The bottom line for investors: The extra operating
costs paid over time for broker - sold load index funds are triple those paid by investors in true no - load mutual funds.
The interest affects
costs paid over time when repaying a loan.
Not exact matches
Consider our A / C example again: «The energy savings you get by cooling your home with a CryoQuad Quiet - Cool can
pay back the
cost of the unit by the end of the summer if you get it now... and save you hundreds of dollars more in energy
costs over the lifetime of the unit.»
Still, many people factor in an ownership premium — the amount they'd
pay over and above the
cost of renting for the freedom, stability and simple bragging rights of having their own place.
That establishes a conundrum: one must maintain these quite different forms of global power without knowing if the
cost is justified, until the moment arrives when others would
pay ten times
over to hold what you have in hand.
«The
cost to go out if we lost all those people to retrain and get people that were as good at doing a job as they were pre-fire, I think it would have been tenfold
over what we ended up
paying them out.
A group of companies that spend the least on employee
pay has outpaced a basket of high - labor
cost stocks by 13 percentage points
over the past year, according to data compiled by Goldman Sachs.
That same project with a build
cost of $ 75,000 per flowing barrel and $ 20 per barrel operating
costs would
pay over $ 10 per barrel less in taxes and royalties.
If you put those two story - lines together, a mine which
costs $ 20,000 per barrel per day to build and $ 10 per barrel to operate would
pay an average of $ 42.50 per barrel in royalties and taxes (again, today's dollars)
over the life of the project if the U.S. Energy Information Administration price forecast proves accurate.
The Ooma Telo
costs $ 110 upfront, and you'll have to
pay a $ 40 fee if you want to port your existing number
over to the service (though you can get one from Ooma for free).
A «T - Mobile One Prepaid» plan that
costs $ 75 a month for «unlimited» LTE data, but caps video streamed
over the network at 480p unless you
pay $ 3 for a day's worth of HD streaming.
Beyond
paying into EI, Canadian companies front no direct parental leave
costs unless they choose to offer top - ups
over and above the 55 %.
By using the
pay - as - you - go model, companies could save dramatically — up to 50 percent
over five years, Forrester predicts — by increasing efficiency, postponing additional purchases, reducing staffing
costs, and improving how they monitor and account for computer usage.
It's also important to be aware of how much you're
paying in fees on your retirement savings — ultimately, it could
cost you upwards of $ 100,000
over a lifetime to maintain your retirement savings.
«We agree with her remarks about the high
costs of living in San Francisco, which is why we announced in December that we are expanding our Eat24 customer support team into our Phoenix office where we will
pay the same wage,» read a company statement, echoing CEO Stoppelman's comments on Twitter
over the weekend that the
cost of living in San Francisco was excessively high.
«You'll buy more shares when the prices are down and
over time, you
pay a lower
cost per share.»
Of course, the move would also
cost them billions in revenue — the FCC estimates that the average American household
pays $ 231 in set - top box rental fees per year, a number that's only gone up
over the past couple of decades.
The higher your margin the better, because you need to have enough left
over to
pay your indirect
costs or overhead (things like salaries, rent, advertising, telephone, and utilities) and still make money.
The agreement is expected to save Ontario's electricity system about $ 70 million in
costs over the seven years, but the two government's cited «commercial sensitivities» for refusing to say how much Ontario will
pay for the electricity.
At today's interest rates for student loans, it would
cost a grad a hefty $ 530 a month to
pay that debt off
over five years.
When he came back to China, father and son went to a Country Garden sales office and
paid more than 30 percent down on an apartment
costing over $ 130,000.
Because of this, it's possible you could end up with an APR that will
cost you more
over the life of the loan than you'd
pay for an origination fee.
In addition to the Canada Pension Plan Account, there was a Canada Pension Plan Investment Fund that would take the surplus that accumulated
over and above administration
costs and the amount of money required to
pay immediate benefits (i.e. three months» worth) and invest it in provincial and federal securities.
While the monthly payment may be more
cost - effective than a standard or graduated repayment plan, borrowers may
pay more
over the life of the loan in interest accrual.
The Ontario Court of Appeal has upheld a decision that a lawyer must personally
pay the legal
costs of a hospital and a doctor involved in a legal battle with her,
over her attempt to remove a client from life support, saying she was «intent on achieving her own personal objective.»
