a custom pool that cost them $ 30,000, but the local marketplace supports the value of a pool at $ 15,000, then that item will be bracketed as [$ 15,000] on the appraisal.

Renters insurance policies generally cover the cash value of belongings (their value at the time of a claim), not the replacement cost of items (the cost of an item at the time of its purchase).

Generally your policy will come with replacement cost coverage to ensure that you'll be able to go buy a new item rather than having to settle for the actual cash value of your property.

Definition of Replacement Cost Value: The replacement cost is usually calculated using the initial price tag paid for the items or the cost of physically building the home when it was purchased, regardless of any potential depreciatCost Value: The replacement cost is usually calculated using the initial price tag paid for the items or the cost of physically building the home when it was purchased, regardless of any potential depreciatcost is usually calculated using the initial price tag paid for the items or the cost of physically building the home when it was purchased, regardless of any potential depreciatcost of physically building the home when it was purchased, regardless of any potential depreciation.

Definition of Actual Cash Value: Intial cost to buy or market value of item less depreciation for the number of years you haValue: Intial cost to buy or market value of item less depreciation for the number of years you havalue of item less depreciation for the number of years you had it.

Early discussions about money issues, including how much items cost and the value of saving, has a long - lasting affect on people.

This will include the year the lot was purchased, the original cost of the lot, the present value of the lot, anticipated cost of construction, and other items of that nature.

Many policies will offer either actual cash value, which covers the cost to replace items but with a reduction due to the depreciation of those items over time; others offer replacement cost coverage, which covers the cost to replace your items with items of like quality.

This loan can include all of your closing costs and prepaid items in the loan amount, as long as the amount falls within the appraised value; up to 97.75 percent loan - to - value.

The amount of money that the policy costs will depend a lot on the number of items that need to be covered and their dollar value.

What a customer perceives a product to be worth is significantly more important than the retailer's cost, she says, and figuring out the perceived value of an item all starts with understanding who your customers are and what they need.

This value can be the actual cost of the item to the company rather than the retail price.

Despite widely varying costs of many beach items and family days out across Europe this summer, many UK families jetting off to Portugal look set to get good value from their travel money when eating out, according to Post Office Travel Money's new Family Holiday Report.

They only cover UK citizens and the cost depends on the value of your items — when we last renewed ours was # 263 a year.