Sentences with phrase «coupled with the low interest rate»

Branches make up about 40 - 60 % of the operating costs of most banks, and coupled with the low interest rates on loans, this means that offering anything over the bare minimum amount of interest means that your bank is operating at a loss.

«Today's slow growth outlook and volatility coupled with low interest rates create a challenging environment, particularly for participants nearing retirement.

The abundant capital in the marketplace, coupled with the low interest rate environment and still attractive yields, are expected to continue to fuel demand and higher prices.

«A combination of demand and limited additional supply on the market, coupled with the low interest rate environment that we are in, has really created a good environment to be a seller of real estate right now,» says Nick Anthony, chief investment officer at diversified REIT Duke Realty Corp..

There are a massive number of houses on the market here; coupled with low interest rates I think this is why it hasn't sold.

Lack of inventory, coupled with low interest rates and rising home prices, stimulate competitive markets.

Not exact matches

Not just because interest rates are low but because bond indexes have greater interest - rate risk, coupled with a tiny buffer to help offset losses.

But you have a couple of good options to lower your rates — which helps you pay off the debt faster with less interest.

For instance, if you just have a couple of credit card bills but you have plenty of disposable income to make extra payments each month, consolidating your credit card debt to a personal loan with a lower interest rate could save you money on interest and allow you to pay off your debt faster.

Following the British vote to exit the European Union, global economic concerns, coupled with weakness in the Japanese economy, drove interest rates in Britain, Europe and Japan to fresh lows, prompting a burst of yield - seeking speculation that has driven the S&P 500 Index a few percent above its May 2015 peak.

Make sure that your exceptional credit score is coupled with a low debt - to - income ratio to improve your chances of getting a mortgage loan with a lower interest rate.

Historically low interest rates coupled with a well - functioning financial system and persistent, but moderating, employment growth will provide needed support.

Coupled with low inflation and low interest rates, this rise in income should help boost economic growth beyond the lukewarm 1 - 2 % we've seen for the past several years.

I agree with earlyretired, I am not sure that interest rates will remain low past the next couple of years without some adjustment to government spending.

If this does come to pass, does it make more sense to buy now with a low - interest loan (with a more valuable dollar) or wait it out a couple years and buy a cheaper home with more down payment and higher interest rate?

The combination of low levels of ES funds and the cash rate remaining close to its target suggests a couple of conclusions: first, the market players involved with RTGS have adapted well to operating in the new environment; and second, participants have reasonable confidence about the availability of cash near the interest rate announced by the Reserve Bank as its policy target.

The movement of benchmark interest rates, coupled with significantly lower lending volumes and surging prices for collateral, could make Q3 ’17 a very interesting — and treacherous — earnings period for financials with exposure to MSRs and other aspects of residential housing finance.

«For the Australian market, investors have been looking for a profit recovery after the last couple of years of very tough conditions and we're seeing early signs of that with the pickup of the economy and also the low interest rates is also making Australian shares attractive,» Australian Super chief investment officer Mark Delaney, said.

This is coupled with the Bank of England's low interest rates, which are leading to cheap and appealing mortgage deals.

But later I spoke to another bank (CEFCU) where I had pre-approval as well and they said I can refinance with lower interest rates within next couple of days.

The rates for annuities vary with interest rates — which are currently quite low — but right now a 70 - year - old couple can get an income of 4.8 % of the principal you put down for life, fully indexed to inflation, says Otar.

Even with today's low interest rates, a couple putting down a 25 % down payment should spend no more than three and a half times their annual household income on a house.

FHA loans are federally insured loans that allow buyers who have weaker credit history, coupled with limited funds available for down payment, to obtain a mortgage with a great interest rate and low monthly payments.

I just talked to a couple of my credit card companys and more than half of them are working with me to lower the interest rates on my cards after telling them my situation.

After visiting with the new mortgage broker, and supplying the same information, the couple received a lower interest rate — and with fewer closing costs — than the large national bank offered.

Worst case, I think, is that you find yourself with «dead money» for a couple of years, and in these times of low interest rates «dead money» is not so devastating.

Then again, FMF probably has fairly low interest rates on his cards - the average consumer with a balance who has made a couple of late payments probably has a much higher interest rate, and so would end up paying the 4 - 5 times the original amount.

I have this complicated spreadsheet that models this out over time with varying strategies to keep taxable income below around $ 60K (cutoff for a couple to get insurance subsidies in my state and also to keep capital gains taxed at 0)-- SEPP for baseline income (which is actually kind of poor right now... mid term interest rates are at record lows....

Most large pension plans are on a collision course with reality; a high assumed earnings rate coupled with today's low interest rate environment are a potent combination and a receipe for disaster.

With interest rates at record lows, it's possible that even a bond a fund could lose money over a period of a couple of years.

Couple that with low interest rates that may weaken dividend yields, and your 401 (k) may seem like a wholly dated, retro savings account that doesn't have as much impact as it used to.

The interest of Japanese retail investors towards Bitcoin can be explained by low interest rates for savings accounts coupled with mistrust of Japanese people towards their state pension programme.

Low interest rates here and abroad, coupled with softened global economic conditions, mean foreign investors are increasingly looking to invest in new construction projects in the United States.

Low interest rates, coupled with deprived inventory in many markets, created an ultracompetitive marketplace in which agents were bringing nothing short of their A game to the table.

«The current interest rate environment coupled with the lower building values and high vacancies is presenting a unique opportunity to the owner / user group right now,» said Mr. Schuchts.

«Limited inventory of low - priced homes, coupled with expectations for rising interest rates, likely foreshadow a frenetic, anxiety - filled spring buying season for qualified first - time homebuyers,» Loebs says.

From where I stand, when you couple still - low interest rates with some economists» predictions that there will be a moderate increase in inventory, it looks like we very well may have a seller's market in 2018.

The momentum of record - low interest rates for borrowers, coupled with an investor flight to real estate, ran head - on into...

Make sure that your exceptional credit score is coupled with a low debt - to - income ratio to improve your chances of getting a mortgage loan with a lower interest rate.

With pricing reaching an all - time high in a deal - drought environment, coupled with global market volatility, investors and developers are skittish in where to put their dry powder, pushing private equity professionals to new, niche areas of real estate that haven't previously been explored.As the industry emerges from a low interest rate environment, and into a rapidly changing landscape with lower taxes, less regulations, higher rates and higher inflation, what does this mean for private equity real estWith pricing reaching an all - time high in a deal - drought environment, coupled with global market volatility, investors and developers are skittish in where to put their dry powder, pushing private equity professionals to new, niche areas of real estate that haven't previously been explored.As the industry emerges from a low interest rate environment, and into a rapidly changing landscape with lower taxes, less regulations, higher rates and higher inflation, what does this mean for private equity real estwith global market volatility, investors and developers are skittish in where to put their dry powder, pushing private equity professionals to new, niche areas of real estate that haven't previously been explored.As the industry emerges from a low interest rate environment, and into a rapidly changing landscape with lower taxes, less regulations, higher rates and higher inflation, what does this mean for private equity real estwith lower taxes, less regulations, higher rates and higher inflation, what does this mean for private equity real estate?

The momentum of record - low interest rates for borrowers, coupled with an investor flight to real estate, ran head - on into increasingly weak fundamentals in the property sectors.

Current low housing prices, coupled with historically low interest rates (the 20 year average is 7 % but a minimum down FHA loan can be had for 4.5 % today), explains why the monthly mortgage payment on a median priced house bought with a 20 % down payment has fallen to an all - time low of 13 % of the median income.