Sentences with phrase «couple of late payments»

I had a bankruptcy, eviction and a judgment, medical bills with some couple of late payments on my credit report.

I had a very low score of 465, some couple of late payments and several collections.

Then again, FMF probably has fairly low interest rates on his cards - the average consumer with a balance who has made a couple of late payments probably has a much higher interest rate, and so would end up paying the 4 - 5 times the original amount.

Even a couple of late payments within the last 12 - 24 months can significantly drop your creditworthiness in the eyes of a potential lender.

If you have a couple of late payments, consider writing a «Goodwill Letter» to the creditor and ask that the late payments be removed, for more on this tactic read my article on goodwill letters.

We pay the bills on time but are struggling and have made a couple of late payments.

If there are no transactions are registered, it can be equally as damaging as one which you have had a couple of late payments on.

It will take longer to recover after filing bankruptcy (which stays on your report for 10 years), for instance, than it will if you just had a couple of late payments.

Usually pay your bills on time, but have a couple of late payments showing on your credit report.

Jerry and Barry have minimal differences in their lives (a couple of late payments and a stronger or weaker credit profile) with major differences in the price they pay for important things in their life.

Poor Credit Credit Cards - 3 Tips to Getting Approved Just a few black marks on your credit report — a couple of late payments, an account that's been «charged off» — can be enough for creditors and lenders to consider you a «high risk» customer.

Not exact matches

Half an hour later, he put a down payment on a couple of condos that won't be built for two to three years.

It only took a couple of weeks to achieve our goal of nearly eliminating underpayments, overpayments, and late payments for BitPay merchants and their customers.

Sylvia Flores, chief creative officer for Bad Agency, has used coworking spaces for the last couple of years and considers them to be «the hotbed for the latest and greatest ideas and technology — it wouldn't be surprising at all if the space I'm in adopted biometrics as a payment option.»

The payment was made a couple of days later, following provisional agreement on a new accord with the IMF to roll over US$ 12.5 billion in debt over three years as part of a revised programme for the country.

Further more, be sure the account has a good couple years history (the more years the better), has a balance of 30 % of the credit card limit or lower, it is paid on time monthly with no late payments and be sure the credit card company reports to all three major credit bureaus (Experian, Equifax, Trans Union).

If you're a couple of weeks late, make that payment immediately.

Here are a couple of bullet point guidelines you'll need to be aware of: No foreclosures in the preceding 7 years No late mortgage payments within the last 12 months 6 months of mortgage payments in need to be in reserves for each other second home or...

Very unfortunately, we had a couple late payments (one Chris, one me) on our worst cards during an unexpected furlough — that sent the interest rates skyrocketing (again, before some of the more recent reforms) because at the time, we had no emergency fund and each lost two week's pay — in the same month.

Later that year I decided to sell a large part of my position but not before I was able to receive a couple of dividend payments plus I collected some capital gains when I sold it.

This scam, which is sadly legal, starts when the person with bad credit ends up being a couple of days late with the payment.

Another possible option is to hold off on the home purchase for a couple of years to allow your credit score time to bounce back from the late payments.

He calls back a couple of days later and is told the payment has gone through.

A couple days later I tried to use the same card to make a payment towards my mortgage, they we're going to charge 3 % instead of 2.5 %.

Say you have two credit cards, Card A and Card B and you make the minimum payments on both but you miss a couple or you are late on Card A. Now, even if the interest rate on Card A stays unchanged, the card issuer of Card B gets this information on lates from your credit file and can use increase your rate on Card B.

That couple of hours you take to correct a billing error or negotiate a payment plan can save you big headaches later on, such as being denied credit because of a delinquency on your credit report, says Winkfield.

I made late payments a couple of times on my Bank of America Visa card.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Seems pretty disingenuous to charge these struggling consumers super high fees (15 % of their debt over 18 months) and then run a press release about how they are so pro consumer that they will defer a couple of the payments until later for just 3 of them.

Melinda «Dear Steve, I made late payments a couple of times on my Bank of America Visa card.

We used an AIG loan to buy a laptop, and our last payment was just a couple of weeks late — all that interest — $ 300.00 worth.

A couple of years later, the Patent Rules were amended as they relate to fees for small entities, including provisions that allow for extensions of time for payment of large entities fees «if the Commissioner is satisfied that the circumstances justify the extension» (see Section 26 (3) and 26.1 of the Rules).

A couple days later, the complaint says, Nelson and Rajwani discussed a fee for brokering a domain deal, and Nelson stated that Faraday Future likely wouldn't offer equity as a form of payment.