Before you contact a breed you should have gotten a good idea of
costs annual veterinary visits, licensing, grooming, training, food, supplies and allowance for emergency vet care.
Concerning listing «
Veterinary exam fee is not covered» as one of the CONS for Healthy Paws, for which the full review states: «No wellness add - on option for
annual and other maintenance
visits, so exam fees are not covered, but you can plan for these since they are about the same
cost every time.