Sentences with phrase «costs against the benefits of»

But before you let refinance closing costs scare you away from a refinance, read on for some tips and tricks that will help you weigh the expense of closing costs against the benefits of a refinance.

Not exact matches

Now the Trump administration — like all administrations before — needs to weigh the cost of transparency against the benefits.
Then, the powers - that - be can weigh the cost of changing to a more efficient, yet still practical process - one that more effectively uses the aisle - against the benefit of recovering only a portion of that potential savings.
SolarCity weighs the benefits of the present and future cash its systems generate against the cost of signing up and installing new customers.
Of course, this approach would need to balance the purported benefits against the costs and challenges of achieving and maintaining a somewhat higher inflation ratOf course, this approach would need to balance the purported benefits against the costs and challenges of achieving and maintaining a somewhat higher inflation ratof achieving and maintaining a somewhat higher inflation rate.
Empirical research shows that a buildup of household debt in the economy makes a financial crisis more probable, so we wanted to understand the costs and benefits of leaning against financial imbalances through tighter monetary policy.
And even those lucky enough to have the entire home price in liquid assets should still weigh the benefits of making an all - cash offer against the costs.
When employees are underpaid, they have less incentive to continue to work when other demands — becoming a parent, for example — cause them to weigh their costs of living against the monetary benefit that the paycheck would provide.
That horrendous cost must be weighed against the supposed benefits of maintaining the TBTF [too - big - to - fail] status quo.
Be sure to compare the cost against the value of each additional guarantee, feature, and benefit — and only pay for what you need.
My basis for flatly opposing reproductive and research cloning is that it offers too little human benefit at the cost of too much likely harm, not that it is an offense against human dignity.
But when the possible consequences of war include the destruction of humankind and the permanent defacement of the entire natural and human world, we do not know how to balance benefits against such costs.
It should bring great benefits to them, such as being audited against one standard instead of two, thereby making major savings on auditing costs.
Cost benefit studies have demonstrated that front of pack labelling could be both an effective and cost saving intervention against obesCost benefit studies have demonstrated that front of pack labelling could be both an effective and cost saving intervention against obescost saving intervention against obesity.
«Greener» and «more natural» is how parents on one D.C. online forum described cloth diapers, citing environmental factors, lower long - term costs and the health benefits of putting natural materials against their babies» skin.
The total value of these benefits is not known as the Department for Transport has not yet developed a method to evaluate HS1 project costs against benefits, despite this forming part of the High Speed 2 justification.
So actually democracy fails when its representatives implement policies that benefit humanity at the cost of its citizens against their will.
«Labour voted against the benefit cap, against reducing the cost of housing benefit, against universal credit and now Labour will vote against the uprating bill in the new year.»
According to the New York State Comptroller, the New Rochelle IDA has only ever approved projects for which it has done no cost - benefit analysis, for which it has relied entirely on developers for data and analysis of that data and never once bothered to evaluate the success of a completed project against the promised benefits put forth by the developers.
At the very least, there can be no disagreement that Kingston Citizens did a fabulous job of informing the public and contacting the offices of power in a clear, full presentation of real costs to be weighed against benefits, which were, after all, not well defined at all.
Another challenge which butts up against that cap is the rising cost of employee benefits.
The maximum estimated cost of such increase and improvement of facilities is $ 3,500,000, to be assessed against a benefited area which consists of the entire area of said Sewer District No. 6.
The maximum estimated cost of the aforesaid increase and improvement of the facilities of the District is $ 6,000,000, to be assessed against a benefited area which consists of the entire area of the District, as well as the contracting communities including Erie County Sewer District No. 1, West Seneca District No. 6, Cheektowaga Sewer District No. 3, and Lancaster town sewer districts, all in accordance with their respective proportionate shares of equalized assessed value in the District.
Individuals who successfully balance the benefits of risk avoidance against energy costs (missed opportunities to eat) have a greater chance of survival.
The authors of this new research paper analysed data and models from the USEPA's updated global non-CO2 GHG mitigation assessment to investigate the potential for GHG reductions from agricultural emissions from seven regions globally, offsetting costs against social benefit of GHG mitigation (e.g. human health, flood risk and energy costs).
