Sentences with phrase «costs over the long term»

But cutting the YJB won't save much money — around # 100,000 over three years — and threatens, through undermining a joined - up youth justice system, to actually increase costs over the long term through higher criminality and the attendant costs to individuals and the state.

Though zero emission buses are proven to have lower maintenance costs and better fuel economy that reduces costs over the long term, transit agencies have expressed concern over the high capital costs.

«The cost over the long term may very well be more, but the accessibility potential is there up front.»

The interest rate is usually a bit higher for having this convenience and could cost you over the long term if you don't plan on repaying the full amount in the near future.

Active management, on average, can not beat passive management after costs over the long term.

You simply capitalize on a lower average cost per share, leading to a lower overall cost over the long term.

Even if rates don't rise, you'll save on interest costs over the long term.

That way, you'll be less likely to get burned by high costs over the long term if you make the occasional bad buying decision.

Once the IAEA starts increasing the allowable radiation limits for the public this should be the trigger to start the process that leads to reducing the cost of nuclear energy; and the catalyst to keep reducing costs over the long term as the radiation limits are reviewed and increased periodically.

But I agree that it has the potential to provide relatively low - cost 24/7 baseload electricity at a low cost over the long term.

These simple and obvious sounding tactics can go a long way towards reducing your Royal Oak insurance costs over the long terms.

Through everyday use and controlled tests, we checked for image quality, reliability, customizability, and features, then analyzed how much they'll cost you over the long term.

A less - than - perfect resume may not just cost you the job you want, but a huge amount of money in missed opportunity costs over your long term career.

Preventing and mitigating ACEs in the early years can help Wyoming reduce costs over the long term.

Early interventions to promote the health and well - being of children have been shown to help mitigate the negative consequences of child maltreatment and have long - term positive effects on the health of maltreated children.5 Services are required that provide support to families as soon as they need it, and provide early permanency decisions.6 Interventions that exhibit these characteristics are most likely to improve children's mental health and well - being and reduce health and societal costs over the long term through increased likelihood that children will have higher educational achievements, successful lives and be less likely to be dependent on the state.

If your new landscape's lacking, start planting trees as soon as possible — you'll not only see lower energy costs over the long term, but also an average 18 percent boost in value, according to the Arbor Day Foundation.

Not exact matches

CHICAGO / SAN FRANCISCO, April 20 - As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

The report also forecasts short - and long - term interest rates will ratchet up steadily over the next decade to 3.2 percent and 4.2 percent, respectively, which means the costs to borrow are also certain to go up.

What they may not realize is they are costing themselves a lot more money over the long term with a website that is ugly, confusing, and dysfunctional.

If your business needs to buy its facility, your initial costs may be high, but the building's cost can be financed over a long - term period (15 to 30 years).

Capital costs can make staying in the business difficult over the long term.

Along the way, Bogle shows you how simplicity and common sense invariably trump costly complexity, and how a low cost, broadly diversified portfolio is virtually assured of outperforming the vast majority of Wall Street professionals over the long - term.»

CHICAGO / SAN FRANCISCO, April 20 (Reuters)- As the gap between short - and long - term borrowing costs hovers near its lowest in more than 10 years, speculation has risen over whether the so - called yield curve is signaling that a recession could be around the corner.

Although the one - time costs of being connected are higher on an annual basis, benefits accumulate over time, as they tend to be made as long - term investments in productivity.

However, all investors do have control over two huge factors that can put a serious drag on long - term returns: investment costs and taxes.

Stephen Tapp, a former Bank of Canada economist who now is research director at the Institute for Research on Public Policy, reckons the reversal will cost 0.2 percentage points of gross domestic product annually over the longer term.

Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.

This would add to the company's cost burden in the short - term, but over the medium and long term, it could be a benefit — if tariffs go through.

In recent years, money has flooded into low - cost index funds and out of more expensive actively managed funds, thanks in part to a greater focus on the large bite fees take out of already lackluster retirement balances over the long term.

As a result, 57 percent chose a six - month loan with a higher APR over a longer - term loan to minimize total interest costs, fees, and expenses.

Maintain consistent contributions over the long term for dollar - cost averaging and don't get scared in market swings.

As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is paying interest over a longer period of time.

The gist of these studies is this: Over time, investors who buy and hold long - term investments, and specifically low - cost index funds, earn more money than investors chasing the latest investment trend.

We believe that by managing for increasing Collisions + Co-Learning + Connectedness (when combined with Diversity + Density), we will improve the innovation and productivity of downtown Las Vegas over the long term, even if it's occasionally at the cost of short - term profits or cash flow.

What we were really providing investors was a level of discipline that few individual investors can muster over time — by adopting a long term asset allocation strategy and using low cost investment vehicles, our long term performance was always going to be better than the average individual investor who tends to time markets and chase performance, with little understanding of the costs they are incurring.

In contrast, Public Banks empower small businesses, students, homeowners, city and state governments, and community banks to prosper and thrive by banking for the common good over the long term, and making low - cost credit available where it is needed in the real economy.

Committed to investing over the long term — at least 10 years — because it may take that long or more for the tax - deferred benefits to offset the associated costs.

- 00:08:10 Lisa breaks down the percentages of buyers and sellers - 00:08:37 Lisa shares all her income - producing lead sources - 00:09:24 Lisa dives in to her internet / FB lead sources, including cost per lead and percentage of sellers vs. buyers - 00:12:55 Lisa discusses her follow - up process and how she nurtures internet leads - 00:15:00 Lisa goes over her ISA's process - 00:17:17 Lisa discusses the process between long - term and short - term leads - 00:18:27 Lisa discusses her follow - up process in detail - 00:20:45 Lisa shares how she works Zillow leads, including average conversion time, percentages, cost per lead, and follow - up process.

The shorter - term loan will likely have a higher periodic payment, but the overall interest cost of the loan could be less, while the longer - term loan will probably have a lower payment but include a higher total cost of financing over the course of the loan.

As you become a more sophisticated investor the target date fund might not make as much sense to you since you can get smaller incremental investment returns investing your IRA in a mixture of low cost index funds — which have lower fees over the long term.

According to Morningstar, ETFs are the best choice for investors who are seeking cost - effective methods of investing large amounts of money that they are planning to hold over the long term.

Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.

This move would likely save tens of billions of dollars over ten years without affecting the long - term cost.

However, assuming rates do rise over the intermediate to long - term, there can be tremendous opportunity cost in owning bonds with low coupons and lengthy maturity.

As you can see, adding time to your repayment plan helps you in the short - term, but it costs you money over the long run.

Since the vast majority of money managers underperform their benchmarks over the long - term after costs, you will by definition do better than most money managers.

That's because higher borrowing costs reduce the potential for savings over the long term.

In one illustrative example from the Congressional Budget Office (CBO), at best one - quarter of the cost of a broad - based cut in individual rates could be offset by economic growth over a decade, and even that assumes future tax increases will ultimately be enacted to stabilize the long - term fiscal picture.

This was exasperated recently when I was discussing the case of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization structure to replace equity with debt by borrowing funds on a long - term, low - cost, fixed - rate basis to repurchase stock, lowering the total count of outstanding shares.

Mutual funds can charge 1 % to 3 %, or more; Over the long term, these cost differences can compound into a noticeable difference.