Online health insurance policies in India also cover various
costs before hospitalization such as diagnostic tests expenses.
Not exact matches
Note comments I've added to the question: I'm not in US so the money is worth differently - $ 1000 is more than a monthly wage, and medical
costs are subsidized by the government here, so $ 1000 coverage could for example cover recovery from small car crash (broken a bone or two, healing cuts, painkillers,
hospitalization for several days, a week of physiotherapy) or a diagnostics, week of
hospitalization, exams and drugs for non-chronic disease which can be healed in month or so... But I don't see how I could apply your answer, as I must choose insurance months
BEFORE the medical problem occurs?
We take into consideration
costs associated with surgery,
hospitalization, physical therapy, medical equipment, in ‐ home nursing, and lost wages
before making claims against the people and insurance companies that are involved in your case.
Like catastrophic insurance, an enrollee must meet the out - of - pocket deductible
before insurance will cover
costs such as doctors, specialists,
hospitalizations, x-rays, lab tests, and physical therapy.
For pre-
hospitalization, expenses up to 30 days
before hospitalization are covered, based on the doctor's diagnosis and recommendations including the
cost of health exams and tests and doctor's fees.
The medical
costs that are incurred 30 days (may differ from insurer to insurer)
before the actual
hospitalization are reimbursed as specified under the scope of the plan and it may include medicine expenses, laboratory tests, doctor visit, etc..
Analyses compared
hospitalization rates
before and after implementation of the model and comparative
cost savings were estimated.