Some jewelry floaters also provide coverage against more perils than homeowners insurance does — they might
cover accidental loss, for example, while a basic homeowners policy would not.
Before you take out insurance read the fine print, as some providers do not
cover accidental loss or mechanical damage.
Some won't
cover accidental loss.
The Insurer will pay for the Insured's
covered accidental loss of life, hand, foot, or sight which occurred:
Not exact matches
We've thought about those of you that prefer travelling holidays, caravan in tow, and have developed Caravan Insurance to
cover your caravan and what you've put inside of it against
accidental damage,
loss, and theft!
That's why we have designed our Home Contents Insurance so that it will
cover all the items that you have filled your house with, against theft,
loss and
accidental damage.
Insurance is designed to
cover sudden and
accidental losses that you can't afford to
cover, not minor day to day situations that happen to everyone.
The idea of Waypoint Homes renters insurance is that an
accidental fire or other
covered loss doesn't have to be a life - altering event.
The basic card
covers storage,
loss of use, towing, theft, and physical damage, although Platinum and Premium cards also
cover certain medical expenses for
accidental personal injury,
loss of personal property and
accidental death and dismemberment.
Your renters insurance policy is designed to
cover losses which are sudden and
accidental.
That means most direct, sudden and
accidental physical
losses are
covered.
Insurance is designed to
cover «sudden and
accidental»
losses caused by perils named in the policy.
Renters insurance is designed to
cover sudden and
accidental losses which could not reasonably be
covered by the insured.
Renters insurance
covers an
accidental fire
loss.
It usually
covers loss,
accidental damage and theft but may not
cover you if your phone is stolen when you leave it unattended.
Most do not
cover jewelry for damage (e.g., bent prong and lost stone), or
accidental loss (e.g., your ring is lost while swimming).
You will usually also have to tell the insurance company the make and model of your devices and check if the
cover is for
accidental loss.
The exposure benefit is often written something like this: «The Company will pay a benefit for
covered losses as specified above which result from an Insured being unavoidably exposed to the elements due to an
accidental injury during the trip.
Floaters also tend to provide more comprehensive coverage and can
cover claims such as an
accidental loss, which a standard renters insurance policy would not
cover.
This means that the scheduled items are
covered for all risks, including damage and
accidental loss, not just theft, fire, or other perils outlined in the main homeowners or renters policy.
Most do not
cover jewelry for damage (e.g., bent prong and lost stone), or
accidental loss (e.g., your ring is lost while swimming).
This insurance
covers you against
accidental damage to or
loss of your motor vehicle while engaged in personal or business use.
It
covers accidental death, permanent disablement including
loss of income and education funds for children.
These
covers are - missed departure (railways or airways), accommodation expenses caused by trip delay, tickets
loss, emergency medical evacuation, around - the - clock assistance, emergency accident medical expenses reimbursement, dismemberment, and
accidental death benefit, medical assistance, medical evacuation, repatriation, legal assistance, arrangement of bail bond, emergency travel services, lost travel document / credit card assistance, lost luggage assistance, emergency message transmission assistance, hotel accommodation referral, telephone medical advice, medical service provider referral, arrangement of appointments with doctors, arrangement of hospital admission, arrangement of appointments with doctors, guarantee reimbursement of medical expenses incurred during hospitalization with insurance, due to an accident, monitoring of medical condition during hospitalization, arrangement of compassionate visit, and product and claims information services.
Boiler and Machinery Insurance (or Equipment Breakdown)
covers loss resulting from the
accidental breakdown of almost any type of equipment that operates under pressure.
This plan
covers a wide array of commercial vehicles like goods carrying vehicles private and public carrier, passenger carrying vehicles and special types of vehicles from a financial
loss or
accidental loss / damage.
A personal accident policy is strongly recommended to everyone not only to protect their families in the event of a mishap like
accidental death, but in addition also to
cover disablement, leading to
loss of earning capacity, at competitive premium rates.
Accidental death and dismemberment coverage pays an indemnity up to the
covered amount for the
loss of life or functioning limbs to you or your beneficiary (ies).
This section provides
cover to the baggage carried by the insured person and his / her family members against
accidental loss or damage while travelling anywhere in world for business purpose or holiday.
Your property policy
covers you for any
covered loss caused by a sudden,
accidental discharge of water in your home.