How the burden can best be distributed among the levels of government and among revenue sources must be determined through political processes that weigh options for transitioning to and implementing a high - quality ECE system and the benefits of such a system against the potential political and economic costs of reducing other public expenditures or raising taxes.
This may provide an additional justification for engaging in METI; however, the cost of maintaining such a long duration beacon must be weighed against the long - term benefits.
Under the This week's Behind the Label weighs the benefits of mobile technology against the environmental and ethical costs of the cell phone industry.
Policymakers must weigh these costs against the substantial educational and economic benefits such systems can create for successive cohorts of students, both through avoiding the career - long retention of the lowest - performing teachers and through broad increases in performance in the overall teaching workforce.
The net cost to the pension system was $ 80,352 per retiree, or $ 642.8 million to the pension system against net benefits of approximately $ 92.3.
The simple fact that parents must weigh the benefits of going private against the financial costs, however, points to certain inferences that should guide our thinking.
By mid-October they were haggard, shell - shocked, and sleep - deprived, weighing the cost of their immortal souls against the benefit of getting their students to listen, follow directions, and complete an occasional assignment.
District decision - makers, including union leaders, must carefully weigh the cost - benefit ratio of any financial commitment against their ability to sustain and enhance locally popular schools and broadly popular and impactful programs.
OOIDA also challenged the final rule's cost benefit analysis methodology and argued that the final rule fails to satisfy statutory requirements to ensure against harassment, protect confidentiality, and limit use of ELD data disclosed to law enforcement officers.
The agency's report to Congress was required in the most recent transportation bill and includes findings from a recent study that weighed the benefits of increasing insurance minimums, including improved compensation for crash victims and reductions in commercial vehicle crashes, against costs imposed on commercial motor vehicle operators and the insurance industry.
Poor record keeping will cost you dearly, and the cost of keeping those records is something that you need to weigh against the benefit.
With no annual fee and 24/7 concierge service, this card delivers a very cost - effective package of benefits even when compared against premium cards at companies like American Express and Chase.
You have to balance the benefits of a buy - and - hold approach — such as lower taxes and transaction costs, the historical upward bias of the market and the peace of mind that comes from removing yourself psychologically from active investing — against the possibility of a major drawdown or a permanent loss of capital.
A HELOC can also be a good option if you plan to borrow smaller amounts over a longer period of time, just remember to weigh the benefits of borrowing money against the costs of closing a loan, which may include application, appraisal, and title fees.
However a homeowner decides to procure the funds necessary for a home remodeling project, he should balance the costs of interest and closing costs against the benefits that will come from the work.
The benefits of refinancing student debt with RISLA must be weighed against the drawbacks, the most apparent being the cost of the new loan.
Defense costs can be staggering, so this benefits both you and the insurer — you're not worried about burning through your policy limits with the cost of a lawyer and the insurer is able to continue to defend against a suit for which they may be responsible even if they spend more than the policy limits to do so.
In short, whatever amount is spent on eligible long term care costs, based upon the receipt of policy benefits from a «partnership eligible long term care insurance policy», would be offset against the required Medicaid «spend down requirements».
Make sure you nail down the goals of your refinance, shop around for the right lender, and always weigh the costs against the benefits.
In today's world where cross country travel often costs less than $ 400, and award seats are scarce, it may make sense for reward card holders to start weighing the benefits of airline cards against those of reward cards that offer cash back or a generous statement credit.
Read the terms and conditions carefully, consider the fees, and weigh up the costs and risks of these products against the benefits they provide.
While the benefits of a Roth IRA conversion could be considerable, investors must carefully weigh the upfront tax costs against the long - term tax advantages.
Although Social Security retirement benefits are protected against inflation by annual Cost of Living Adjustments, the estimated average retirement benefit for retirees is only about $ 1,360 a month, and the survivors of workers receive an average of only $ 1,285 a month (in 2016).
Still, the lion's share of invested dollars is actively managed (upwards of $ 10 trillion), and there is heated debate around whether the cost - benefit arguments against active investing are well - founded.
Interestingly they advise against 50 % US Stocks because the costs involved of > 50 % international stocks outweigh the benefits.
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