Sentences with phrase «cover essential living»

In caculating your monthly payment, has the debt management company made sure you have enough to cover your essential living costs each month?

For example, an annuity generally makes the most sense if you feel you want more guaranteed lifetime income to cover essential living costs than Social Security and pensions alone can provide.

After all, you've already got enough assured income from Social Security and your pension to cover your essential living expenses.

Your Insolvency Practitioner (IP) calculates how much money you have coming in to the household and how much you need each month to cover essential living costs and priority debt arrears (things that must be paid first such as Council Tax).

«However, this means more than half (55 percent) are estimated to be at risk of being unprepared to completely cover essential living expenses in retirement, which includes housing, health care and food.»

Not exact matches

This one from McMaster University via Coursera is focused more on career issues, and the topics covered sound like a top hits list of common work questions: «Mindshift teaches you essentials such as how to get the most out of online learning and MOOCs, how to seek out and work with mentors, the secrets to avoiding career ruts (and catastrophes) and general ruts in life, and insights such as the value of selective ignorance over general competence.»

If we were to stop working today and just continue living as is and without moving from our apartment, just the passive income from the dividends and the rental property would cover all of our essential expenses including all food, housing and transportation costs.

«It is right and essential that we give thanks for those who witness, who unlock the covers of the wells of compassion that can become available, who challenge the complacency in which some people suggest that we can live in our own country as though the rest of the world did not matter.»

this kid had it all and could have been truly great but guess what, you can take the kid out of the hood but you can't always take the hood out of the kid, sterling hangs around with a bunch of idiots who think posting their mate online doing laughing gas is clever and there all living in London, bringing him in would be a huge mistake in my opinion and those of you suggesting to offer theo and money, Im so glad you don't run the club, theo is the best r winger in the league when fit, we also have Wellington silva coming back, not to mention ox to cover or Sanchez if we want to play Danny or mezut on the left, let city have Raheem and let their already volatile dressing room implode, let's get Cech, lacazette and a solid dm to compete with le coq, sell Chesney to inter for good money podolski could be used as make weight for Morgan or the like release flamini let arteta and Roz have there last season if they choose or let them go if they want more first team football, Rio to have one more loan Diaby pay as you play and last promote chuba who clearly is going to be an animal, with this I believe the title is ours and if the new 3 settle a real tilt at the cl is possible but please gooners get behind theo he is absolutely essential COYG

If you're both doing what it takes to cover the REAL essentials of life, like simple food you prepare, not a dang overpriced restaurant, simple clothing from Walmart / Target / KMart or the salvation army stores, a simple warm safe home, not some 2500 + square foot, half a million + monster on a lake shore, and a car that gets you to and from work safely and reliably, not some brand new 50k + gasoline guzzeler, wth are you complaining about?

Pumping gear - like a hands - free bra, extra sets of pump parts, and a nursing cover - is essential to making life as an exclusive pumper manageable.

From KPMG to the Olympic Delivery Authority — working men and women are now being paid enough to cover the essentials of life.

Understanding the oceans, which cover two thirds of Earth's surface and contain information about climate, the history of our planet and yet - to - be-explored energy resources and forms of life, is essential to the future of our planet.

Liquid water, which is essential for life, has unique and amazing properties; it covers 70 % of Earth's surface.

Sunscreen is essential, but I also wear UPF swimsuits and cover ups (which can be so cute — check out Cabana Life and Mott 50 for example), I always have a floppy hat at the beach, I stay out of the sun during peak hours, and I take a supplement called Heliocare to protect myself from the inside out from further sun damage!

I live in New England, and my mother is a thermostat natzi, so covering up my legs is essential... and leggings have plenty of give so I won't feel constricted after a big meal.

Find the best suitcase, carry on bag, passport cover, and scarf to travel with in Kat's TRAVEL ESSENTIALS section which features her can't - live - without travel items that she takes everywhere with her.

