Sentences with phrase «cover immediate needs»

For example, some people purchase a cheaper term policy to cover their immediate needs, but also add a smaller whole life rider (option) to provide lifetime benefits.
Some people decide to purchase a term policy with a high death benefit, to cover immediate needs, and a smaller permanent policy to provide future coverage and asset growth.
A term policy can cover immediate needs, while a whole life policy can provide future coverage during retirement.
The average cost of homeowners» insurance will be lower without supplemental flood insurance, but may still cover your immediate needs.
This is fantastic to cover immediate needs like protecting a kid until they reach adulthood.
Some people decide to purchase a term policy with a high death benefit, to cover immediate needs, and a smaller permanent policy to provide future coverage and asset growth.
You will first accumulate enough money to cover immediate needs, then enough to begin paying off your debt, and finally plenty of extra for long - term investing.
First of all, additional living expense coverage kicks in to cover the immediate need for a place for your family to sleep.
After a wreck, it can be tempting to accept a settlement from an insurance company that covers your immediate needs.
First of all, additional living expense coverage kicks in to cover the immediate need for a place for your family to sleep.

Not exact matches

«Although there may not be immediate benefit for patients as specific plan sponsors will need to purchase the coverage, this move will make covering medical cannabis simpler than today's exception process and speaks volumes to the broader acceptance and legitimacy of medical cannabis,» he said.
Our immediate needs right now are — a proper DM to shield the back players when they misbehave as they did on Saturday — a RWB to give cover and competition to Belerin.
«We expressed a need for something that could provide more immediate and local observation that could be launched easily and cover enough distance to conduct reconnaissance on potential routes through drifting sea ice,» says Cyrus Unvala, a lieutenant, junior grade, who served as public affairs officer onboard the Polar Star.
Get immediate answers to the most common questions, covering everything you need to know to connect with real, local latino singles.
I would have to say schools» immediate needs cover a little bit of everything; however, in general we give away computers, books, and art supplies in the largest numbers.»
But fiction covers appeal to the heart — you need to make an immediate emotional connection.
Cover art needs to be emotional and immediate.
You'll still need reviews but you can test conversions much faster on a permafree book, so you can tweak covers or blurbs and see an immediate boost in downloads.
Take the amount of money your family will need to cover any expenses — whether it's immediate cost of living expenses, long - term plans like paying off a mortgage, one - time big expenses like college tuition, and / or funding your partner's retirement — and that's the amount that you'll need to have on hand to be self - insured.
You can't start saving for the future if you don't have enough money on hand to cover an emergency in the near term, so if your savings account is empty or your balance is cringe - worthy, you'll need to focus on building up your immediate reserves.
After solving your immediate needs, your Richmond tenant policy will cover the personal property lost in the fire.
If the amount of guaranteed income you'll receive from Social Security and any pensions is enough to cover all or most of your basic living expenses in retirement, then you may not need an immediate annuity.
You might need immediate cash, for example, to cover a major expense.
Indeed, if Social Security (which is also essentially an annuity) is enough to cover all or most of your living expenses, you may not need an immediate annuity at all.
With this lending solution, you'll get a lump sum disbursement to cover your immediate or long - term financing needs.
Scheme and Child insurance plan (which is costly but nicely cover most of immediate and maturity needs).
Upon your death, all your family may need is the readily available cash to pay for funeral, burial, and estate taxes - immediate expenses that could be covered by final expense life insurance.
Employees are automatically considered to have an immediate need if they require the money to cover certain medical care expenses, educational costs and payments needed to prevent eviction from a principal residence, as well as other conditions deemed necessary for hardship distributions by the IRS.
Cash accounts are used to provide liquidity to pay bills, meet immediate cash needs, and provide emergency funds covering up to 6 months in living expenses.
@Xalorous Exactly - and if you have all of your immediate needs and wants covered with $ 75k in income (including say $ 1,000 of savings every year), then $ 80k in income (an increase of only ~ 7 %) increases your savings every year to $ 6,000 (an increase of 500 %).
They could, but are those assets enough to cover your debts and look after your family's immediate and long - term needs?
After being rescued from her managed colony, she needed immediate surgery to have her infected eyes removed, and the Mayor's Alliance covered the costs for her medical care.
$ 5000 will cover all immediate and critical medical needs.
