Sentences with phrase «cover after policy term»

This policy has unique feature of extended risk cover after policy term.

LIC Bima Diamond Plan, which is a money back plan with extended risk cover after policy term has been launched...

Not exact matches

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

The absurdity of suggesting that Iain Duncan Smith's Christian motivations were any kind of secret and of criticising the use of moral categories to justify his policy approaches - only lefties are allowed to have morals, after all; to be Right Wing is, by definition, to be evil, seeking to impose final solutions on the poor, force them to eat rotting horse - flesh, and cleansing them from beyond the sight of nice middle class folk; any right - winger employing a moral term such as «wrong» or «sin» must have some sinister ulterior motivation - has been covered already by the Editor and by Cranmer.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

After the birth of their first born, they can add the child term insurance rider to their existing policy to cover burial costs.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

Short - term Alaska apartments and hotels are incredibly expensive, but your policy will include loss of use coverage that covers those costs after a loss so that you'll have a place to go.

A term policy can still be useful to cover big ticket items such as your mortgage, but a whole life policy can help ensure your loved ones will always be financially protected even after you're gone.

This type of policy, which covers someone for their entire life provided the premiums are paid, differs from term insurance, which covers someone for a defined period of time (after that set time term insurance policies usually have provisions for continuing coverage, albeit at higher premiums).

In each instance, it is essential that homeowners understand the terms of their policy, what is covered, and the obligations of their insurer after a hurricane.

Other features include a limit of $ 5,000 per policy term to cover any financial loss due to identity theft; constant credit bureau monitoring and two credit bureau reports for six months after an identity theft claim; and access to an identity theft case worker to help customers identify and restore their finances and personal information after an identity theft claim.

It will cover the risk, but will not provide returns after the end of the policy term.

Also, make sure your policy covers chronic diseases — which are long - term and usually not curable — on a continual basis, meaning coverage continues for that disease after the year it was first diagnosed.

On the contrary, Extended Cover combines all the benefits and term & conditions of Standard policy along with the additional benefit to extending the life cover after the period of the policy Cover combines all the benefits and term & conditions of Standard policy along with the additional benefit to extending the life cover after the period of the policy cover after the period of the policy ends.

Also, make sure your policy covers chronic diseases (which are long - term and usually not curable) on a continual basis (meaning, coverage continues for that disease after the year it was first diagnosed).

Fortunately for Melanie, the LTD policy she bought when she was 25 covers her after her short - term disability runs out, so for the remainder of her recovery period she receives the tax - free $ 4,000 monthly benefit.

You might want a small term life insurance policy that could cover your final expenses, or you might be looking for a term life or whole life policy that could provide for your spouse's needs if he or she lives on after your passing.

The «long term» means that it generally kicks in after at least a few months, a period that a separate «short term» disability policy might cover in the workplace.

After assessing how much you need to cover final expenses, outstanding debts, your outstanding mortgage, college funding for your kids, income replacement, and estate taxes, you then need to determine which type of term life insurance policy is right for you.

Term life insurance policies only cover the policyholder for a certain, preset number of years, after which they expire and the policyholder will have to buy a new policy, often at increased premiums due to advanced age.

As long as the accident is covered within the terms of your policy, PIP coverage pays for medical bills, income losses and other related expenses incurred by you or your passengers (after your deductible, and up to your covered limit).

After the covered child reaches age 25, he or she can maintain life insurance coverage by converting to a permanent life insurance policy from Protective Life for up to five times the amount of the Children's Term Life Insurance Rider coverage.

A term policy can still be useful to cover big ticket items such as your mortgage, but a whole life policy can help ensure your loved ones will always be financially protected even after you're gone.

You can also purchase a Term life policy to cover you for the most financially volatile time in your life and then a Universal Life policy to pick up where the Term policy left off after it expires.

Short - term Alaska apartments and hotels are incredibly expensive, but your policy will include loss of use coverage that covers those costs after a loss so that you'll have a place to go.