A disturbing and essential documentary that exposes the outrageous and horrifying rape and cover - up inside the US military, leading to numerous lives ruined by psychological damage - which hopefully will make women rethink before joining the armed forces.

School districts can enhance their vocational - education programs by placing caring and competent staff members in key positions, building in evaluations from the outset, and insuring that the curriculum covers four essential components — applied academics, vocational - technical education, job - search skills, and life - coping skills, according to a report released last month.

It shows that 116 millioninhabitants of the European Union are threatened by poverty and 42 million (8 %) live in conditions of severe material deprivation and can not cover a range of needs considered essential to live a dignified life in Europe.

These pupils need more support from qualified teaching professionals; when up to a year of a child's school life can be spent with cover providers, it is essential that this is from a fully qualified supply professional.

If you haven't read anything by British author David Almond, here — in the words of reviewers who covered his first novel, Skellig, winner of the Carnegie Medal and Whitbread Children's Novel of the Year Award as well as a Printz Honor — are some of the themes you're missing: «the transforming power of caring and love» (Publishers Weekly); «worlds enlarging and the hope of scattering death» (NY Times Book Review); «loneliness, friendship and grace» (ALA; Printz Award Selection Committee); «the fearful, wonderful fragility of life» (author Richard Peck); «essential goodness, faith, truth, and love» (author Karen Cushman); and «miraculous happenings» (The ALAN Review).

In setting your initial withdrawal rate, you'll also want to consider how much of your expenses you can cover from Social Security and any pensions, what other resources you have to draw on (home equity, income from an annuity, cash value life insurance, income from a part - time job) and how much of your retirement spending goes to essential expenses that you would have a hard time trimming vs. discretionary items that leave you with a lot more leeway cutting back should you need to in the future.

The main reason people get term life insurance is to protect against loss of income in case of death, so their loved ones will be financially secure and can cover essential expenses, including living expenses, mortgage payments, and college tuition.

If you want the guaranteed income to begin soon — say, to pay for essential living expenses beyond what income from Social Security alone will cover — then an immediate annuity would be a better way to go (although you may still want to hold off a bit to get a better handle on what your actual expenses will be after you retire).

You'll know that no matter how long you live and regardless of how the financial markets perform, you'll be able to cover your essential expenses with guaranteed income.

If, for example, after toting up your retirement living expenses (which you can do by going to BlackRock's Retirement Expense Worksheet), you see that your monthly Social Security benefit covers all or nearly all of your essential living expenses, then you may have all the guaranteed income you need.

If it turns out that Social Security (which is also effectively a pension) will provide enough income to cover all or most of your essential living expenses, then you may not need more pension - like income from an annuity.

Once you're out of debt, build an emergency fund that could cover three to six months» worth of essential living expenses.

Many retirees enjoy the feeling of security that comes from covering all or most of their essential retirement living expenses with income they can count even if the market tanks.

If Social Security's payments are enough to cover all or most of your essential living expenses, you may not need to devote any of your savings to buying more guaranteed income.

We also have articles on how to cover the essentials while making sure your family doesn't miss out on the special things in life:

If the amount that you'll receive from Social Security and any pensions covers all or most of your essential living expenses in retirement, then you probably don't need any more guaranteed income.

(You'll also want to keep enough cash in an emergency reserve to pay roughly three months» worth of living expenses or, if you're retired, one to two years» worth of essential living expenses beyond what's covered by Social Security and any pensions.)

A couple of possibilities include, reducing your withdrawal rate and another is to have purchased a single premium immediate annuity so you have a predictable amount of income that covers for example, you life essential expenses.

Similarly, if you collect enough income from Social Security and pensions to cover all or most of your essential living expenses, you may not be a candidate for an annuity.

It covers the essential treatments your pet needs throughout life, such as vaccinations, flea and worm treatments and regular health checks.

