Sentences with phrase «counseled general agents»

After graduating from Yale Law School in 1963, Richard F. Banbury worked in the Law Department of Aetna Life & Casualty in Hartford, where he counseled General Agents and administrators on the implementation of Group Life, Group Annuity and Group Health Insurance Programs.

Not exact matches

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(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

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Crown counsel are agents of the Attorney General, who are central in maintaining public confidence in the legal system.

For those unfamiliar with the company, it is a new - generation online legal directory that was launched in June 2007 by Mark Britton, the former general counsel of online travel agent, expedia.com.

Law firms and general counsel will need to understand the red tape requirements in their chosen location, and how this will affect key areas such as contractual agreements with clients, suppliers or agents; employment of domestic and overseas staff; and business administration issues eg are local or sector - specific permissions needed?

In 2016, more than 100 individualized responses were provided to lawyers requesting information on topics such as: lawyer mobility (across Canada and outside Canada); how coverage applies where lawyers enter into indemnity agreements with third parties; coverage for firm general counsel; and whether coverage is available for document review work or other non-traditional services, such as those provided by individuals working as workplace investigators, mediators, arbitrators, trustees / executors, or escrow agents.

The Guide for General Counsel on Corporate Sustainability provides guidance to in - house counsel in their emerging role as key change agents to advance corporate sustainability issues within their organisCounsel on Corporate Sustainability provides guidance to in - house counsel in their emerging role as key change agents to advance corporate sustainability issues within their organiscounsel in their emerging role as key change agents to advance corporate sustainability issues within their organisations.

For those unfamiliar with Avvo, it is a new - generation online legal site that was launched in June 2007 by Mark Britton, the former general counsel of online travel agent, expedia.com.

-LSB-...] unfamiliar with Avvo, it is a new - generation online legal site that was launched in June 2007 by Mark Britton, the former general counsel of online travel agent, -LSB-...]

In B.C. the office the Attorney General through their agents called «Crown Counsel» is the party who ultimately decides how serious the charges are.

For those unfamiliar with Avvo, it is a new - generation online legal directory that was launched in June 2007 by Mark Britton, the former general counsel of online travel agent, expedia.com.

Jonathan Sparks is the executive attorney at Sparks Law, where he helps out startup and tech companies with business law issues, general counsel and registered agent services.

A cautionary message comes from Dave Snyder, vice president and assistant general counsel, of the American Insurance Association, in Washington, D.C. «Check with your insurance agent or your insurance company about possible policy exclusions that would be applicable in this situation.

Foreign agents using their real names on Facebook can try to cause chaos as long as they're acting within Facebook's rules, Facebook General Counsel Colin Stretch's testimony revealed.

At NAR's midyear meetings, NAR General Counsel Laurie Janik and industry consultant Ann Bailey presented how the licensing opportunity could resolve all potential outstanding and future claims by CIVIX against REALTOR ® - associations, MLSs, and MLS system vendors, as well as brokers and agents.

Moderator Joe Rand is the general counsel and managing partner for Better Homes and Gardens Real Estate — Rand Realty, one of the largest companies in the New York region with 25 offices and 800 agents closing over $ 1.5 billion in real estate transactions in 2014.

«We have a general counsel who not only teaches every week at our sales meetings, but is free to our agents,» says Sanders, who goes on to explain that the firm's agents can call her any time to answer any legal question they may have.

We look to build a larger network of the «best of the best» agents and offices throughout the entire state of New York,» said Duffy Hanna, Esq., President of Barristers Title and Escrow Company and Howard Hanna General Counsel.

The Bureau received over 2,800 comments on the TILA - RESPA proposal during the comment period from, among others, consumer advocacy groups; national, State, and regional industry trade associations; banks; community banks; credit unions; financial companies; mortgage brokers; title insurance underwriters; title insurance agents and companies; settlement agents; escrow agents; law firms; document software companies; loan origination software companies; appraisal management companies; appraisers; State housing finance authorities, counseling associations, and intermediaries; State attorneys general; associations of State financial services regulators; State bar associations; government sponsored enterprises (GSEs); a member of the U.S. Congress; the Committee on Small Business of the U.S. House of Representatives; Federal agencies, including the staff of the Bureau of Consumer Protection, the Bureau of Economics, and the Office of Policy Planning of the Federal Trade Commission (FTC staff), and the Office of Advocacy of the Small Business Administration (SBA); and individual consumers and academics.