Sentences with phrase «costs as any other credit card»

For the most part, balance transfer cards have the same costs as any other credit card.

Not exact matches

Unlike most other travel rewards credit cards, the points earned using the BankAmericard Travel Rewards card are used retroactively as statement credits to cover the cost of travel expenses.

Like other accounting software, if you add ancillary services, such as credit card processing and payroll, those cost extra.

One Focus Business Solutions — Provides discounts and complete programs on ancillary services such as linens, pest control, credit card processing, and all other aspects of the restaurant operation to lower our customers» operational costs

Over the past several years, the jail's inmate population has been significantly reduced to approximately 1,200 inmates by the county's efforts to find safe and cost - effective alternatives to incarceration, such as supervised pre-trial release, credit card bail and other means of supervision.

On top of your housing costs, you probably have other debt, such as credit cards, student loans and car loans.

To calculate DTI, add up the cost of housing expenses (monthly mortgages, taxes, insurance) plus all other monthly obligations such as minimum credit card payments, student loan payments, car payments, etc..

APR is also expressed as a percentage, but it incorporates all other costs associated with administering a credit card in addition to the interest cost.

Funeral expense insurance can be used to pay for the cost of the funeral alone, or it can cover additional final expenses such as outstanding medical bills, legal costs, or any other debts that you owe, such as credit card bills.

Unfortunately, as with other products for people with bad credit, the costs and fees of these cards are higher than regular credit cards.

A card may include other costs for things such as cash advances, late payments, or exceeding your credit limit.

Processing AMEX could cost you as much as 0.5 % more than any other credit card.

With other words, be very cautious and do not sign for the first credit card offer that comes into your way as it could cost you a lot of money!

Your total debt load, including your home costs and other debts such as credit cards and car loans, shouldn't exceed 40 per cent of your gross monthly income.

With this type of loan, you may benefit from lower interest rates and costs associated with repairs and modernization as compared to financing repairs through other methods like home equity lines of credit, credit cards or personal loans.

This important whole life insurance policy is typically purchased to cover the cost of a funeral and burial and, sometimes, other expenses that must be paid to close an estate, such as credit cards and other types of small loans or bills.

To calculate this ratio you need to take all debt payments, including house - related costs, credit card debt, car loan, taxes and other spending, as a percentage of your pre-tax monthly income.

Filed Under: Investing Tagged With: Borrowing Costs, college as an investment, College Investments, College Tuition, Investment, Loan, Student Loans In The United States Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

If you need to cut credit card debt costs, first check if the old cards will let you shift debt from other cards to them cheaply, as you then won't need to apply for new credit.

You can use various sources of funds to help you pay off credit card debt as long as the cost of the money — interest charges and other fees — is less than the cost of your credit.

Recommendation: As part of its effort to increase the effectiveness of disclosure materials used to inform consumers of rates, fees, and other terms that affect the costs of using credit cards, the Chairman, Federal Reserve should ensure that such disclosures, including model forms and formatting requirements, more clearly emphasize those terms that can significantly affect cardholder costs, such as the actions that can cause default or other penalty pricing rates to be imposeAs part of its effort to increase the effectiveness of disclosure materials used to inform consumers of rates, fees, and other terms that affect the costs of using credit cards, the Chairman, Federal Reserve should ensure that such disclosures, including model forms and formatting requirements, more clearly emphasize those terms that can significantly affect cardholder costs, such as the actions that can cause default or other penalty pricing rates to be imposeas the actions that can cause default or other penalty pricing rates to be imposed.

I think cash back cards (capital one, citi thank you points, amex blue cash, etc) are a good way to cut down the overall cost of travel such as using them for statement credits on train, bus passes, tour tickets, food, etc and other costs that miles can not be used on.

That's an entire year you'd be missing out on 3X for all travel and dining, in addition to the other Chase Sapphire Reserve benefits such as the Global Entry reimbursement, Priority Pass lounge access, emergency evacuation and transportation coverage, and of course the $ 300 annual travel credit that effectively reduces the annual card cost to $ 150 per year.

The second calculation requires your entire monthly debt load (including housing costs and other debts such as car loans and credit card payments) not exceed 40 % -44 % of your gross monthly income.

This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

That's a lot of visits... if you really think about it, why not get a credit card that already includes Priority Pass Select as well as a multitude of other cost - saving benefits, rewards, and perks?

This amount needs to not only cover the cost of the rewards issued, but of other costs and risks associated with offering credit cards as well.

