Sentences with phrase «costs insurance policy purchased»

In the case at bar, counsel for the Plaintiff sought to recover the cost of premiums for an adverse costs insurance policy purchased by the Plaintiff to insure against the Plaintiffs» own disbursements, as well as the Defendant's costs and disbursements.

Not exact matches

It's important to note that PMI shouldn't be confused with homeowner's insurance, which is a separate insurance policy homebuyers purchase to protect themselves from the high costs of home damages.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

Before this season began, Emtman purchased a $ 1 million insurance policy from the NCAA, at a deferred cost of $ 14,000, that will pay off if Emtman is injured.

However, if you're an older adult and your reason for purchasing a life insurance policy is to ensure your loved ones are not left with funeral costs, a final expense policy may be the right fit for you.

If you're purchasing life insurance to help your family with any of these costs, a cheaper term life insurance policy would be a better fit, since the costs would be paid over time.

Term life insurance policies can be purchased to cover nearly any period of time, and will stay in effect for the entire period as long as you continue to pay the premiums (the cost of the policy, which can be paid on a monthly or annual basis).

When you purchase life insurance, you agree to pay the insurance company what's called a premium, a monthly or annual cost ensuring that your policy stays in effect.

Thus, term insurance may actually cost you more if you want long - term coverage, since you will need to purchase a series of increasingly expensive policies to maintain coverage throughout your life.

These differences may seem shocking to someone shopping around for life insurance, especially when you're trying to balance cost with coverage.State laws come into play both when you purchase your policy and when it's time to make a claim.

As you research your options for boat insurance, you might have some questions about the cost, what kind of coverage you should purchase, and what insurance company carries the best policies for your dollar.

In order to reduce costs and increase the policy's value over time, Northwestern Mutual lets you use dividends to purchase paid - up whole life insurance.

The Connecticut insurance company you choose to purchase a policy from will consider the following when determining your insurance premium costs:

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

Depending on the level of coverage you'd like, you can purchase a condo insurance policy in Florida for either the actual cash value or replacement cost of your dwelling and property.

A condo insurance policy in Florida may cost as little as $ 20 to $ 50 per month, depending on your condo's location, structure and the amount of coverage you purchase.

Each year as you grow older, the cost of insuring your life gets more expensive for the life insurance company, This is why the older you are, the more it costs to purchase a term life policy.

Assuming your assets (ideally, liquid assets) are enough to cover everything from funeral costs to estate taxes to your loved ones» future cost of living, you can consider passing on the purchase of a life insurance policy.

One of the easiest ways to offset the rising costs of a funeral, whether it be the cost of a burial or a cremation service, is to purchase a burial insurance policy (also called final expense or funeral insurance).

A person can purchase a long - term care insurance policy that will cover some or all of the costs associated with care provided in the home or a facility.

Your term life insurance costs will be higher if you purchase a policy with greater benefits.

This important whole life insurance policy is typically purchased to cover the cost of a funeral and burial and, sometimes, other expenses that must be paid to close an estate, such as credit cards and other types of small loans or bills.

There are many insurance and financial professionals who suggest that those who purchase a Term Life policy can make up for the investment component of a Permanent Life insurance policy by investing the cost savings between the two on their own.

Another major factor influencing your life insurance costs is the type of policy you purchase.

A typical insurance policy purchased directly from a provider would cost around $ 8 per month.

If you are not already covered through your existing homeowner's policy, you may be able to purchase identity theft insurance as an endorsement to your homeowners, renters or auto policy which may cost less than a stand - alone policy.

The premium of an insurance policy is the cost of purchasing the policy.

Most people have reported that they're happy to purchase a Poughkeepsie renters insurance policy once they understand how little it costs and how important it is.

Renters insurance policies generally cover the cash value of belongings (their value at the time of a claim), not the replacement cost of items (the cost of an item at the time of its purchase).

Since using a joint last - to - die life insurance policy can accomplish all the estate planning goals listed above, it's safe to say that it is a better option than purchasing two separate individual policies, especially considering the difference in cost.

In our analysis, the average homeowner's title insurance policy cost about $ 830 for a $ 200,000 home purchase.

The only way to determine how much a policy will cost you requires you to assess your coverage needs, decide which type of policy to purchase, and then compare rates from at least three different insurance companies.

For instance, a healthy adult may be able to purchase a life insurance policy costing a set number of premiums at $ 100 - $ 200 a month with a $ 100,000 benefit.

Similarly for renters insurance, one would not want to purchase an inexpensive renters insurance policy, only to find that when the pipes burst and flood the apartment, those damage costs are not covered past $ 5,000.

Pet insurance can be purchased on its own, and some home insurance policies also provide optional limited pet insurance coverage for an additional cost.

Fortunately, in this type of situation, your landlord insurance policy may be able to shield you from the losses associated with these problems and will typically include coverage for court costs and legal defense fees, up to your purchased coverage limit.

Many people purchase a life insurance policy to help replace their income or cover funeral costs if they pass away unexpectedly.

Typically, you can obtain $ 1 million in coverage for a couple hundred dollars annually; higher coverage amounts can be even more cost - effective.2 Before adding umbrella insurance, however, you generally must purchase the maximum liability coverage on your homeowners and automobile policies, which serve as a deductible for the umbrella policy.

When an individual purchase a dividend paying whole life policy, a portion of their premium covers the cost of insurance and a portion goes toward the cash value (CV).

As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.

Another way to save is to purchase a pet insurance policy to cover unexpected veterinary costs, while ensuring your cat receives the best medical care.

You may want to consider purchasing a pet insurance policy or starting a pet health savings account so that unplanned veterinary costs don't catch you off guard or require your vet to offer less than the optimal care to fit your budget.

Pet Insurance policies do not cover routine care or pre-existing conditions.However, you can purchase a pet wellness plan for additional cost.

In which case, purchasing an annual travel insurance policy can be very cost - effective - meaning regular trips abroad to wherever you choose with visits home in between!

As of today, every customer who purchases a new policy directly through Co-op Insurance, will see 10 percent * of their motor or home carbon emissions, for the first year of their policy, offset through carbon reduction projects in the developing world which have added social and environmental benefits, at no extra cost to them.

If a plaintiff is contemplating purchasing first pay insurance it is important that they reach an understanding with their lawyer as to whether or not the unpaid disbursements will be a first claim against the policy limits in the event of an adverse cost award.

A McKool Smith lawyer recently helped convince a Delaware Court that a $ 10 million insurance policy his hotel chain client purchased from National Union Fire Insurance Company should cover his defense costs of a trade secrets case — even though the policy excluded trade secretinsurance policy his hotel chain client purchased from National Union Fire Insurance Company should cover his defense costs of a trade secrets case — even though the policy excluded trade secretInsurance Company should cover his defense costs of a trade secrets case — even though the policy excluded trade secrets claims.

With rate guarantees preventing insurers from increasing the rates of existing policy holders, many Canadian insurers have been forced to increase the cost of new permanent life insurance purchases by up to 50 %, and more increases are likely.

However, with the cost for new purchases of permanent life insurance products rapidly increasing, fewer customers will be interested in cancelling their existing policy in favor of alternatives.

People purchase insurance policies to protect themselves against costs and financial hardships affiliated with unexpected events.