«The cover of a book is the first thing a potential reader will see: it needs to attract immediate attention, stimulate interest, heighten the desire to learn more about the book's content, and create a clear call to action,» says Lisbon - based designer, illustrator and art director Senhor Tocas.
In such cases, support needs to be available to cover not only the immediate medical bills, but also lost future income, the cost of medical treatment and physical therapy that will be needed years after the accident.
Make sure that your immediate and ongoing medical treatment is covered by the liable parties insurance by establishing negligence and winning the payment you need.
The rule waives the requirement for individual agreement if the victim is unable to agree due to incapacity or other emergency circumstance and: (1) The law enforcement official represents that the protected health information is needed to determine whether a violation of law by a person other than the victim has occurred and the information is not intended to be used against the victim; (2) the law enforcement official represents that immediate law enforcement activity that depends on such disclosure would be materially and adversely affected by waiting until the individual is able to agree to the disclosure; and (3) the covered entity, in the exercise of professional judgment, determines that the disclosure is in the individual's best interests.
The final rule waives the requirement for agreement if the covered entity is unable to obtain the individual's agreement due to incapacity or other emergency circumstance, and (1) the law enforcement official represents that the information is needed to determine whether a violation of law by a person other than the victim has occurred and the information is not intended to be used against the victim; (2) the law enforcement official represents that immediate law enforcement activity that depends on the disclosure would be materially and adversely affected by waiting until the individual is able to agree to the disclosure; and (3) the covered entity determines, in the exercise of professional judgment, that the disclosure is in the individual's best interests.
The NPRM would have allowed covered entities to disclose protected health information about a victim of a crime, abuse or other harm to a law enforcement official, if the law enforcement official represented that: (i) The information was needed to determine whether a violation of law by a person other than the victim had occurred; and (ii) immediate law enforcement activity that depended on obtaining the information may have been necessary.
The covered entity must make the decision whether to disclose only in limited circumstances: when there is no mandatory reporting law; or when the victim is unable to provide agreement and the law enforcement official represents that: the protected health information is needed to determine whether a violation of law by a person other than the victim has occurred, that the information will not be used against the victim, and that immediate law enforcement activity that depends on such information would be materially and adversely affected by waiting until the individual is able to agree to the disclosure.
Comment: One commenter questioned under what circumstances proposed § 164.510 (k) would apply instead of proposed § 164.510 (f)(5), «Urgent Circumstances,» which permitted covered entities to disclose protected health information to law enforcement officials about individuals who are or are suspected to be victims of a crime, abuse, or other harm, if the law enforcement official represents that the information is needed to determine whether a violation of law by a person other than the victim has occurred and immediate law enforcement activity that depends upon obtaining such information may be necessary.
Depending on your financial needs, you may choose a benefit that only covers funeral expenses and any immediate debt that you might owe.
Travel Health Insurance covers hospitalization you might need and all arrangements for the trip back if your condition requires immediate medical assistance at home or other place with adequate medical facilities.
If you need immediate life insurance cover to secure the loan, then a no medical exam insurance policy is for you.
Upon your death, all your family may need is the readily available cash to pay for funeral, burial, and estate taxes - immediate expenses that could be covered by final expense life insurance.
A covered reason for trip cancellation includes needing to attend the birth of an immediate family member's child.
If you die prematurely, it's your life insurance that can provide your dependents with the ongoing income they'll need to live on when your income ceases to exist, as well as immediate funds to cover your final expenses.
The average cost of a very basic funeral in the U.S. is $ 7,181.1 If you haven't set aside the funds to cover these immediate expenses — as well as any outstanding medical bills you may leave behind — factor funeral and other final costs into your life insurance needs.
Insurance helps with that, but for immediate expenses that you need covered in a pinch, an emergency fund is much more useful.
Unless it's one of your immediate family members, roommates can not be covered by the same policy and will need their own.
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