Sentences with phrase «costs at the expense»

And, should the borrower default, the lender can then claim their asset (a home or car, for instance) to recover their costs at the expense of the borrower.

On one hand neither cutting costs at the expense of productivity nor throwing good money after bad without getting any return are sustainable strategies.

The report suggests that Germany has been enjoying a sweetheart deal with Gazprom, gaining a competitive advantage in gas costs at the expense of fellow EU economies and leaving front line states at the mercy of Moscow's strong - arm tactics.

Reading that summary, one wonders whether the country needed such a forum to arrive at that consensus organized at a high cost at the expense of the tax - payer.

(CNN)-- If Congress passes the COINS Act replacing the $ 1 paper bill for a coin, the U.S. government may be able to save billions in printing costs at the expense of a little more jangle in the average consumers» pockets.

It stayed that way until 2011, when the pension fund was in such dire financial straits that the legislature increased the minimum service requirements back to 10 years to reduce costs at the expense of teachers.

This thinly veiled attempt to cut costs at the expense of the most vulnerable students is threatening 40 years of progress in the education of students with special needs.

This is obviously done with higher interest rates, fees and costs at the expense of the borrower.

Instead of there being a drive to cut costs at the expense of access to justice, the government would be better to focus on streamlining the systems in place to generate efficiencies, without hindering people's ability to bring valid claims.

Your policy contains coverage for defense costs at the expense of the insurance company for anything that would be covered under the policy if the suit or claim were successful.

The commission's manifesto reveals an unhealthy obsession with costs at the expense of access to quality health care for many patients.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

In June, a group of franchisees filed a lawsuit against parent company Restaurant Brands International, alleging cost cutting at the expense of franchisees.

The franchisees say that the company has effectively changed the rent and royalty structure by saddling franchisees with increasing costs and requiring them to renovate stores at their own expense.

At the same time, college costs have, according to published reports, increased 1,225 percent since 1978 (that is not a typo)-- more than housing, food or health - care expenses.

To live by the 50/30/20 plan, a person would need to earn twice as much as their fixed expenses, so GOBankingRates doubled the total cost of necessities to arrive at the total recommended take - home pay for each city.

«Canada's media and cultural industries are being severely damaged by the tax loopholes that benefit foreign digital companies and platforms at the expense of Canadian producers and workers and that cost the federal government at least $ 1 billion in revenues,» the union wrote in a statement on its website.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

If you have a serious health issue such as obesity, heart disease or diabetes, and your doctor recommends swimming as a vital form of daily exercise, you may be able to deduct the cost of a new pool in the backyard as a medical expense, according to Lisa Greene - Lewis, a CPA and tax expert at TurboTax.

Rather than identifying her security costs, IBM lists costs of security under other compensation, which includes ground transportation, an annual physical, family attendance at IBM events, and other personal expenses.

(His major expenses at the time of filing included a $ 7 million mandated payment to Lastonia Leviston, a Florida woman who said that Jackson had published a sex tape of her online without permission, as well as a soured headphone deal costing him $ 18.4 million.)

«We shorted it at $ 47 but because of option premium, borrowing costs, dividends, investigative expenses, our break even is around $ 31, $ 32,» Ackman said.

One of the big expenses we had at Custom House was the capital cost of all the servers and special air conditioning and backup generators, and the redundancy site at the other side of the country.

It is certainly possible that the unethical favours at the expense of of a third party might just be construed as the cost of gifts in the eyes of the giver and the receiver and hence become indistinguishable from other forms of self - interest.»

But at $ 499 for the basic 9.7 - inch iPad model — with 16 GB and no access to cellular data — it might not be worth the expense for cost - conscious sales teams.

Obviously, besides immediately abandoning its propaganda campaign, the Chinese government should reassure the global business community with concrete, honest, realistic, and market - based solutions that address the underlying pathologies of China's poor economic performance: massive debt, endemic overcapacity, and an economic system that channels low - cost capital into inefficient state - owned enterprises at the expense of private entrepreneurs and consumers.