Visitors Medical Insurance is a short term medical insurance that would generally cover the illnesses / injuries that occur after purchasing the policy and while outside the home country.

You might decide a term life policy helps in case you need to cover debts over the short term and also have a permanent or whole life policy to protect your beneficiaries with financial assistance after your death.

What that means is you can get policies which will last anywhere between 1 year and 30 years, but after the end of the term they will expire, so you can not get one to cover your whole life.

We pick up a plan with the premium payment term of 10 years and policy term of 12 years i.e. you pay the premium for 10 years while the life cover is for 12 years and you get maturity benefits after 12 years.

I am an NRI and want to have term policy, my family lives in India only, After i read your article i choose LIC e-Term but they wont give cover to NRI's Would you please suggest me any other Plan I am wondering why you ask here Are you NRI?

Auto Cover (available only once during the policy term)- After paying premium for minimum number of two years, if you are unable to pay the premium within the grace period, you will be eligible for an Auto Cover of one year.

In this plan risk cover is automatically increase after every 5 years during the term of the policy.

For instance, a term life insurance policy may be 5 years, 10 years, 15 years, 20 years, or 30 years — after which, the policy will expire and if the insured wishes to remain covered, he or she will need to re-apply for coverage at their then - current age and health condition.

In this type of plan, policy cover the life of policyholder even after the term of the policy.

You can use an affordable term life policy to guarantee the payment of either (or both) of these types of support after your divorce, along with covering other expenses like the cost of your children's future college education, for example.

After this policy term expires the term insurance cover is no longer valid.

It's called «term» because the policy lasts a set amount of time and then expires, after which you will no longer be covered by it.

If you're getting insurance in order to make sure your family can cover key expenses that won't be applicable after a certain period of time, like your child's college or your mortgage, a term policy is likely a better fit.

SBI Life Smart Income Protect is a participating savings plan which provides regular annual payouts after the policy term along with insurance cover during the policy term.

After weighing the specific utility and convenience of joint life covers, it may be a good idea to split your insurance requirements between a regular term plan and a joint life insurance policy.

That way by paying a nominal premium, life cover till 55 years can be availed, after which policy can be renewed till cover ceasing age of 70 years that is for a term of another 15 years.

If a policy with accident benefit rider option is surrendered after attaining surrender value, then a part of the additional premium charged for providing cover after the premium payment term that is after 20 years of policy will also be refunded by us in case of permanent disability due to accident.

Your base cover won't be affected if you start consuming alcohol or start smoking after buying the term insurance policy from Bajaj Allianz Insurance Company.

Also, it is cost - efficient if you choose a policy term of 30 years rather than 20 years because later in life i.e. after 20 years if you feel you need to take an additional 10 years of cover your premium will increase because after so many years, it is obvious your age will increase and your health may be impacted.

In fact, term life insurance will even cover suicide after the policy has been active for two years.

If a covered Injury or Illness requires continuing Treatment after the expiration of the Policy Period, an Insured Person may receive continuing Treatment for the covered Injury or Illness for up to 6 months per Injury or Illness, subject to the following: if the Policy Period expires while the Insured Person is outside the Home Country, a covered Injury or Illness incurred while outside and prior to returning to the Home Country, and that covered Injury or Illness requires continuing Treatment, the Company will review and determine the date of initial Treatment for the covered Injury or Illness, and if such date is prior to the expiration of the Policy Period, Eligible Medical Expenses for the covered Injury or Illness will continue to be reimbursed until there has been at least the minimum number of days of continuous Treatment for the covered Injury or Illness, subject to the limits set forth in the Schedule of Benefits / Limits, and all other Terms of the insurance plan.

In case of death after maturity (Extended cover period - Half of the Policy term): 50 % of Basic sum assured as death claim.

Since permanent policies cover your entire life, premiums can be substantially higher than those on a typical term life insurance contract that expires after a certain period.

Guaranteed life insurance policies do not offer as much coverage as whole or term life insurance policies, but they will still help your family cover your final expenses and possibly lost wages for time off during your final days and / or after you die.