But the building
cost had gone
over budget by at least $ 130 million, and in order to
pay for the remaining equipment, SolarCity would need to pony up an estimated $ 200 million of its own, according to people familiar with the matter.
Over the course of the mortgages, however, paying back the borrowed $ 250,000 costs $ 414,763.20 when paid off over 30 years, but just $ 311,410.80 when paid back over 15 years — which would save a borrower over $ 100,000 in inter
Over the course of the mortgages, however,
paying back the borrowed $ 250,000
costs $ 414,763.20 when
paid off
over 30 years, but just $ 311,410.80 when paid back over 15 years — which would save a borrower over $ 100,000 in inter
over 30 years, but just $ 311,410.80 when
paid back
over 15 years — which would save a borrower over $ 100,000 in inter
over 15 years — which would save a borrower
over $ 100,000 in inter
over $ 100,000 in interest.
Conversely, larger companies with
over 1400 orders per month
pay about the same or less for labor and storage
costs than going with a 3PL company.
This can be true even for investors today since (
over a relatively long horizon) the benefit of the tax deduction can offset the
cost of
paying the higher interest rate on interest - only loans that now apply.
Because the restricted shares are accounted for as options, the Notes are not recorded in the accompanying consolidated balance sheets, the shares are excluded in the totals for common stock outstanding as of April 30, 2012 and 2013 and December 31, 2013, and compensation
cost is recognized
over the requisite service period with an offsetting credit to additional
paid - in capital.
Despite the seemingly high
cost, the Solar Roof tile system still
pays out
over the long haul and has a net savings
over 30 years.
As a general rule, a short - term loan will have a higher periodic payment, but a lower total interest
cost of the loan when compared to a longer - term loan — even if that loan includes a lower interest rate, because the business is
paying interest
over a longer period of time.
Voters back debt reduction
over tax cuts: More voters overall believe the government should
pay down debt rather than cut income tax — except those who face higher
cost of living pressures.
The first policy would likely have significant
costs as a result of fewer firms
paying the mandate penalty, and the second policy was estimated in 2015 to
cost $ 53 billion
over ten years.
If you
paid any attention at all to what was going on in 2010 when it was passed, it allegedly had a
cost of $ 1 trillion
over 10 years.
More favorable terms:
Paying upfront, instead of
over time, is a huge boost to your vendors» cash flow and reduces their carrying
costs.
While these longer loans come with lower monthly payments, they can also result in borrowers
paying much more
over 6 or 7 years than their car actually
costs.
Also, your company decides which investments are available, meaning you have limited control
over what you can invest in and how much you
pay in investment
costs.
Buyers
pay a premium
over the spot price to cover the
costs of producing the gold, as well as distribution
costs and dealer markups.
PSI Myanmar will
pay Living Goods
over three years for its work, which Living Goods expects to cover most of its
costs for the project.53
Typically, the loan will be
paid back
over a set period of time, known as the loan term, and you'll be charged a percentage of the remaining balance in interest each month as a
cost of borrowing the money.
The customer would
pay back SolarCity and its financial partners
over the course of a 20 - year lease, ideally at a monthly
cost that would be lower than their traditional utility bill.
The Vanier Institute of the Family says that, on average, it
costs the typical Canadian family $ 1,000 to $ 1,200 a month to put a two - year - old in full - time daycare, or the equivalent to
paying the principal on a $ 360,000 house
over the life of a typical 25 - year mortgage.
You're
paying more money up front, in the form of closing
costs, but you'll
pay less in interest
over time.
In an effort to simplify the tax code, the House plan cut that to four brackets, but the change
cost $ 1 trillion
over the next decade because some filers (especially those earning between roughly $ 500,000 to $ 1 million) ended up
paying less.
This will increase the total
cost of your loans
over time, because you will then
pay interest on the increased loan principal balance.
Bottom line: Make sure you know how much interest you'll
pay over the life of the mortgage, plus lending fees, like points, and other
costs, like mortgage insurance.
This increases the total amount of insurance you'll
pay over the life of the loan, while lowering the up - front
costs you must
pay at closing.
Add up those fees, and they can easily
cost you more
over the first couple of years than the deposit on a good secured credit card — and, unlike a security deposit, the fees you
pay are money you'll never get back.
The retirement of the baby boomers
over the next several decades will mean astronomic increases in
costs, notably for health care, with relatively fewer people of working age to
pay them.