Sentences with phrase «cover as a rider»

My insurance company does offer additional life cover as a rider.

With regard to the personal accident cover, you can either purchase a separate personal accident policy or choose a health insurance plan which offers personal accident cover as a rider.

So, if your existing life insurance plan offers an increase in your base sum assured and / or an additional cover as a rider, this option should be preferred, as it is ideally the most cost efficient.

Not exact matches

Depending on risks to your business, you may add riders to your homeowners» policy to cover normal business risks such as property damage.

For as little as $ 52.50 per year, add a child rider that covers your children under the age 18.

The rider wore a robe that was covered with blood, and he was known as «The Word of God.»

Tucked into the 2018 - 19 budget Cuomo unveiled this week was language that would expand New York's seat belt law to cover riders in back seats as well as the front.

It covers injuries to you as a rider, as well as damages to your bike caused by another driver who is inadequately insured.

It also means that while under the «builder's risk» rider any sewer back - up or water claim is not covered and you must adhere to all the insurance company's mandatory and suggested requirements, such as draining the water pipes and shovelling snow.)

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

When Life Happens Riders can help cover you for life's unexpected changes, such as waiving your premiums if you become disabled, or providing access to your death benefit early if you become terminally ill.

Critical Illness Benefit Rider: covering qualifying critical illnesses such as heart attack, stroke and cancer, this optional rider will pay you a lump sum of $ 20,000 up to $ 150,000 if you are diagnosed with a qualifying major illness.

The Legalese A life insurance policy with a critical illness rider will pay out a lump - sum benefit to the insured if they are diagnosed with a covered critical condition (such as cancer, stroke, or a coma).

In the event that you require long - term medical care in old age that your health insurance policy won't pay for, such as nursing home costs or at - home care, a long term care rider on your whole life insurance policy will cover the costs.

The Company's LTC rider allows access to the policy's death benefit to cover costs associated with long - term care services due to chronic illness or severe cognitive impairment, such as Alzheimer's Disease.

This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you should consider buying one.

Sewage backup: That option is often not covered in many policies but rather offered as an optional coverage (also called insurance rider).

In addition to riders, renters may want to consider additional policies, especially if they live in an area prone to natural disasters such as floods, earthquakes or hurricanes, which are not covered by a standard policy.

For as little as $ 52.50 per year, add a child rider that covers your children under the age 18.

Your Virginia homeowners insurance doesn't cover flooding or earthquakes, but coverage for special catastrophes like these can be purchased separately, or as a rider to your current policy.

This coverage is available to employees, as well as to their spouses and to their children (the children are covered by a term insurance rider).

Special natural disasters such as wildfires and earthquakes are usually not covered, but you may be able to purchase protection as a rider to your policy.

A critical illness rider offers a lump - sum benefit to cover healthcare and other costs if you have a critical illness (such as cancer, kidney failure, end - stage lung disease, or other life - threatening condition).

Financial professionals can help identify investments or other financial products that help cover medical expenses, such as long - term care riders on permanent life insurance.

In the event that the policyholder requires long - term care that his or her health insurer won't pay for, such as nursing home or at - home care, a long - term care rider will cover the cost.

When Life Happens Riders can help cover your client for life's unexpected changes, such as waiving their premiums if they become disabled, or provide access to their death benefit early if they become terminally ill.

Some life insurance companies provide Personal accident death benefits as riders but do not provide risk cover for disability (Permanent or temporary) arising out of an accident.

For as little as $ 50 per year, add a child rider that covers your children under age 18.

Extraordinary care, such as neutering or dental cleaning, may be covered or may be offered only as a rider on your main policy.

Although some pet insurance companies offer wellness care coverage, usually as an add - on rider to their accident and illness policy, the main reason to purchase health insurance for your pet is to cover the unexpected and potentially expensive events that happen.

Yes, but probably under my homeowner's insurance, subject to my deductible and assuming the item of personal property was not excluded (such as electronics) or covered only with a special rider (like jewelry).

The pedals may only be included on the vehicle to keep it classified as a «human - powered vehicle» so as to not have to comply with regulations that cover either full - size cars or small electric vehicles, and even if the rider isn't really charging the battery very efficiently while driving it, having 37 miles per charge could be a useful, and cleaner, option all on its own.

Injured riders in PIP states should be aware that PIP insurance alone does not typically cover injuries such as:

The former cover lost wages, medical expenses, property damage and similar losses, while the latter are designed to compensate injured riders for injuries that can not be quantified, such as pain and suffering, permanent impairment and loss of enjoyment of life.

If you see your bike as an investment, talk to your insurance agent about adding a special rider to cover the cost of the replacement.

This rider offers an accidental death benefit that is equal to the policy's face amount — and pays out in addition to the whole life insurance benefit if the insured dies as the result of a covered accident.

Since this only covers accidental death and does not cover natural causes (such as heart disease, stroke, or cancer), this life insurance rider is best purchased when the insured is maxed out on the amount of life insurance they can qualify for and he or she need some additional coverage.

The critical illness rider is important in the life insurance as it covers heart attack, stroke, cancer and surgery.

Life insurance riders are sold to cover situations such as this.

Level Term Rider Proceeds of this rider are payable to the beneficiary upon receiving proof that the person named as Covered Insured died while his or her coverage under this rider was in effect.

Allianz Horse & Rider insurance offers a comprehensive range of great quality, flexible covers * for both the horse & rider such as cover for:

Accidental Death and Dismemberment Rider A life policy rider that pays a percentage of the death benefit if the insured is killed in a covered accident or loses sight or limbs as a result of an accident.

For example, some companies covered pregnancy while others only included it as a rider.

ATVs can be risky — for riders, passengers, and those around them — and ATV insurance is designed to help cover the costs associated with a mishap or incident, as well as theft.

MYTH 6: ULIPs do not have health and accident cover Reality: Since ULIPs offer insurance cover along with investment, just like any other insurance plan it too has rider options such as Accidental Death Benefit (ADB), Waiver of Premium (WOP), Family Income Benefit, Hospital Cash Benefit (HCB), etc..

In the event that the policyholder requires long - term care that his or her health insurer won't pay for, such as nursing home or at - home care, a long - term care rider will cover the cost.

Some companies may offer this plan as a rider to a term plan which means that the individual pays for the term cover as well the rider to be given the option to be able to convert the term policy later to an endowment or any other such plan.

For example, a surgeon with hand tremors would continue to be covered under an own occupation disability insurance rider, even if she took a job as a lecturer at the local college.

Additional protection options: Many term insurance plans comes with additional cover options in the form of riders such as Critical Illness, Accidental death or disability, Hospital cash etc..

In the event that you require long - term medical care in old age that your health insurance policy won't pay for, such as nursing home costs or at - home care, a long term care rider on your whole life insurance policy will cover the costs.