CFPB lists our biggest complaints with credit cards — Card complaints were up 9 percent in the second quarter as consumers groused about fees, costs, rewards and other issues... (See CFPB)

Other American Express credit cards, such as the Blue Cash EveryDay card, offer some kind of sign - up bonus while still saving you the added cost of an annual fee.

That's an entire year you'd be missing out on 3X for all travel and dining, in addition to the other Chase Sapphire Reserve benefits such as the Global Entry reimbursement, Priority Pass lounge access, emergency evacuation and transportation coverage, and of course the $ 300 annual travel credit that effectively reduces the annual card cost to $ 150 per year.

Some welcome them as a cost - effective way to reduce emissions, while others worry that by selling «carbon neutrality» at the swipe of a credit card, they provide an excuse for «business - as - usual».

Accommodation, meals, and transportation costs in Paris — as well as here in London (where I've met with fellow journalists Christopher Booker and Matt Ridley, among others)-- have been charged to my personal credit card.

And, because the proceeds of burial insurance are typically paid out directly to the decedent's survivors, the loved ones can not just pay the cost of the funeral, but also other potential debts that the decedent may have had, such as uninsured medical costs, hospice expenses, or even items like credit card debt or personal loans.

Payment Protection Insurance policy bought with a mortgage, credit card, or any other type of loan, can double the cost of borrowing, as the lender may add the cost of the insurance to the loan and then charge interest on both.

• help You in the event of lost luggage, travel documents or credit cards by putting You in touch with the nearest embassy or other authorities • when medical care is needed, direct You to suitable medical facilities, monitor Your condition and treatment as well as keeping Your family and friends at home informed • authorise and guarantee payment of hospital and medical costs • decide if and when evacuation or repatriation is required and coordinate all facets • provide help to re-schedule travel plans when Your Trip is interrupted by an emergency

Students forget to factor in other life costs, such as health care, 401K deductions, income taxes, car payments, auto insurance, rent, utility bills, student loans, credit card bills and food expenses into their monthly budget.

Funeral expense insurance can be used to pay for the cost of the funeral alone, or it can cover additional final expenses such as outstanding medical bills, legal costs, or any other debts that you owe, such as credit card bills.

You can get up to $ 25,000 in coverage that can help your family members pay for unforeseen cost such as funeral and burial expenses, unpaid medical bills, co-signed credit card debt, and other financial burdens.

Many policy beneficiaries use the benefit amount to help pay for unforeseen costs such as funeral and burial expenses, unpaid medical bills, co-signed credit card debt, and other financials burdens.

This can include not only the funeral home expenses such as the cemetery plot or cremation costs, but also the minister, hearse, legal fees, medical bills and any other remaining expenses such as credit card balances, mortgage bills and a remaining car loan.

payments for debts in your name such as credit card debt, auto loans, college loans, and business loans future costs of your family's everyday life, such as the expense of child care, education, clothing, food, transportation, and utility bills remaining amount of your mortgage and other unpaid loans Add these up - the total represents your family's needs.

When they receive the payment, it can be used to cover the cost of funeral expenses, unpaid loans or debts such as credit cards or medical bills and any other related costs.

Funeral insurance can be used to pay for the cost of your funeral alone, or it can cover additional final expenses including outstanding medical bills, legal costs, or any other debts that you owe, such as, credit card bills.

The beneficiary can use the money for any purpose he or she chooses to; such as, to pay for living expenses, pay for your funeral and burial costs, pay off debt including mortgage and credit card debt, or use the money to replace your income, among other things.

The payment application supposedly enables users to transact with substantially lower costs compared to other alternatives such as credit or debit cards.

Bitcoin is gaining traction with some small merchants and others who want to reduce costs associated with accepting credit cards, such as content - aggregation site Reddit.com, and OKCupid.com, a dating site owned by IAC / Interactive Inc. eBay Inc..

In Florida as in 39 other states, buyer's realtors are offering up to 75 % of the 3 % commission as a rebate to pay buyer's closing costs, credit card debt pay off, etc..

A Foreclosure will also hurt your chances of getting other financing such as for a vehicle or credit card, or increase the financing charges and rate costing you even more money!

Credit card balances that are paid in full each month, home expenses like utilities and maintenance, and other routine costs like gas and groceries do not count as debt in the eyes of a lender.

However, other costs such as an automobile, food, and utilities (electricity, gas, water) are roughly the same for San Jose vs. Pittsburgh.Someone maxed out at 36 % of gross income for home, auto, and credit cards loans would have $ 1,056.16 of extra spending money per month for life's essentials in Pittsburgh and $ 6,485.44 per month extra in San Jose.