A Comprehensive
cover against
loss / damage to Audio / AV appliances at home due to fire and allied perils, Burglary / theft,
Accidental external means, Mechanical and electrical breakdown, legal liability.
But before packing away laptops, televisions, and iPods, students would be wise to have parents review their insurance policy to ensure valuable personal items are sufficiently
covered in case of
accidental loss or damage while away at school.
In general, however, carrier insurance
covers accidental damage, theft,
loss, and malfunction.
Personal Accident
Cover: This add - on cover offers compensation for all kinds of outcome of an accident, including accidental death, permanent total disablement (loss of two limbs, sight, speech and hearing), permanent partial disablement (loss of an arm, leg, one eye or one ear) and temporary total disablement (fractures in both limbs and temporary blindn
Cover: This add - on
cover offers compensation for all kinds of outcome of an accident, including accidental death, permanent total disablement (loss of two limbs, sight, speech and hearing), permanent partial disablement (loss of an arm, leg, one eye or one ear) and temporary total disablement (fractures in both limbs and temporary blindn
cover offers compensation for all kinds of outcome of an accident, including
accidental death, permanent total disablement (
loss of two limbs, sight, speech and hearing), permanent partial disablement (
loss of an arm, leg, one eye or one ear) and temporary total disablement (fractures in both limbs and temporary blindness).
2) The extended warranty doesn't
cover the main causes of
loss, in any way whatsoever:
accidental physical damage (water damage, falls, cracked screens, bent iPhones, dirt in the sensors, fire etc.) or the actual
loss / disappearance of the item.
Waiver of reduction in depreciation for partial
losses and reimbursed towards the cost incurred of parts replaced due to
accidental damages in full or reduced percentage of depreciation depending on the
cover opted.
And you also have comprehensive
cover from Budget Indemnity protects against
accidental or malicious damage,
loss or damage to personal effects in the vehicle as well as
loss or damage to sound equipments.
You might know that the car insurance you own will provide financial assistance during an
accidental emergency, but it doesn't
cover you against any health - related So, if you are going to a place that is under constant threat, like Kashmir, consider buying travel insurance with health coverage, coverage for
loss of baggage, flight delay etc..
It is a rider or supplementary life insurance policy which offers extra
cover in case of
accidental death or
loss of any two limbs because of an accident.
Personal Injury Protection (also called «PIP» or «No Fault») generally
covers you and your household members for medical costs, income
loss,
accidental death benefits, essential services costs, and funeral costs that result from an accident — regardless of who is at fault.
We
cover most direct, sudden, and
accidental physical
losses that aren't specifically excluded in your policy.
This section provides
cover to the baggage of the insured person against
accidental loss or damage while travelling anywhere in India.
Accidental cover, on the other hand, insures you against financial risk that could occur due to accidental permanent disability or loss of income in case of a death of the earni
Accidental cover, on the other hand, insures you against financial risk that could occur due to
accidental permanent disability or loss of income in case of a death of the earni
accidental permanent disability or
loss of income in case of a death of the earning member.
Yes, we will
cover you, up to an amount of $ 750, for
loss or damage by an insured cause, other than by
Accidental Damage (irrespective of whether
cover is indicated on Your Schedule), to Contents in the open within the boundaries of your Buildings.
The State Farm Rental Condo Unitowners Policy
covers accidental, direct physical
loss to your condo unit and your personal property located there, based upon the coverage provided by your policy.
Make sure your valuables are adequately
covered against theft,
accidental damage, or
loss, by adding a State Farm ® Personal Articles Policy.
With a Foremost Mobile Home policy, your comprehensive coverage
covers most direct, sudden and
accidental physical
losses.
If you have made purchases or received gifts that exceed these limits, you should consider supplementing your policy with a «floater,» a separate policy that provides additional insurance for your valuables and
covers them for perils not included in your policy such as
accidental loss.
It will
cover your stuff against
losses from various types of peril, including: smoke, fire or lightning; windstorm or hail; explosion; riot or civil disorder; aircraft and vehicle damage; vandalism; theft; volcanic eruptions; falling objects; weight of snow or ice;
accidental plumbing overflows; sudden disintegration of a steam or hot water heating system, or a household appliance; and
accidental electrical damage.
Most renters policies are «named perils» policies, which simply means that the insurance will
cover a sudden and
accidental loss from specific causes of
loss — things like fire, hail, or lightning, says Mike Short, an Allstate agency owner with offices in Denville, New Jersey and Long Valley, New Jersey.