Care Credit — for pet owners to apply for credit to pay vet bills Brown Dog Foundation — for pet owners whose pet faces a treatable life - threatening condition Feline Veterinary Emergency Assistance Program — for cat owners Goldstock Fund — for pet owners and rescues Grey Muzzle Organization — for shelters and rescues, to help senior dogs Best Friends Animal Society's Resources — for pet owners and rescues Jake Brady Memorial Fund — provides financial aid for vetwork for pet owners The Pet Fund — for pet owners who can't afford vet care Shakespeare Animal Fund — for pet owners who can't afford vet care, focusing on seniors and offers low cost spay / neuter programs throughout the US Veterinary Care Partnership Program — for IIADP assistance dogs Prince Chunk Foundation — Prince Chunk Foundation helps pet owners in financial crisis Vet - I - Care — helping families secure the resources required to provide much needed specialty and emergency care for their pets Rose's Fund: financially assist pet owners and Good Samaritans who have an animal with a good prognosis for a healthy life, but are at a financial loss Red Rover Relief Grants: financial assistance grants so pet owners, Good Samaritans and rescuers can care for animals who need urgent veterinary care, resources for pet owners struggling with economic hardship, and resources for victims of domestic violence Handicapped Pets.com: assistance for caretakers of disabled pets Gimpy Dogs: help for surgeries and other care Pet Food Stamps: for pet owners who need assistance paying for pet food Stewie to the Rescue: helps to bring affordable spay and neuter services, wellness services, and emergency and surgical care to pet owners who otherwise would not be able to afford even the most routine and essential veterinary visits Friends & Vets Helping Pets: helps low income families cover extraordinary veterinary expenses necessary to save a pet's life.

If you're planning on going trekking to the north and northwest of Hanoi, this museum should really be considered essential, but it goes well beyond covering the groups who live there.

From sharing local delicacies with newfound friends in Lisbon to sightseeing in Paris with Local Specialists who bring the city to life, CostSaver tours cover all the essentials for as low as $ 114 * per day, while providing you the building blocks to tailor your dream holiday.

Ashbery wrote an essential critical essay on Freilicher, published in 1986, that includes a brilliant reading of The Painting Table (1954), a still life he owned and used for a cover image of a collection of art essays which is one of the touchstones of the Parrish show.

I am learning to make more time for this and consider it an essential part in finding my life's balance.I have also taken on commission works, most recently, the poster and cover program for the famous Lewes to Newhaven Raft race, and this year's cover for the well known Cliffe Bonfire society.Many of my pieces over the years have been murals, and my own home is like a gallery in itself.

But pollution also covers hundreds of chemicals which are fine or even beneficial at low levels but which if released in large quantities or in problematic circumstances cause «harm» — like phosphorus (grows your veges but also leads to toxic cyanobacterial blooms which kill cattle), nitrogen (grows crops kills many native species of plants and promotes weed growth costing farmers), copper (used as an oxygen carrier by gastropods but in high concentrations kills the life in sediments which feed fish), hormones like oestrogen (essential for regulating bodies but in high concentrations confuse reproductive cycles especially with marine life) or maybe molasses from a sugar mill (good for rum but when dumped into east coast estuaries used to cause oxygen sag in estuaries leading to massive fish kills).

Water covers the majority of the Earth's surface and is essential to the survival of all life on this planet.

Work - at - home parents should carry life insurance to cover expenses such as childcare, housekeeping and essential services that they normally provide.

Rising number of accidents makes it essential to have a personal accident cover, even if you have term life insurance

Making sure you're covered for end - of - life expenses is essential to good planning.

In modern times, it is essential to cover the risk of one's life by taking insurance policies.

If you are aprimary wage - earner, a life insurance cover is extremely essential.

Also, in contrast to one's 20s and 30s when the focus is more on short - term financial goals, in the 40s, people begin working towards securing their future by making essential long - term investments such as life insurance — which offers life cover and secures one's retirement years too.