Higher prices because of increased labor costs and other expenses have led some consumers to turn to more at - home cooking.

These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange rate fluctuations of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business of natural disasters.

People see the costs of citizenship behaviors much more clearly because they see them as coming at the expense of exceeding their targets or whatever is being measured.

We then look at the annual costs, which include your mortgage payment, real estate taxes, homeowners insurance, maintenance expenses and, if relevant, mortgage insurance and HOA fees.

At the end of the year, if you had no sales, your income statement would show $ 0 in revenue, $ 8,000 in depreciation expense ($ 80,000 cost - $ 0 salvage value divided by 10 years = $ 8,000 annual depreciation) for a pre-tax operating loss of $ 8,000.

These costs add up over time, meaning that the company could be looking at serious expenses to advertise new positions.

Pricing Strategy Shaved Ice is a product that yields a considerable profit in terms of cost to produce at $ 0.12 for a small cup to $ 0.30 for an extra large will be offered at the following prices: Small $ 1.50 Medium $ 2.00 Large $ 3.00 X-Large $ 4.00 Break - even Analysis Estimated monthly fixed expenses for a single store including rent, labor and utilities of $ 5,100 would require approximate 80 cups / day sales generating approximately $ 5,550 with a gross profit of $ 5,150.

It has the second - lowest average healthcare expense at $ 5,200 per year, as well as the 10th - lowest average housing cost at $ 9,300 per year.

Likewise, working additional hours at a job offers more in wages earned but comes at the expense of more time to do things outside of work, which is an opportunity cost of employment.

Housing - related expenses including rents and mortgages are by far the most burdensome at 2.5 times the national average, according to the Cost of Living Index, but other expenses aren't too far above average.

ETF costs are usually 0.1 % or less, which is why the ETF industry has grown tremendously at the expense of the actively managed mutual fund industry.

The fund costs 0.95 % in expense ratio, and trades with an average spread of 0.05 %, putting its total cost of ownership at around $ 100 per $ 10,000 invested.

This would sharply enhance growth rates during the expansion phase, much like margin borrowing enhances returns when market prices are rising faster than the debt servicing costs, but at the expense of sub-par performance once conditions reverse.

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$ 4995 plus any required travel expenses at actual cost — or three payments of $ 1995 each, at the project start, at one month, and on completion

In a May SEC filing, Tesla said, «Although we continue to remain on track with our progress at Gigafactory 2, our expectations as to the cost of building the facility, acquiring manufacturing equipment and supporting our manufacturing operations may prove incorrect, which could subject us to significant expenses to achieve the desired benefits.»

Over time this means that households will retain a growing share of China's total production of goods and services (at the expense of the elite, of course, who benefitted from subsidized borrowing costs) and so not only will they not be hurt by a sharp fall in GDP growth, but their consumption will increasingly drive growth and innovation in China.

Ultimately, the new ways of working introduced at Vodafone UK have lead to a faster and more commercially agile business; lower costs; reduced travel and expenses; improved green credentials; and better employee engagement.

[This savings rate report about wedding venue costs may contain affiliate links at no cost to you] Wedding venue costs are on my mind as I look at my March 2018 expenses.

Ameriprise cooperated with the Commission and voluntarily identified the affected accounts, issued payments including interest to the affected customers, and converted eligible customers to the mutual fund share class with the lowest expenses for which they are eligible, at no cost.

Other accrual liabilities, which could result in large adjustments at year end, although the Department of Finance noted that part of the increase in direct program expenses to date was attributable to «an increase in the accrual cost of employee and veteran future benefits».

In the non-system of floating exchange rates not balancing cross external accounts, this global trade liberalization has opened vast opportunities for cost arbitrage at the expense of workers in higher cost developed countries.

However, we believe that the exposure to foreign currency fluctuation from operating expenses is relatively small at this time as the related costs do not constitute a significant portion of our total expenses.

However, headwinds in pension expense will hamper earnings growth in 2013, as a historically low discount rate at our May 31, 2012, measurement date will increase these costs by approximately $ 150 million.